by Penny Angeles-Tan | Jan 12, 2019 | Banking and Finance
Most people would agree that when it comes to credit cards, Citi has to be on the top of their most wanted list. If they had to choose one credit card to own most, I have found, would say they want a Citi credit card.
Now is a good time to apply for a Citi credit card! Go to https://tinyurl.com/citi-penny and apply for a credit card with Citi Philippines. People with successful applications will immediately receive an e-gift of P5,000 to be used at Uniqlo or no annual fees plus 10% interest back (for successful Simplicity+ Card referrals).
Citi is one of the most highly respected financial institutions in the world and as such, they have the most stringent screening process when accepting applications. After all, they want to make sure that their members actually have the capacity to pay.
* Note: the information below was lifted directly from the Citi Philippines website.
Eligibility of the card applicant:
- is at least 21 years old
- has a minimum income of:
- P180,000 per year if you have another credit card
- P250,000 per year if you have no credit card
- has an active landline or mobile phone number
- has a valid TIN, SSS, GSIS or UMID number
A deposit account with Citi is not necessary.
Required documents:
- if you have an existing principal credit card
- any government issued ID (driver’s license, SSS, UMID, passport, etc.)
- if you do not have a credit card or your existing credit card is a supplementary card
- any government issued ID (driver’s license, SSS, UMID, passport, etc.)
- proof of income (ex. payslip, income tax return (ITR))
- bank statement of your payroll account showing your one-month salary
- a signed certificate of employment
Citi has a different kind of credit card to suit your lifestyle:
Interest back cards
Citi Simplicity+ Card
This is the card for those who like to keep it simple.
- no annual fee EVER
- no late fees
- no over limit fees
- pay at least the minimum due on or before the due date and get 10% back on interest charges
If you’ve never owned a credit card before and you can’t decide which one of the many Citi cards there are you want then this is a good starting place. The Simplicity+ card is tailor-made for newbie credit card holders.
Rebate cards
Citi Cash Back Card
This is the card for those who love to save! Every time you spend you get cash back in the form of rebates that you could use to partially pay for your credit card bill or to make purchases with specific merchants as defined by Citi.
- get up to 6% rebate on supermarket purchases.
- get up to 2% rebate on your Meralco bill payments done through Citibank Online or Citi® One Bill®.
- all your other purchases automatically earn 0.20% rebate.
- save as much as P12,000 per year.
Shell Citi Card
The perfect card for car owners, especially those that gas up at Shell.
- Get up to 5% rebate on Shell fuel purchases.
- Get up to 5% rebate on toll fees (NLEX and SLEX).
- Get up to 5% rebate on auto repairs, accessories, and services nationwide.
- Save as much as P10,000 per year.
Mercury Drug Citi Card
For those who buy their medicine from Mercury Drug. This is probably the card I would recommend for people with maintenance medicine, which means they buy medicine often.
- Get up to 10% rebate on Mercury Drug purchases.
- Get up to 10% rebate on participating hospital bills.
- Get 0.25% rebate on all other purchases outside of Mercury Drug and participating hospitals.
- Enjoy free 24/7 ambulance service worth P10,000.
- Save as much as P9,600 per year.
Travel cards
Citi PremiereMiles Visa Card
Do you love to travel? Then this is the card for you!
- Earn 1 never-expiring mile for every P30 spend.
- Redeem flights and hotel stays instantly through Citi ThankYou Rewards.
- Enjoy local and international airport lounge access with your PremierMiles.
Rewards cards
Citi Prestige Card
This is the creme de la creme of all the Citi cards. This card is also good for those who love to travel.
- Unlimited 4th night free at any hotel booked through the concierge.*
- Complimentary Priority PassTM Membership for primary cardmembers with unlimited access to over 1,000 VIP airport lounges worldwide.
- Complimentary Airport Meet and Assist services and one-way luxury airport transfers for primary cardmembers at select airports, twice (2x) per the calendar year.
- 5x ThankYou points on local dining, shopping, and all foreign currency spend.
This card has special features that the other Citi cards do not have:
- desirable rewards
- Every P30 spend earns you 1 ThankYou Point.
- Earn 5x points on shopping, dining and foreign currency spend here or when you travel abroad.
- Earn relationship bonus points on your card anniversary.
- inspiring travel
- Enjoy an unlimited 4th night free stays at any hotel booked through the concierge.*
- Complimentary Priority PassTM Membership for principal cardmembers with unlimited access to over 1,000 VIP airport lounges worldwide, with four (4) guest passes per membership year.**
- Complimentary Airport Meet and Assist services and one-way airport luxury transfers for principal cardmembers at select airports, twice (2x) per the calendar year.
- exclusive access and elite servicing
- Enjoy three (3) complimentary rounds of golf each calendar year at participating golf courses.
- Access to a dedicated hotline and Global Concierge Service with in-country experts ready to assist you 24 hours a day, 7 days a week.
Citi Rewards Card
The must-have card for those who love rewards. This is the perfect travel card for people who prefer to fly via Cebu Pacific.
- Earn 1 point for every Php 30 spend.
- Get 3X points when you shop, dine or book Cebu Pacific tickets.
- Use your points to redeem free flights, hotel stays, or merchandise.
- Use your points to pay for purchases at partner merchants.
How long does approval take?
Approval usually takes 5 to 7 days but online applications are often faster.
Apply for a Citi credit card now!
Go to https://tinyurl.com/citi-penny and apply for a credit card with Citi Philippines. Do it NOW to enjoy the P5,000 e-gift. This is a limited time offer so the soonest you apply the better. 🙂
by Penny Angeles-Tan | Jan 11, 2019 | Beauty
This 2019, dare to be different by experimenting with new makeup routines and looks for an upgraded version of you. Let EB Advance, the premier line of Ever Bilena Cosmetics, help you with these simple makeup tips:
Highlight over foundation for skin that glows from within.
The usual step that most follow is to apply primer then foundation. But if you want to achieve natural-looking glowy skin, switch up your makeup routine a bit and brush on EB Advance Glow Out Highlighter (P299) on the high points of your cheeks, bridge of your nose, temples, Cupid’s bow, and chin right after priming.
Dab on your favorite foundation then proceed with the rest of your routine. You can opt to intensify your highlighter by adding another layer after finishing your makeup. You can also use highlighter on your body such as your collarbones, shoulders, and legs for that sun-kissed glow.
Smudge eyeliner for an effortlessly cool smoky eye.
Want to have a subtle glam look but lack the time and skill to do it? A smudged eyeliner will do the trick. It’s easy – simply apply a thick line of EB Advance Eye Define Waterproof Matic Liner (P175) above your upper lash line and use a brush to smudge out your eyeliner.
For your lashes, use EB Advance Lash Define Waterproof Mascara (P205) for an edgy, smoky eye look.
Experiment with colors.
For 2019, it’s all about playing with eyeshadow colors that you don’t normally go for. If you’re the “no makeup, makeup” type, maybe you can try adding a pop of color like the blood red matte or the shade in EB Advance Uncover 2 palette (P395). If you’re the adventurous type who prefers loud colors, this time around maybe you can try the muted, neutral ones.
Leveling up your makeup game for the coming year does not necessarily mean completely altering your usual makeup looks. Making subtle changes or switching up your usual routine automatically upgrades your whole makeup game. These clever products from EB Advance will help you do just that.
To learn more about Ever Bilena Advance and its products, visit:
by Penny Angeles-Tan | Jan 10, 2019 | Food & Beverage
Isla Sugbu Seafood City, operated and managed by Kuya J Group, recently opened its first Manila branch at Venice Grand Canal in Taguig City. Named the best seafood restaurant in Cebu, Manila diners can now experience Seafood City’s unique offering of Paluto All-You-Can.
It allows diners to choose from the restaurant’s wide array of fresh and live seafood, have it cooked to their liking, and repeat the whole process until they are satisfied. Best of all, as part of its opening, the regular Paluto All-You-Can price of P1,300 per head will be offered to customers at a promo rate of P848 for lunch on weekdays (Mondays to Thursdays, 11:00 am to 3:00 pm) and P888 for dinner (Mondays to Thursdays, 6:00 pm to 11:00 pm) and all day weekends (Fridays, 11:00 am to 3:00 pm, 6:00 pm to 11:00 pm and Saturdays and Sundays, 10:00 am to 3:00 pm, 6:00 pm to 11:00 pm).
The opening promo runs until February 28, 2019. Present during the opening were: (from left) Kuya J Group president Winglip Chang, iCorner general manager Don Tirol, and Gretz Rivera of Unido Holdings Inc.
by Penny Angeles-Tan | Jan 5, 2019 | Awards and Competitions
Dioceldo Sy, Ever Bilena CEO
Ever Bilena chief executive officer Dioceldo Sy was recently awarded as the Regus Entrepreneur of the Year during the 2018 Asia CEO Awards. The Asia CEO Awards is the largest business awards event in the Philippines and in Southeast Asia that recognizes extraordinary leaders who have demonstrated outstanding achievement for their organizations and contributions to others.
This award is a testament to Ever Bilena’s dedication to bringing affordable and high-quality beauty products to Filipinas. The country’s leading cosmetics company headed by Sy continues to grow since its establishment. Photo shows Dioceldo Sy and Ever Bilena chief operating officer Siliman Sy.
by Penny Angeles-Tan | Jan 4, 2019 | Events
MICE (Meetings, Incentives, Conventions and Exhibitions/Events) Conference, the largest gathering of local and international MICE industry experts and practitioners, was successfully mounted this year in Bacolod. Organized by the Tourism Promotions Board (TPB), the marketing arm of the Department of Tourism (DOT), MICECON 2018 featured educational talks from world-class experts.
TPB uses MICECON to strengthen the country’s reputation as the preferred MICE destination in Asia. The four-day conference was spearheaded by (center) TPB chief operating officer Marie Venus Tan and Bacolod City mayor Evelio Leonardia.
Others in photo are (L-R) Bacolod City councilor Em Ang, DOT regional director Helen Catalbas, Bacolod City administrator John Orola, DOT assistant secretary Robert Alabado III and DOT Policy Formulation and International Cooperation division chief Alex Macatuno.
by Penny Angeles-Tan | Jan 3, 2019 | Awards and Competitions
Bangko Sentral ng Pilipinas (BSP), Citi Foundation and Microfinance Council of the Philippines (MCPI) awarded nine outstanding Filipino microentrepreneurs at this year’s 16th Citi Microentrepreneurship Awards (CMA).
Winning the national award was (second row, center) Erwin Ramos, owner of Erwin and Lanie’s fishball from Bulacan.
The regional winners were (second row, left to right) Rosario Amoroto of Island’s Best Foods for Visayas, Maria Elena Estadola of New Life Crafts – Infinito for Luzon, and Arnold Viado of Bam and Jhon Balut Maker for Mindanao.
Mary Grace Bayalas (top row, second from left) of Bayalas Birthing Home and Family Planning won the Youth Microentrepreneurship Award.
Special awards were given to (top row, left to right) Romeo Ponio, a corn and vegetable farmer for Agri Micro-business; Jessette Oquendo of Surublien for Community Leadership; Estrella Balnao, a coffee farmer and producer for Agri Micro-Business; and Marisa Ganding of Azul Massage Suites and Wellness Center for Startup Micro-Business.
The 16th CMA National Selection Committee included (front-row, left to right) BSP deputy governor Chuchi Fonacier, Citi Philippines CEO Aftab Ahmed, Marixi Rufino-Prieto and Joey Concepcion. To know more about annual CMA or for more information about Citi, visit www.citibank.com.ph.
by Penny Angeles-Tan | Dec 28, 2018 | Awards and Competitions
Start off the New Year on a positive and fun vibe with makeup looks that match your personality and resolutions. Bold and sparkly colors are fail-proof makeup looks that you can try for a more adventurous and glamorous year to come. But if you’re all set on channeling an easygoing and wholesome vibe, you can go for fresh and monochromatic looks this 2019. Let Careline, the Filipina teen’s go-to cosmetic brand under Ever Bilena Cosmetics, guide you:
Fresh
Planning for a new makeup routine for everyday look? Go for a fresh and youthful makeup look using Careline’s Multi Sticks (P205).
- Start by applying the Blur Stick all over the face to keep it smooth and oil-free. This will also ensure that your makeup stays in place the whole day.
- Hide blemishes and highlight your facial features with the Brighten Stick.
- Then, with the Contour Stick, draw a line along your temples, the hollows of your cheeks, jawline and sides of the nose. Tap area of contour color with your fingers.
- Add a pop of color on the cheeks, lips and even eyes with the Rose and Peach Sticks.
- Complete the look with a healthy glow using the Strobe Stick, applying on the high points of your cheeks, the inner corners of the eyes, eyebrow bone, and bridge of your nose, Cupid’s bow, and chin.
Monochromatic
Careline Multi Sticks in Rose and Peach
The monochromatic look involves keeping your eyes, lips, and cheek within the same makeup shades. Perfect for any occasion, this makeup trend is not only easy to wear but also easy to apply.
The trick is to choose a color that complements your skin tone like Careline Multi Sticks in Rose and Peach.
You can apply it all over your lids, even dab some on your cheeks and use it on your lips. Voila! You’re good to go.
Bold brows and lips
Bold brows and lips will never go out of style. To achieve this look, be sure your eyebrows are well-groomed so it’s easy to fill them in with your preferred eyebrow product.
With the brow comb, brush your eyebrow hairs upward then fill in sparse spots with Careline’s Best Brow Liner (P160) in Taupe or Brunette.
Complement your look with bold lips using your preferred shades from Careline’s Metallic Lipstick (P210) or Matte Liquid Lipstick (P210).
Careline Melted Metallic Lipstick and Careline Matte Liquid Lipstick
Smoky eyes, soft lips
Smokey eyes are perfect during special celebrations or a night out with your friends. It’s easily doable by filling in your whole lids with Careline Color Pencil (P65), which has a creamy texture that can be used as an eyebrow and eyeliner pencil. After application, blend it with a flat eye shadow brush. Of course, smoky eyes aren’t complete without a swipe of Go Big! Mascara (P185) on your lashes and dramatic winged-eyes using Careline’s Liquid Eyeliner (P105). Balance it out with any nude shade of lipstick using Careline Kiss Sticks (P180).
Try these easy to-do makeup looks and you’re sure to look party-ready for the coming holidays.
To know more about Careline, visit https://careline.com.ph/
Follow their social media accounts:
by Penny Angeles-Tan | Dec 21, 2018 | Health and Wellness
Top executives of Manila Doctors Hospital and Maxicare Healthcare Corporation recently gathered together at the 2nd floor of Manila Doctors in Ermita, Manila to inaugurate the newest Maxicare HealthHub, a one-stop health hub that utilizes cutting-edge technology to streamline the process of going for a medical consultation.
The new Maxicare HealthHub at the Manila Doctors Hospital offers members a convenient and time-saving way of getting their LOA (letter of authorization) and has a fully digitized system to manage patient queueing and gather initial vital signs quickly and accurately.
The Maxicare health pod offers members a convenient and time-saving way of getting their LOA (letter of authorization). It is a fully automated system that manages patient queuing and makes the gathering of initial vital signs quick, accurate and hassle-free.
A new-generation of self-service, the Maxicare HealthHub is an HMO-owned healthcare system especially designed for members to access their benefits in a most relaxing and convenient way.
Leading the inauguration were Maxicare president & CEO Christian Argos, medical vice president and medical director Erlinda Tiuseco, vice president for marketing Artemio Rillo, vice president for operations Sylvia Stolk, customer experience consultant Rihard Vanags, and Manila Doctors Hospital president Elizabeth Dantes, vice president and assistant medical director Dr. Nelson Abelardo, first vice president and hospital director Dr. Hian Ho N. Kua.
The Maxicare HealthHub is located on the 2nd floor of Manila Doctors Hospital in Ermita, Manila. Drop by anytime between 8 AM to 5 PM.
Maxicare Healthcare Corporation:
One of the pioneers in the health maintenance organization (HMO) industry was established in 1987 by an esteemed group of doctors and businessmen with the vision to deliver a better healthcare system.
Three decades later, Maxicare has progressed into becoming the No. 1 HMO* in the country, continuously providing comprehensive healthcare programs via its wide network of medical providers and strengthened customer support.
Maxicare has:
- more than 1.2 Million Members,
- more than 56,000 affiliated Doctors,
- more than 1,000 affiliated Hospitals and Clinics,
- 3,800 Dental providers,
- 8 Primary Care Centers and 13 Helpdesks,
- 9 Satellite Offices,
- 5 Exclusive Wings.
by Penny Angeles-Tan | Dec 20, 2018 | Discounts, Sales, and Giveaways
Here is a special offer for the first 50 bloggers. Blogspot/Blogger and WordPress.com are good, free platforms for blogging. But because they are free it also means that you have very limited control over it.
Have you considered getting your own domain and hosting but thought it would be too expensive? Or maybe the one you are currently using is expensive? Here is an offer that may help you decide.
Velcomsnetwork is offering a special web hosting package for bloggers which will allow you to pay on a monthly basis.
Starter hosting package
- 1 Gb space
- 10 Gb bandwidth
- Price: P35/month or P400/annual
Advance hosting package
- 10 Gb space
- 50 Gb bandwidth
- Price: P125/month or P1,500/annual
For those who have large websites and may need more space or if you have more than 1 site and you want to combine them into 1 hosting, here are the packages for you:
Starter reseller hosting package
- 10 Gb space
- 200 Gb bandwidth
- Price: P400/month
Advance reseller hosting package
- 50 Gb space
- 1 Tb bandwidth
- Price: P800/month
Enterprise reseller hosting package
- 100 Gb space
- Unlimited bandwidth
- Price: P1,500/month
To avail of any of these packages go to http://web.velcomsnetwork.com/whmcs and use the following promo code: SLVRDLPHN
Other services available such as server colocation, dedicated server, VPS, Dedicated Internet
You may also acquire your domain from them. Prices vary depending on what domain you get. Domains are paid on an annual basis.
Migrating your site is also easy and seamless and Velcomsnetwork can assist you. There won’t even be any downtime. All databases, including followers, can be migrated, especially if you started from a WordPress platform.
by Penny Angeles-Tan | Dec 17, 2018 | Real Estate
In the early 1990s, Andrew Gotianun Sr. saw there could be more to a grazing ground for livestock in Alabang. His company, Filinvest, won the bid over the 244-hectare Alabang stock farm and transformed it into his vision of a complete environment conducive to meeting the demands of global businesses and enriching the lives of those working and residing in the city. With that vision, the Filinvest City masterplan — one that is sustainable, future-ready and responsive to the needs of an ever-changing metropolis — was drawn up.
Today, the 244-hectare Filinvest City embodies the ideals Andrew Gotianun Sr. set years ago. Filinvest City is very much of the present and even as it looks forward to tomorrow, introducing key enhancements to its masterplan: green system, districting and improvements to “mega-blocks” resulting in a well-balanced live-work-play environment.
Filinvest City is currently registered to the United States Green Building Council’s (USGBC) Leadership in Energy and Environmental Design (LEED) certification — a first for the Philippines — under the Neighborhood Development plan, further proof of its commitment to build a truly progressive and sustainable CBD.
The first phase of the Filinvest City master plan enhancement is defining Filinvest City’s public domain and green spaces which includes the introduction of a green system consisting of more open spaces, parks, greenways and pocket resting areas — active and passive facilities for a more meaningfully built environment.
These include the Spectrum Linear Park, a recently-completed three-section linear park spanning almost a kilometer that dissects the city from north to south. It is a beautifully landscaped green spine along Spectrum Midway with tree-lined paths, lighted seating areas and stimulating outdoor art installations.
Also, part of Phase 1 is the development of a creek side park, stretching further down from the Spectrum Linear Park to a creek, which features meandering paths with seating areas, a bridgeway, bike lanes and a viewing deck. When completed, this will be connected to the al fresco retail strip—the River Park at Festival Alabang.
Included in the pipeline of Phase 1 is the Central Park where a botanical garden, bike racks, a dome structure for events and an expansive lawn will be built. This is envisioned to be one of the major public event spaces within Filinvest City where people can either enjoy a picnic on the sprawling lawn or come together to celebrate an outdoor concert.
Filinvest City has also earmarked its mega-blocks — parcels of land that Filinvest is retaining that will add as the value enhancers in the city. Part of the masterplan is the maximization of Festival Alabang as the City Center with its major phase by phase expansion and the construction of a chapel near the River Park, the construction of a Convention Center which will be connected to the transport hub, and the Filinvest Axis Towers which will define the Filinvest City’s skyline.
Filinvest City’s design divides into districts, all bearing the four pillars of the City but each with its own distinct character:
- Northgate District which houses Northgate Cyberzone, the IT-BPO (information technology-business processing outsourcing) hub;
- the Civic Plaza that houses a variety of public services and institutional facilities like fire station and healthcare establishments;
- Westgate, the upscale retail and lifestyle center; the Woods, the more green campus-like and relaxed setting;
- the Palms District, the highest point and site of exclusive developments like Botanika Nature Residences;
- South Station, the transport hub;
- the City Center, where the Festival Alabang, the biggest regional mall, is located; and
- the Spectrum district as the economic core of Filinvest City and is home to prestigious businesses, as well as high net worth families and individuals.
These areas are steadily being transformed into self-contained live-work-play districts.
Filinvest City takes a more prudent approach to city enhancements, proceeding at a steady and calculated pace. These developments bolster Filinvest City’s position as a world-class CBD, ultimately ensuring that land values in the area continue to rise and creating a community responsive to the needs of locators and the people living there today and tomorrow.
Citi Cash Back Card
Shell Citi Card
Mercury Drug Citi Card
Citi PremiereMiles Visa Card
Citi Prestige Card
Citi Rewards Card
Maxicare Healthcare Corporation:
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