by Penny Angeles-Tan | Mar 1, 2022 | Family and Pets
Cebuana Lhuillier, one of the Philippines’ leading and largest micro-financial service providers and a champion in financial inclusivity and mobility, recently launched its new insurance product for dogs.
The Philippines has one of the highest dog populations in the world with 11.6 Million as of 2020. Furthermore, the Philippines have the highest rate of pet ownership among the Southeast Asian countries at 83%, led by dogs at 67%. In the course of the pandemic alone, Filipinos’ interest in owning pets grew 88% compared to 2019. With the continuous growth of the pet industry, a big chunk of this is limited to grooming, nutrition, and the like. With a limited option for health care, pet owners are constantly challenged financially in order to provide for the medical needs of their fur babies.
How it all began

cuddle time with my furbaby, Princess. #lhasaapso

Jean Henri Lhuillier, Cebuana Lhuillier CEO
This is the inspiration behind Cebuana Lhuillier’s Pet Insurance Basic, a microinsurance product especially made for fur babies which are expected to serve as a welcome respite for dog-owners saddled with large veterinary bills for checkups, procedures, and medical emergencies.
“Dogs have always been loyal life companions, so it’s only right that we take care of them, especially during their health emergencies. With responsible pet ownership in mind, Cebuano Lhuillier is proud to introduce a product that’s both accessible and affordable for many of our kababayans who would like to provide their pet dogs with the best care possible, regardless of breed. This highlights our company’s commitment -providing the most relevant and reasonably-priced financial products that respond according to their needs,” Cebuana Lhuillier CEO, Jean Henri Lhuiller said.
We can’t deny that dogs provide much-needed companionship, comfort, and happiness in the everyday lives of their owners. This unmistakable bond between pet and owner was further amplified by the more than two years of isolation among Pinoys, especially in the midst of the pandemic. In turn, pet owners are known to only provide the utmost love and care to these pets, whether in the form of pet food and accessories, veterinary consultation, and medicine.
What is included in the Pet Insurance Basic package?

Jonathan Batangan, First Vice President and Group Head Cebuana Lhuillier Insurance Brokers, Inc.
Pet Insurance Basic provides reimbursement from any veterinary treatment or confinement in a vet hospital in the event of an accident or disease, as well as burial assistance. Pet Insurance also offers a liability coverage feature for when the insured dog causes damage outside the owner’s home. Aside from that, owners are also insured for personal accidents for up to Php 25,000.00. For as low as P1,100.00 or P3.00/day, you can get all of these insurance benefits and features for one-year coverage.
“Being a responsible pet owner is a commitment to provide for their needs and it consists of more than simply feeding and playing with them. Part of responsible pet ownership is addressing their physical, social, emotional, and mental well-being for the remainder of the pet’s life. Our pet insurance aims to cover the risks that involved in owning dogs, not just to protect them but to protect pet owners as well.” Jonathan Batangan, First Vice President and Group Head Cebuana Lhuillier Insurance Brokers, Inc. added.
Where can I purchase pet insurance for my furbaby?
The introduction of Pet Insurance Basic is a part of Cebuana Lhuillier’s push on producing innovative products that answer to the needs of the general public, especially in their protection requirements. Make sure your pets are insured by shopping Pet Insurance Basic online through Shopee and Lazada and get your pets protected, anytime and anywhere.
by Penny Angeles-Tan | Feb 26, 2022 | Fashion
CHRCTR Clothing, a premium clothing brand originating from the province of Laguna, sets to open its second store in celebration of its first anniversary in Tondo, Manila on February 26. The new entrant clothing brand started its operations in February 2021 in Biñan, Laguna with the goal to be recognized as a Philippine brand to create a dent in the international streetwear industry.
Strategically located in the most culturally diverse district in the city of Manila, the expansion and opening of CHRCTR Tondo Flagship Store echo the call of the brand to have a bold, compassionate, and distinctive personality for each individual.
“We are confident that in these rich-cultured streets of Tondo, CHRCTR Clothing will open the opportunity to our kababayan to be bold, be distinct, be the person they want to be,” said JB Gajita, Founder and Managing Director of CHRCTR Clothing. “We started with only 100 shirts on stock, now we are reaching thousands of brave souls nationwide.”
Located along Velasquez Street, the new CHRCTR Tondo Flagship Store will showcase its complete product line from shirts, pants, shoes, caps, socks, and its new HARI NG TONDO branded shirts.
“We rally everyone to wear the brand that defines your personality because you are not like everyone else,” said Gajita.
by Penny Angeles-Tan | Feb 24, 2022 | Book Reviews
The Class Project by Andrea Middleton is supposed to be an “enemies to lovers” high school romance. It is mislabeled.
First, the guy bullied the girl. They weren’t technically “enemies” since she avoided him like the plague and he just loved to ruin her day. To be enemies would imply they had something against each other.
Second, there was no romance at all. Yes, they are in high school, but all they really did in this story is work together on a partnered activity assigned in class and over time became friends.
That’s it … friends. There was no romantic spark. Her heart didn’t skip a beat at the sound of his name. His eyes didn’t follow her as she entered the room. The story ends with them acknowledging that they are friends.
The Class Project by Andrea Middleton used to be on Amazon but I don’t know if it is still there. Whatever amount I paid for it before was money wasted. I try to imagine that it was probably the first salvo for this author and I think publishing it on Amazon was quite daring. She should have gotten ARC readers first to review her book and with enough time to rewrite and come up with a better story.
by Penny Angeles-Tan | Feb 17, 2022 | Health and Wellness
While the country has officially gone past the flu season – which usually takes place in the chilliest months of the year – one can never be too complacent. With summer fast approaching, we still have to watch out for symptoms associated with having the flu: sniffles, sneezes, headaches, and fevers, plus a few body aches here and there. And because the flu shares many symptoms with COVID-19, catching the former also means that the average Pinoy will have a little less peace of mind.
In short, flu symptoms aren’t just more common these days – they’re also a lot heavier to deal with.
That’s why it’s generally a good idea to get tested for COVID-19 in case one experiences flu symptoms. In the event that it’s confirmed to be COVID-19, one can start practicing the necessary isolation and treatment protocols.
On the other hand, if that cough turns out to be a symptom of the flu, it isn’t enough to stop at the negative COVID-19 results. Flu symptoms still need to be treated ASAP, as they may lead to more serious health complications.
When a cold or flu creates a blockage in the sinuses, for example, this can trap bacteria and viruses inside through the mucus. A bad enough infection can lead to sinusitis, which in turn causes severe headaches, fever, facial pain.
The fluid buildup from the flu can also cause bacteria or viruses to infect the space behind the eardrums, leading to a painful ear infection. In people with asthma, flu symptoms can trigger asthmatic attacks, or cause difficulty breathing among people without asthma.
Flu symptoms could also make it more difficult to sleep. Studies have found that a lack of sleep can have a negative effect on the immune system, making someone more vulnerable to different illnesses.
Given how important it is to immediately treat flu symptoms, medication for these symptoms is a must-have during the country’s flu season. For many Filipinos, the ideal fix is to have a multi-benefit solution like Phenylephrine HCl Chlorphenamine Maleate Paracetamol (BIOFLU) at home.

Unlike other medications that address only one or two flu symptoms, Phenylephrine HCl Chlorphenamine Maleate Paracetamol (BIOFLU) is specially formulated to provide relief for all common flu symptoms. It helps relieve fever, colds, clogged noses, sneezing, headaches, body aches, joint pain, chills, sore throat, and cough due to post-nasal drip. It can also help reduce itching in the eyes and treat a runny nose.
Its formula was also created to treat the symptoms of other ailments like allergic rhinitis and sinusitis, making it a valuable multi-purpose medication for every household. At just PHP7.50 SRP per tablet, it’s also one of the most sulit solutions available to Pinoys. The medication provides relief for multiple illnesses and prevents complications from their symptoms at a cost cheaper than a cup of coffee.
And because a lot of the symptoms that it treats are also common side effects from COVID-19 vaccines and boosters, the medication has also proven to be helpful for people who need to get back to work soon after getting their shots.
With flu season in full swing and a pandemic still hitting Pinoys where it hurts, it’s always good to keep medication handy that can help people bounce back more easily from the symptoms. When it’s a multi-benefit solution, it’s more than just helpful – it’s sulit.
by Penny Angeles-Tan | Feb 14, 2022 | Food & Beverage
Homecooked goodness does not have to be hard. Hardworking moms and dads, Magnolia’s got your back! Introducing the Magnolia Chicken Timplados! Your favorite sexy meat marinated and packaged and now, ready-to-cook!

Sarap ng home-style goodness with Magnolia Chicken Ready-to-Cook Timplados.
- Selyado Sigurado – packed at Magnolia chicken plants to ensure safety and quality.
- High in Protein – to help boost immunity.
- Pre-marinated and Ready-to-Cook in less than 30 minutes – pre-marinated and packed at its peak of freshness, for a delicious and healthy meal in less than 30 minutes.
- Delicious Homestyle Goodness – delicious ready-to-cook homestyle meals that your family will surely enjoy.
Cooking instructions
- Thaw chicken in the lowest part of the refrigerator overnight.
Heat oil in a pan over medium heat.
- When oil is hot enough, coat chicken with breading and deep-fry for 12 to 15 minutes or until cooked through. Drain excess oil on a rack or on paper towels.
by Penny Angeles-Tan | Feb 14, 2022 | Beauty
Is taking better care of your skin one of your new year’s resolutions? Then it’s high time to leave old habits behind, focus on yourself, and glow up so you can become the best version of yourself as you face the new year!
Hello Glow shares these five simple tips and tricks to help you transform this 2022 with the Hello Glow Blemish Miracle Set. You can add these tips to your new year’s skincare resolutions too!
Start with a skin cleanser.
The first and foremost step is to prep your skin, both by exfoliating and hydrating it. You can start your glow-up journey by adding the Miracle Clear Skin Cleanser to your skincare routine. This cleanser can remove all residual dead skin cells and make your face look clean and fresh.
Use a toner.
After cleansing, it’s also important that you use toner to balance out your skin’s pH level. The Miracle Pore Control Toner can dislodge the dirt from your pores and smooth out any textures. It’s also alcohol-free, so it won’t aggravate your skin and complexion!
Get rid of those dark spots with a serum.
A serum is also worth adding to your current regimen because it contains a high concentration of active ingredients. It’s made of small molecules, which makes it easier to penetrate your skin. The Miracle Acne Corrector Serum in the set aims to soothe redness, irritation and reduce dark spots.
Treat your acne by applying a cream.
Let’s admit it, it can be very tempting to pop a fresh zit but it won’t really solve the problem. Instead, you can apply the Miracle Acne Calming Cream on the affected area to clear up your pimples without stripping the skin of its natural oils. This cream can also treat troubled spots and reduce pimple size, drying your skin blemishes.
Indulge in self-care.

Blemish Miracle Set
Glow up is never complete without you putting all the effort to love and care for yourself. Keep in mind that there are no shortcuts to everything so having a consistent skincare regimen and using skincare products with the right ingredients for your skin type and specific concerns, are the key to a successful glow-up journey. By doing these, you can be sure that you’re all set to face the new year with your all-new luminous glow!
Here’s to a better new year, new you! Hello Glow Blemish Miracle Set is available in Watsons, Robinsons Department Store Beauty Section, SM Beauty Section, Waltermart, Landmark, Gaisano Malls, and all other leading department and supermarket stores nationwide, Lazada (lazada.com.ph/shop/hello-glow/), Shopee (shopee.ph/helloglowofficialstore), and in Ever Bilena Direct Sales. To know more about Hello Glow, like and follow its Facebook page (@helloglowofficial) and Instagram (@helloglowofficial).
by Penny Angeles-Tan | Feb 13, 2022 | Book Reviews
When I came across The Alpha’s Temptation by Renee Rose and Lee Savino what caught my eye about the preview is that the story is about hackers falling in love. Yes, it is a shifter romance, and yes, the main character is an Alpha werewolf, but for me, that was almost incidental. I was more curious to see how the authors would be able to write this convincingly.
The main characters are Jackson King, the billionaire CEO of a tech company who is a tech whiz, and incidentally, an Alpha with a pack of two. Kylie is human and, in a past life, was the hacker that was able to hack Jackson’s company many years ago. Today, she is there looking for a job.
This story is sizzling, panty-wetting hot! It is also quite difficult to put down. Believe it or not, there are only around 10 chapters but each chapter is weighty as the whole book is more than 200 pages. I still easily finished the book in a few hours.
While, yes, all the steamy scenes were designed to please me, what really appealed to me was the level of intelligence Jackson and Kylie possessed and displayed. When the authors said they were smart, they were not kidding about it. This resonated with me and made them even sexier.
The Alpha’s Temptation by Renee Rose and Lee Savino is the first book of the Bad Boy Alpha series and you can get this on Amazon. Here’s some good news for you … the Kindle version is still FREE! As in $0.00! So, if you are looking for something smart and sexy, this book is something you should consider grabbing right now!
by Penny Angeles-Tan | Feb 10, 2022 | Discounts, Sales, and Giveaways
Valentine’s Day is considered to be one of the most romantic days of the year. It is an extra special time to express your love and affection to your special someone.
For many of us, giving gifts during Valentine’s season is one of many ways to show how special someone is in our lives. The season of hearts can be nerve-racking for someone who really spends time thinking about a perfect gift for the perfect someone. Others might want to give a more unique present or would opt to do away with the usual heart-shaped chocolates and flowers.
This Valentine’s Day up to February 19, Cebuana Lhuillier, Cebuana Lhuillier Premium, and Just Jewels are holding a six-day Valentine’s Gold Rush Sale nationwide. Shop in over 2,500 Cebuana Lhuillier branches nationwide and avail discounts on all items. You can also shop online through Cebuana Lhuillier, Just Jewels, or Cebuana Lhuillier Jewelry Premium Facebook pages.
Get 10% off all on all items and up to 50% off on selected jewelry items nationwide. Visit Cebuana Lhuillier, Just Jewels, or Cebuana Lhuillier Jewelry Premium branches nationwide or shop online via Cebuana FB Live Selling or cebuanalhuillierjewelry.com.
If you are looking for ways how to express your feelings for someone dear or you want to gift it for yourself as a way of loving and spoiling yourself, choose jewelry. It is something one can use and wear every day and treasure for many years. They are considered to be powerful allies to win hearts, celebrate important events, or reward achievements.

Jean Henri Lhuillier
“Jewelry is one of the most unique and special presents one can buy, regardless of age and gender. You can gift it to your special someone, to your friend or even to your parents. It’s that kind of a gift that captures the essence of making someone feel important, precious, and valued,” CEO and President Jean Henri Lhuillier said.
Aside from these jewelry pieces being the perfect gifts for the season of love, this can also be a good investment throughout the years and would come in handy during times of emergency. Compared with the other presents you can give this February 14, jewelry can be meaningful and also practical.
To know more about Cebuana Lhuillier’s Valentine’s Day Gold Rush Sale, go to the nearest Cebuana Lhuillier near you or just log on to Cebuana Lhuillier’s official Facebook page at www.facebook.com/cebuanalhuillierpawnshop or cebuanalhuillierjewelry.com.
by Penny Angeles-Tan | Feb 9, 2022 | Book Reviews
Don’t let the book title fool you into thinking that this book is a dark romance. While BDSM is implied, its presence in My Stepbrother the Dom by Arabella Quinn acts more as a way for the main characters to reconnect after intentionally distancing themselves from each other for a long time. It becomes the catalyst that draws them closer to each other than ever before and changes the texture of their relationship.
I found their fumbling with BDSM adorable and realistic. At times, I would be either chuckling or squealing like a schoolgirl at specific scenes. Master Royce’s level 1 (possibly level 2) does it for me.
I also like that Cole is not a rich guy or a bad boy. This is a refreshing change from most of the books I seem to encounter. He isn’t straight-laced either but just the right amount of dangerous. And, can I say, that tat on his chest … so hot! I am really looking forward to fogging up my glasses with these steamy books.
My Stepbrother The Dom by Arabella Quinn made me laugh as they fumbled through scenes and had me engaged as the story unfolded. Happily ever after guaranteed. You can get a copy on Amazon, available in Kindle format and paperback.
by Penny Angeles-Tan | Feb 8, 2022 | Book Reviews
Princes of Ravenwood by Bryant is a departure from the werewolf tales that Bryant is known for. It follows the life of Riko Shiraishi, a high school senior, and her burgeoning relationship with the Frost triplets – Darius, Elijah, and Forrest.
This book made me breathless! While I, personally, cannot fathom how I would handle three identical hotties, I can see how Riko can fall in love with all of them. It is like they are one person split into three! How do I (in her shoes) choose between them?
Each triplet’s personality is so different from the other that it makes me wonder why most people can’t tell them apart, including their parents. Sure, they are identical, and, sure, they like to pretend to be each other to fool people, but one would expect that close friends and especially family would know who is who.
Riko is the first person to see each of them as individuals and could immediately tell them apart. This, perhaps, is the main reason why Darius, Elijah, and Forrest were quickly drawn to her. Polyamory is a complicated relationship dynamic but I get it. And I don’t think I would be able to love just one of them either if I were Riko. In her shoes, I would not be able to pick just one of them either.
While this story is a reverse harem romance, at the same time it does fall under the young adult/teen category so … more story, and less heat but it still gets pretty hot. You can read Princes of Ravenwood by Bryant on Goodnovel or on Amazon where it is available in Kindle and paperback format.
You must be logged in to post a comment.