by Penny Angeles-Tan | Jan 10, 2017 | Awards and Competitions
make up vloggers that use Ever Bilena products
Unleash your inner artist and win big cash prizes as Ever Bilena dares you to experiment with different looks through The BIG Beauty Challenge – a weekly make-up tutorial video contest following different themes.
Who can join the Ever Bilena big beauty challenge?
Open to video bloggers, aspiring and professional make-up artists residing in the Philippines, the contest requires participants to create a tutorial video on how to do a complete make-up look, following a specific theme, using only Ever Bilena products.
Ever Bilena, the leading local cosmetics brand, carries:
- Ever Bilena Advance, a full range of make-up essentials for young professionals
- Ever Bilena Naturals for skin care
- Careline cosmetics for teens
- Blackwater for fragrance
- and other personal care products.
When will the contest run?
The contest, which began on the first week of December and will end on the last week of February, will test the creativity of the participants as they create their versions of Ever Bilena’s weekly theme which will be announced every Monday on Ever Bilena’s Facebook page. One winner will be announced every week and will take home P10,000 cash.
Weekly winners will qualify for the grand finals where the grand prize winner will take home P50,000 along with three winners who will win
- P10,000 for Special Award
- P15,000 for 2nd runner-up
- P30,000 for the 1st runner up
Big cash prizes await make-up lovers, budding artists and video bloggers like Week 3 winner Christine Gem Anicas (shown) at Ever Bilena’s BIG Beauty Challenge!
In Week 3 Christine Gem Anicas won the challenge. Super congratulations, Christine! Your makeup is so fab.
Entries must be public and uploaded on Facebook with hashtags #EBBigBeautyChallenge and #EverBilena and tag Ever Bilena Cosmetics, Inc.
Criteria for judging the Big Beauty Challenge
Participants will be judged based on the following criteria:
- 40% most number of Ever Bilena products used in the video
- 30% creativity
- 20% make-up executions and skills
- 10% most number of views and shares.
Show off your inner artist and join the biggest and most beautiful challenge this season!
To know more about Ever Bilena and The BIG Beauty Challenge, visit Ever Bilena’s website, www.everbilena.com.ph and Facebook page, www.facebook.com/everbilenacosmetics.
by Penny Angeles-Tan | Jan 5, 2017 | Health and Wellness
Holiday rush might be over and It’s officially a New Year. Around the globe, most people are trying get back to their old figure after bingeing on holiday fares and sporting new clothes, new gadgets, and new shoes, but can these make up for looking best at what’s on top of our head, our hair!
Taking care of our mane should be on top of our list just as we go to spa to pamper our body, our hair needs pampering as well. Novuhair, Nature’s answer to hair loss has got you covered.
As we bid adieu to 2016, throw away your difficulties on hair loss and scalp problems with Novuhair’s 19 natural ingredients. Made of herbal ingredients that include moringa oleifera, panax ginseng, virgin coconut oil and the natural essences of rosemary and peppermint, Novuhair nourishes the scalp and hair by increasing the flow of nutrients and improving blood circulation to the scalp.
Novuhair also helps hydrate the scalp, maintain the hair’s natural luster and prevent early hair graying, hair dryness and itching.
The brand has helped thousands of satisfied users here in the Philippines, thus merits its fifth consecutive year of being awarded by Watson’s as the leading Medicated Hair Care Brand in the country.
How to order and where to buy?
Good news to our kababayans abroad and their friends, with the brand’s aim to help assuage hair problems across the globe, Novuhair products are available in Kuwait, distributed by Bee Organic Import & Export Establishment, Kuwait.
For orders:
- you may contact landlines +96524343885 and +96524343866
- or mobile numbers +96550380380, +96565559935 and +96560755122
Bee Organic’s showroom is located at Arabia Mall, First Floor Showroom # 15 Egaila Area, Kuwait.
Novuhair can also be purchased online through our service partner: www.regaloservice.com. Servicing USA, Canada, UAE , KSA and other Asian countries.
Locally, Novuhair Topical Scalp Lotion, Shampoo and Conditioner are available in all Mercury Drug Stores and other leading drug stores nationwide.
For more information visit www.novuhair.com, like the brand’s official Facebook Page at Novuhair Official, and follow it on Twitter at @NovuhairNatural. You may also call the Novuhair hotlines at 4136570 and 09228830575 and order online at Lazada.
by Penny Angeles-Tan | Dec 28, 2016 | Discounts, Sales, and Giveaways
Give love to your family and friends beyond Christmas Day by shopping for presents through Citi Credit Card’s PayLite PayLater promotion.
Choose from a variety of bags and travel gear from Bratpack, Columbia, Tumi and Travel Club. You can also shop for clothes and accessories from Zara and Store Specialists brand boutiques. Or, just fill your shopping bags with a plethora of items from Metro Department Store, Rustan’s and SM Store!
You can take advantage of 0% Citi PayLite for 3 months and what’s more – you will start paying only 3 months later thanks to your Citi Card! This irresistible deal runs until January 15, 2017 only.
You can also grab this deal from Robinson’s Department Store, but only until December 31.
So spread the love and do your holiday gift-giving today.
For more information about Citi’s PayLite PayLater promotion and other unforgettable privileges only available to Citi cardholders, log on to www.citibank.com.ph or call the 24-hour CitiPhone at 995 9999.
by Penny Angeles-Tan | Dec 25, 2016 | Health and Wellness
NOTE: This is an old article, pre-pandemic. To find out how to get a letter of approval today (starting 2021) please visit the article on HOW TO GET AN LOA FROM MEDICARD FROM 2021 ONWARDS instead.
For some, part of having an HMO is securing a letter of approval (LOA) for laboratory tests requested by doctors to help them diagnose health problems accurately. These tests include blood tests, urinalysis, chest x-ray, among others.
What is a letter of approval (LOA)?
A letter of approval basically confirms that such tests are indeed part of a member’s HMO coverage and authorizes the diagnostic clinic to proceed with the requested tests. However, securing an LOA may mean going through a process that can be slow and inconvenient sometimes: A medical attendant gets your card, then calls the HMO provider to advise them of the laboratory test that needs to be done. After which, the patient waits for approval.
Medicard Online LOA
Now, Medicard, a leading health maintenance organization in the Philippines, takes the hassle out of getting LOA as it introduces Medicard Online LOA — an online application that allows you to easily request a letter of approval for your laboratory and diagnostic tests in the comfort of your own home or straight from your mobile phone on the go.
Dr. Nicky Montoya
President of Medicard Philippines
“MediCard constantly aspires to make quality healthcare accessible and more convenient for our members because we value their time. With innovations such as the Medicard Online LOA, we are able to eliminate a lengthy and time-consuming wait period to get your LOA since the online application allows quick user convenience,” said Dr. Nicky Montoya.
Steps in getting approval for laboratory tests
Getting an LOA for laboratory and diagnostic tests can be done in five easy steps.
- Go to www.medicardphils.com
- Click the MediCard Online LOA tab.
- Fill out the online form with your MediCard ID number and upload a copy of your doctor’s request.
- Choose a MediCard free-standing clinic or any accredited clinic/hospital where you wish to avail of the test, and then your LOA and instructions will be sent via e-mail.
- Submit the LOA to the hospital together with a copy of your doctor’s request and a copy of the email.
Save yourself the inconvenience of waiting or long procedures and prioritize your good health now with the MediCard Online LOA.
Issuance of the LOA and access to select providers are dependent on the existing plan and coverage.
For more information, call 884-9999 or visit http://www.medicardphils.com.
by Penny Angeles-Tan | Dec 10, 2016 | Business
High priced items could be appliances you need at home or gadgets you need for work or school. Or it may even be a gadget you’ve wanted for a long time. As Christmas fast approaches we find ourselves looking longingly at those high priced items at the store windows.
If you have the cash or if you have a credit card (with space, of course) then it isn’t a problem. For card holders most card companies even have schemes at this time of year where not only can they pay in installment but they also have something called deferred payment … this means that they are not required to pay anything for these purchases until 2 to 3 months from date of purchase.
However, studies have shown that less than 10% of the buying public in the Philippines own credit cards. So how will the remaining 90+% be able to afford these high priced items then?
Get those high priced items with Home Credit
I’m sure as you’ve walked around appliance and gadget stores like SM Department Store, Robinson’s Appliance Center, Samsung Store, etc. you would have seen signs saying “buy on credit without a credit card, 30 minute approval” or words to that effect. Chances are, this was Home Credit.
Home Credit allows you to purchase up to three (3) items in one transaction. What do they ask for? Just a government ID for starters. Then a down payment – in the bloggers conference held last November we were told that the minimum deposit is 20% of the cost of the items to purchase but when I went to two appliance stores they both told me that they require 30% down payment.
Example, assuming that the item is 10,000: P10,000 x 30% = P3,000 is your down payment.
How do we pay?
You get to choose your payment scheme. Usually it would be 6, 9, 12, 15, 18, or 24 months. Keep in mind that the shorter the payment period, the better. If nothing else, it means you can get a loan sooner if you choose a shorter number of terms. 🙂
Let’s say you decided to get the 6 month payment scheme. That means your payments will look like this:
- P3,300
- P1,400
- P1,400
- P1,400
- P1,400
- P1,400
Do they have a processing fee?
Home Credit shares a processing fee of 3% of the total purchase cost. I don’t think the store adds on more than that but do let me know if they do so I can update this post.
Cash is, of course, king, but sometimes we need a little help and Home Credit has our back. Bring home that high priced item you’ve always wanted for yourself and for your loved ones. Use Home Credit and make it a very Merry Christmas for one and all.
ZERO PERCENT INTEREST – that is their goal. And as you can see in the breakdown, P1,400 a month is no longer heavy on the budget … especially if it means you can finally get that TV for dad or that oven for mom or that phone you’ve always wanted.
Think about it. All you are paying for is the cost of the item divided into the number of payments you chose + 3% processing fee. That’s it! Next question would be … where d you make payments? Payments can be made at any Bayad Center branch. Easy peasy!
For more information about Home Credit you may visit the website at www.homecredit.ph or their Facebook page at https://www.facebook.com/homecreditph.
To know more about Ever Bilena and The BIG Beauty Challenge, visit Ever Bilena’s website, www.everbilena.com.ph and Facebook page, www.facebook.com/everbilenacosmetics.
Holiday rush might be over and It’s officially a New Year. Around the globe, most people are trying get back to their old figure after bingeing on holiday fares and sporting new clothes, new gadgets, and new shoes, but can these make up for looking best at what’s on top of our head, our hair!
You get to choose your payment scheme. Usually it would be 6, 9, 12, 15, 18, or 24 months. Keep in mind that the shorter the payment period, the better. If nothing else, it means you can get a loan sooner if you choose a shorter number of terms. 🙂
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