by Penny Angeles-Tan | Mar 2, 2022 | Medical
Cancer is one of the leading causes of death in the world, particularly in developing countries like the Philippines as screening procedures are considered too difficult and costly to implement. In 2020, cancer was the second leading cause of death in the country at 62,300 deaths. Leukemia, the cancer of white blood cells, is among the most common types of cancer. Smoking, overexposure to radiation or carcinogenic chemicals, and certain genetic conditions such as Down Syndrome increase the risk of developing leukemia.
AXA Philippines, one of the country’s leading insurance providers, offers important facts to know about leukemia:
Types of leukemia.
The types of leukemia are grouped according to how rapidly the disease develops (acute vs. chronic leukemia) and the type of blood cell involved (lymphocytic and myeloid leukemia).
Symptoms to watch out for.
Some of the warning signs include bleeding or bruising easily, weakness and fatigue, loss of appetite, weight loss, swollen or bleeding gums, bone or joint pain, anemia, and sweating especially at night.
Leukemia symptoms, image taken from everydayhealth.com
How leukemia is diagnosed.
To determine if a patient has leukemia after exhibiting signs and symptoms, a health care provider may do the following procedures: blood tests, MRI and bone marrow biopsy, and imaging tests such as x-rays, ultrasound, CT scan.
How to minimize the risk of developing leukemia.
Avoiding or quitting smoking is the most significant avoidable risk factor. Aside from quitting smoking, other lifestyle adjustments that you can make include eating healthier and exercising moderately for 150 minutes every week. Also, it’s best to avoid overexposure to the sun, artificial tanning devices, x-rays, and benzene from gasoline fumes, and emissions from some factories that can cause cell damage that may lead to cancer.
Leukemia mortality can be reduced if diagnosed and treated early.
Diagnosis and treatment may come with a hefty price tag, as chemotherapy sessions alone average P120,000 per session.
To protect your health and finances, AXA Philippines offers Health Care Access, a comprehensive and affordable health care solution for hospitalization and other medical needs. Health Care Access comes with a Critical Illness Booster which provides additional cash benefit if one gets diagnosed with any of the 56 critical illness conditions including leukemia. When diagnosed, the additional cash benefit can be used for paying other medical expenses for treatment or income replacement. The policy also includes free access to 24/7 teleconsultation with a medical professional and a Longevity Health Fund that one can utilize for medical needs at age 76 onwards.
Health Care Access comes in two types: Health Care Access Prime and Health Care Access Lite.
Health Care Access Prime provides comprehensive coverage of up to P5,000,000 annually. It also offers inpatient and outpatient care, and emergency care treatment up to the Annual Benefit Limit (ABL). This also includes an Annual Physical Exam starting from seven basic tests. The Annual Physical Exam helps with early detection and prevention in case of the possible occurrence of any critical illnesses. Health Care Access Prime also offers life and accident insurance benefits of up to P500,000.
On the other hand, Health Care Access Lite caters to people with existing healthcare plans but need additional health protection. Health Care Access Lite also includes life and accident insurance up to P500,000, and it can be enhanced with outpatient care, optical care, or dental care benefit for a small additional premium.
Take charge of your health with AXA Health Care Access. For more information, visit https://www.axa.com.ph/health-protection/health-care-access.
by Penny Angeles-Tan | Mar 1, 2022 | Family and Pets
Cebuana Lhuillier, one of the Philippines’ leading and largest micro-financial service providers and a champion in financial inclusivity and mobility, recently launched its new insurance product for dogs.
The Philippines has one of the highest dog populations in the world with 11.6 Million as of 2020. Furthermore, the Philippines have the highest rate of pet ownership among the Southeast Asian countries at 83%, led by dogs at 67%. In the course of the pandemic alone, Filipinos’ interest in owning pets grew 88% compared to 2019. With the continuous growth of the pet industry, a big chunk of this is limited to grooming, nutrition, and the like. With a limited option for health care, pet owners are constantly challenged financially in order to provide for the medical needs of their fur babies.
How it all began
cuddle time with my furbaby, Princess. #lhasaapso
Jean Henri Lhuillier, Cebuana Lhuillier CEO
This is the inspiration behind Cebuana Lhuillier’s Pet Insurance Basic, a microinsurance product especially made for fur babies which are expected to serve as a welcome respite for dog-owners saddled with large veterinary bills for checkups, procedures, and medical emergencies.
“Dogs have always been loyal life companions, so it’s only right that we take care of them, especially during their health emergencies. With responsible pet ownership in mind, Cebuano Lhuillier is proud to introduce a product that’s both accessible and affordable for many of our kababayans who would like to provide their pet dogs with the best care possible, regardless of breed. This highlights our company’s commitment -providing the most relevant and reasonably-priced financial products that respond according to their needs,” Cebuana Lhuillier CEO, Jean Henri Lhuiller said.
We can’t deny that dogs provide much-needed companionship, comfort, and happiness in the everyday lives of their owners. This unmistakable bond between pet and owner was further amplified by the more than two years of isolation among Pinoys, especially in the midst of the pandemic. In turn, pet owners are known to only provide the utmost love and care to these pets, whether in the form of pet food and accessories, veterinary consultation, and medicine.
What is included in the Pet Insurance Basic package?
Jonathan Batangan, First Vice President and Group Head Cebuana Lhuillier Insurance Brokers, Inc.
Pet Insurance Basic provides reimbursement from any veterinary treatment or confinement in a vet hospital in the event of an accident or disease, as well as burial assistance. Pet Insurance also offers a liability coverage feature for when the insured dog causes damage outside the owner’s home. Aside from that, owners are also insured for personal accidents for up to Php 25,000.00. For as low as P1,100.00 or P3.00/day, you can get all of these insurance benefits and features for one-year coverage.
“Being a responsible pet owner is a commitment to provide for their needs and it consists of more than simply feeding and playing with them. Part of responsible pet ownership is addressing their physical, social, emotional, and mental well-being for the remainder of the pet’s life. Our pet insurance aims to cover the risks that involved in owning dogs, not just to protect them but to protect pet owners as well.” Jonathan Batangan, First Vice President and Group Head Cebuana Lhuillier Insurance Brokers, Inc. added.
Where can I purchase pet insurance for my furbaby?
The introduction of Pet Insurance Basic is a part of Cebuana Lhuillier’s push on producing innovative products that answer to the needs of the general public, especially in their protection requirements. Make sure your pets are insured by shopping Pet Insurance Basic online through Shopee and Lazada and get your pets protected, anytime and anywhere.
by Penny Angeles-Tan | Sep 30, 2021 | Lifestyle
The COVID-19 pandemic has taught us that the unexpected can happen anytime. When they do, it helps to have an insurance plan that can minimize the impact of unforeseen circumstances and help you stay on track with your life goals.
AXA Philippines, one of the country’s leading insurance providers, helps Filipinos avail of reliable and affordable insurance coverage with AXA MyLifeChoice, a flexible insurance and investment plan that caters to the policyholders’ individual needs.
The product allows customers to keep moving forward with their life goals with the guidance of AXA’s financial partners who can help them design a plan based on one’s individual goals and priorities ─ whether that may be health, education, income protection, or big purchases.
AXA MyLifeChoice
Rahul Hora, President, and CEO of AXA Philippines
Clients can further customize their policies depending on their budget, investment profile, and protection benefits. Moreover, AXA MyLifeChoice also offers flexible life coverage that they can customize up to 30x the amount they pay annually.
“When it comes to life goals, especially long-term goals, some people may think that they’re hard to achieve, especially now that we are in a pandemic. But accomplishing your goals is possible when you allow room for flexibility and take small steps, like reaching out to financial advisors who are equipped with the tools to guide you on what to do,” advised Rahul Hora, AXA Philippines President, and Chief Executive Officer.
No matter the situation, taking the leap to achieve your life goals with no worries is now more attainable and convenient with MyLifeChoice. To know more about AXA Philippines’ MyLifeChoice, visit www.axa.com.ph/mylifechoice or talk to an AXA Financial Partner via the landline at +632 8 5815-292.
by Penny Angeles-Tan | Mar 22, 2021 | Business
The damage of getting your house razed by fire is insurmountable; fires at home can break out anytime and anywhere and can damage livelihood, household appliances, and more. In 2018, the Bureau of Fire Protection (BFP) recorded a total of 14,316 incidents of fire from January until December.
This is why every March is Fire Prevention Month in the Philippines, and BFP’s campaign for this month is safety consciousness among our people every day of the year as a positive preventive approach to a problem that can be solved by more caution, vigilance, sobriety, the exercise of common sense and respect for the law. It is a campaign that focuses on exercising vigilance at home and keeping oneself knowledgeable on the best way to protect your home and family from destruction brought about by fire.
Jean Henri Lhuillier, President & CEO of Cebuana Lhuillier
“Cebuana Lhuillier has always committed to being of help to the Filipinos at all times, and our call for Fire Prevention is a reflection of that, our insurance products that aim to keep our clients protected at all times is a complementary effort to our advocacy for this month,” said Jean Henri Lhuillier, President & CEO of Cebuana Lhuillier.
PJ Lhuillier’s insurance arm, the Cebuana Lhuillier Insurance Brokers, Inc (CLIB), has also expressed its support for BFP’s campaign through the years. It has been a staunch advocate of having Filipinos insured, posting almost a 35% contribution to the total number of insured Filipinos through microinsurance.
CLIB has also worked together closely with the Insurance Commission in promoting microinsurance in the country, they have settled over more than 5,300 million claims worth over Php 500 million they have serviced over 16,500 claimants. Cebuana Lhuillier Insurance Brokers’, Inc. is also the first and only ISO-certified insurance broker in the Philippines.
Also launched this month in conjunction with the celebration of Fire Prevention Month is a promo dubbed “Panalo ka sa ProtectMax” where clients of the ProtectMax product of CLIB get a chance to win Php 25,000. The promo is open to all clients who will purchase 5 ProtectMax COCs; these 5 COCs are equal to the e-raffle entry. For the promo, 20 lucky raffle winners will be selected and will win Php 25,000.
Jonathan Batangan
“This Fire Prevention month, it is very important to drumbeat awareness on fire safety and prevention, and the importance of being protected. CLIB believes that an information and education drive is very important to ensure that everyone is well-informed against conflagration,” said Cebuana Lhuillier Insurance Brokers’ Inc., Jonathan Batangan.
For clients who are interested to keep themselves protected without having to go to Cebuana Lhuillier’s more than 2,500 branches, they may purchase Home Insurance via the ProtectNow app or website, just log on to protectnow.com to see CLIB’s full range of products online.
They’ve also mounted the #SunogFreeWorryFree: ProtectMax Kontra Sunog webinar which aims to highlight the importance of being ready for untoward situations especially fire, and the importance of having protection whenever there are threats of a conflagration.
by Penny Angeles-Tan | Feb 10, 2021 | Business
BDO NETWORK BANK MSME. Sobra ang pasasalamat ni Lulu Saquing sa BDO Network Bank Kabuhayan Loan dahil nakatulong ito para makabili sya ng van na ginawa niyang rolling store sa kanilang lugar sa Cagayan Valley.
Malapit na ang February 14, may ka-match ka ba?
Kung ikaw ay may negosyo, may perfect match ang BDO Network Bank para sa iyo at sa business mo.
Ngayong February, may libreng BDO Life insurance kapag nag-avail ng BDO Network Bank Kabuhayan Loan!
Ang libreng insurance promo ay open sa lahat ng nag-avail ng Kabuhayan Loan mula February 1 – February 26, 2021, na may edad 18-69 years old. Puwedeng mag-loan mula Php30,000 hanggang Php1,000,000.
Ang maganda rito, mapapalago mo na ang iyong negosyo, ma po-protektahan mo pa ang sarili mo, dahil may Free Accident Insurance coverage up to Php100,000 at hospitalization benefit of P500 per day!
Para sa detalye, bumisita sa pinakamalapit na BDO Network Bank branch, o mag-send ng private message sa BDO Network Bank PH Facebook page.
Cebuana Lhuillier, one of the Philippines’ leading and largest micro-financial service providers and a champion in financial inclusivity and mobility, recently launched its new insurance product for dogs.
You must be logged in to post a comment.