by Penny Angeles-Tan | Jan 31, 2019 | Health and Wellness
Marites Allen, Feng Shui master
When it comes to ushering in good fortune, Feng Shui can help you prepare for the positive energy that the Year of the Pig brings.
Feng Shui expert Marites Allen says that it isn’t that hard to practice. The more you do it, the better you get. Here are some tips on how to attract good energy, fortune, and luck this Chinese New Year:
Wear colors that symbolize the element of Fire or Metal.
New year, new you at SM Woman
Dress in red, pink, and orange, but don’t forget to add colors that represent Earth – yellow, ocher, or brown – to balance out the flows of inner energy. Shop for fashionable clothes in lucky colors at The SM Store.
Eat food that is dominant in colors red and white.
Siomai photo taken from Marina Bay Sands website (www.marinabaysands.com)
Among hundreds of lucky food, dim sum is one of the luckiest as it translates into having prosperity and good family life. Indulge in Chinese dining at SM’s one of many buffet or Chinese restaurants, and family Dining Deals from January 21 to February 5!
Reimagine your office space.
Relieve stress at work and eliminate negative energy by applying Feng Shui techniques in your workspace. Clean out the clutter and tidy up your desk Mari Kondo-style by organizing them in storage boxes, which you can buy at SM Home.
Say hello to accessories.
Feng Shui does not only apply to clothing, but also to various accessories such as jewelry, handbags, shoes, and many more. At SM’s Prosperity Bazaar, you can find lucky fruits, plush toys, and trinkets that are perfect for decorating personal spaces until February 5.
Witness a dragon dance.
Dragon and lion dance
Who would want to miss a signature lion dance during Chinese New Year? At SM, families can watch Prosperity Performances like the Lion and Dragon Dance and Feng Shui Master, as well as the Chinese Character Parade to add excitement to the festivity. Catch it on February 2, 3, and 5!
Scan & Share Your Luck.
Scan QR codes in participating SM malls and shake your luck away with the Digital Hongbao where you can win special prizes. Scan as much codes to redeem more gifts until February 5! Check out SM’s Facebook Page for more info.
For exclusive news about SM Supermalls, visit www.smsupermalls.com and its Facebook, Twitter, and Instagram accounts: @smsupermalls.
by Penny Angeles-Tan | Jan 26, 2019 | Business
Willie J. Uy, President and CEO of 8990 Holdings
8990 Holdings, listed on the Philippine Stock Exchange under the symbol “HOUSE” and one of the fastest growing real estate developers in the Philippines, rounded up 2018 hitting its full-year revenue target of Php 11.5 billion. It is eyeing Php 13 billion for 2019. The company is also guiding a net income of Php 5.2 billion.
“We had a strong fourth quarter given the increased interest in our housing projects throughout the country. This means we will have another banner year as our unaudited revenues hit our target of Php 11.5 billion in 2018. This is already double of what we did a mere six years ago,” said 8990 Holdings president and chief executive officer Willie J. Uy.
In 2019, the company expects to grow revenues to Php 13 billion with more than half coming from its projects in Luzon — particularly from its largest project to date, Urban Deca Homes Manila in Tondo.
Urban Deca Homes Manila
Situated in an 8.4-hectare property, Urban Deca Homes Manila is a 13-tower residential complex offering over 13,000 units with an estimated sales value of Php 20 billion. Targeting residents of Tondo and those living in the Port Area, Intramuros, Divisoria and the Camanava (Caloocan-Malabon-Navotas-Valenzuela) area, Urban Deca Homes Manila addresses the housing needs in the most densely-populated area in Metro Manila.
According to Uy, “We have been in business for more than a decade. Our success in Luzon, Visayas and Mindanao is testament to our belief that housing should be within reach of every Filipino. The market will always be receptive if you provide homes that are within secure communities and make it within reach.”
“Tondo is a good example. Urban Deca Homes Manila is the first large-scale development in the area. We provide Tondo residents and those living in nearby locations, who have been living with relatives or renting, a viable housing alternative in the area. With the completion of the 18,000-square meter Deca Mall, we will surely not only provide housing but a new kind of lifestyle for Tondo,” he added.
Deca Mall recently partnered with the SM Group, making SM Hypermarket as its anchor tenant. SM Hypermarket will occupy 3,073 square meters of the mall, offering a wide array of food and non-food products.
* The 2018 year-end results indicated herein are unaudited and no guarantees are given (nor should any be relied upon) that these results will not be subject to change or adjustments upon audit. These reported results are not meant as any form of guidance or recommendation to the public.
by Penny Angeles-Tan | Jan 13, 2019 | Lifestyle
The New Year means new beginnings and new trends. Be the first to know the newest fashion trends. SM offers a 2019 fashion forecast and useful tips to help up your style game.
Here are the top fashion trends for 2019:
Shine with bright, bold colors.
Add a punch of color to your wardrobe with coral, the Pantone color of the year. Lurid blue, yellow, and red are also expected to reign supreme this year, as well as muddy brown and electric green. Match the bright colors with near-neutrals like beige for maximum impact.
Bring on the ruffles … lots and lots of ’em.
These fabulous frocks are expected to dominate everything from casual to formal wear this year. It is the new fashion statement for women who want to make an entrance without showing too much skin.
Experiment with scarves.
Scarves can go a long way to inject fun changes to your every day look. They are versatile enough to be worn as a headscarf or around the neck with a bow. Consider playing with different materials and investing in a silk scarf for a more luxurious feel.
Walk on the wild side with safari fashion.
To pull off this 2019 trend, treat every day like you’re going on an African safari. That means sporty silhouettes, shirt dresses, shorts, and capris.
Oversized suits and boyfriend clothes are here to stay.
Overhaul your office wardrobe with oversized suits and jackets. Own the room with these suits that preserve comfort and exude power.
For exclusive news about SM Supermalls, visit www.smsupermalls.com or follow SM’s official social media accounts on Facebook, Twitter, and Instagram; and get insider access to all the fun happenings at SM Supermalls nationwide through SM’s Viber Public Chat. Tweet your thoughts, upload and share your photos about your memorable moments at SM, then use its official hashtag #EverythingsHereAtSM.
by Penny Angeles-Tan | Jan 12, 2019 | Banking and Finance
Most people would agree that when it comes to credit cards, Citi has to be on the top of their most wanted list. If they had to choose one credit card to own most, I have found, would say they want a Citi credit card.
Now is a good time to apply for a Citi credit card! Go to https://tinyurl.com/citi-penny and apply for a credit card with Citi Philippines. People with successful applications will immediately receive an e-gift of P5,000 to be used at Uniqlo or no annual fees plus 10% interest back (for successful Simplicity+ Card referrals).
Citi is one of the most highly respected financial institutions in the world and as such, they have the most stringent screening process when accepting applications. After all, they want to make sure that their members actually have the capacity to pay.
* Note: the information below was lifted directly from the Citi Philippines website.
Eligibility of the card applicant:
- is at least 21 years old
- has a minimum income of:
- P180,000 per year if you have another credit card
- P250,000 per year if you have no credit card
- has an active landline or mobile phone number
- has a valid TIN, SSS, GSIS or UMID number
A deposit account with Citi is not necessary.
Required documents:
- if you have an existing principal credit card
- any government issued ID (driver’s license, SSS, UMID, passport, etc.)
- if you do not have a credit card or your existing credit card is a supplementary card
- any government issued ID (driver’s license, SSS, UMID, passport, etc.)
- proof of income (ex. payslip, income tax return (ITR))
- bank statement of your payroll account showing your one-month salary
- a signed certificate of employment
Citi has a different kind of credit card to suit your lifestyle:
Interest back cards
Citi Simplicity+ Card
This is the card for those who like to keep it simple.
- no annual fee EVER
- no late fees
- no over limit fees
- pay at least the minimum due on or before the due date and get 10% back on interest charges
If you’ve never owned a credit card before and you can’t decide which one of the many Citi cards there are you want then this is a good starting place. The Simplicity+ card is tailor-made for newbie credit card holders.
Rebate cards
Citi Cash Back Card
This is the card for those who love to save! Every time you spend you get cash back in the form of rebates that you could use to partially pay for your credit card bill or to make purchases with specific merchants as defined by Citi.
- get up to 6% rebate on supermarket purchases.
- get up to 2% rebate on your Meralco bill payments done through Citibank Online or Citi® One Bill®.
- all your other purchases automatically earn 0.20% rebate.
- save as much as P12,000 per year.
Shell Citi Card
The perfect card for car owners, especially those that gas up at Shell.
- Get up to 5% rebate on Shell fuel purchases.
- Get up to 5% rebate on toll fees (NLEX and SLEX).
- Get up to 5% rebate on auto repairs, accessories, and services nationwide.
- Save as much as P10,000 per year.
Mercury Drug Citi Card
For those who buy their medicine from Mercury Drug. This is probably the card I would recommend for people with maintenance medicine, which means they buy medicine often.
- Get up to 10% rebate on Mercury Drug purchases.
- Get up to 10% rebate on participating hospital bills.
- Get 0.25% rebate on all other purchases outside of Mercury Drug and participating hospitals.
- Enjoy free 24/7 ambulance service worth P10,000.
- Save as much as P9,600 per year.
Travel cards
Citi PremiereMiles Visa Card
Do you love to travel? Then this is the card for you!
- Earn 1 never-expiring mile for every P30 spend.
- Redeem flights and hotel stays instantly through Citi ThankYou Rewards.
- Enjoy local and international airport lounge access with your PremierMiles.
Rewards cards
Citi Prestige Card
This is the creme de la creme of all the Citi cards. This card is also good for those who love to travel.
- Unlimited 4th night free at any hotel booked through the concierge.*
- Complimentary Priority PassTM Membership for primary cardmembers with unlimited access to over 1,000 VIP airport lounges worldwide.
- Complimentary Airport Meet and Assist services and one-way luxury airport transfers for primary cardmembers at select airports, twice (2x) per the calendar year.
- 5x ThankYou points on local dining, shopping, and all foreign currency spend.
This card has special features that the other Citi cards do not have:
- desirable rewards
- Every P30 spend earns you 1 ThankYou Point.
- Earn 5x points on shopping, dining and foreign currency spend here or when you travel abroad.
- Earn relationship bonus points on your card anniversary.
- inspiring travel
- Enjoy an unlimited 4th night free stays at any hotel booked through the concierge.*
- Complimentary Priority PassTM Membership for principal cardmembers with unlimited access to over 1,000 VIP airport lounges worldwide, with four (4) guest passes per membership year.**
- Complimentary Airport Meet and Assist services and one-way airport luxury transfers for principal cardmembers at select airports, twice (2x) per the calendar year.
- exclusive access and elite servicing
- Enjoy three (3) complimentary rounds of golf each calendar year at participating golf courses.
- Access to a dedicated hotline and Global Concierge Service with in-country experts ready to assist you 24 hours a day, 7 days a week.
Citi Rewards Card
The must-have card for those who love rewards. This is the perfect travel card for people who prefer to fly via Cebu Pacific.
- Earn 1 point for every Php 30 spend.
- Get 3X points when you shop, dine or book Cebu Pacific tickets.
- Use your points to redeem free flights, hotel stays, or merchandise.
- Use your points to pay for purchases at partner merchants.
How long does approval take?
Approval usually takes 5 to 7 days but online applications are often faster.
Apply for a Citi credit card now!
Go to https://tinyurl.com/citi-penny and apply for a credit card with Citi Philippines. Do it NOW to enjoy the P5,000 e-gift. This is a limited time offer so the soonest you apply the better. 🙂
by Penny Angeles-Tan | Jan 11, 2019 | Beauty
This 2019, dare to be different by experimenting with new makeup routines and looks for an upgraded version of you. Let EB Advance, the premier line of Ever Bilena Cosmetics, help you with these simple makeup tips:
Highlight over foundation for skin that glows from within.
The usual step that most follow is to apply primer then foundation. But if you want to achieve natural-looking glowy skin, switch up your makeup routine a bit and brush on EB Advance Glow Out Highlighter (P299) on the high points of your cheeks, bridge of your nose, temples, Cupid’s bow, and chin right after priming.
Dab on your favorite foundation then proceed with the rest of your routine. You can opt to intensify your highlighter by adding another layer after finishing your makeup. You can also use highlighter on your body such as your collarbones, shoulders, and legs for that sun-kissed glow.
Smudge eyeliner for an effortlessly cool smoky eye.
Want to have a subtle glam look but lack the time and skill to do it? A smudged eyeliner will do the trick. It’s easy – simply apply a thick line of EB Advance Eye Define Waterproof Matic Liner (P175) above your upper lash line and use a brush to smudge out your eyeliner.
For your lashes, use EB Advance Lash Define Waterproof Mascara (P205) for an edgy, smoky eye look.
Experiment with colors.
For 2019, it’s all about playing with eyeshadow colors that you don’t normally go for. If you’re the “no makeup, makeup” type, maybe you can try adding a pop of color like the blood red matte or the shade in EB Advance Uncover 2 palette (P395). If you’re the adventurous type who prefers loud colors, this time around maybe you can try the muted, neutral ones.
Leveling up your makeup game for the coming year does not necessarily mean completely altering your usual makeup looks. Making subtle changes or switching up your usual routine automatically upgrades your whole makeup game. These clever products from EB Advance will help you do just that.
To learn more about Ever Bilena Advance and its products, visit:
Relieve stress at work and eliminate negative energy by applying Feng Shui techniques in your workspace. Clean out the clutter and tidy up your desk Mari Kondo-style by organizing them in storage boxes, which you can buy at SM Home.
Situated in an 8.4-hectare property, Urban Deca Homes Manila is a 13-tower residential complex offering over 13,000 units with an estimated sales value of Php 20 billion. Targeting residents of Tondo and those living in the Port Area, Intramuros, Divisoria and the Camanava (Caloocan-Malabon-Navotas-Valenzuela) area, Urban Deca Homes Manila addresses the housing needs in the most densely-populated area in Metro Manila.
Citi Simplicity+ Card
Citi Cash Back Card
Shell Citi Card
Mercury Drug Citi Card
Citi PremiereMiles Visa Card
Citi Prestige Card
Citi Rewards Card
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