Insurance can be a confusing or intimidating subject because of the technical terms as well as many misconceptions about it. AXA Philippines, one of the country’s leading insurance providers, dispels some of the popular myths about insurance by giving basic facts to help you make an informed decision.
Myth 1: Insurance is expensive.
Fact: Insurance products are designed for different needs and therefore, vary in costs depending on the coverage. Online calculators and speaking with a financial advisor can help you figure out the right plan for your needs and budget.
Myth 2: Young people do not need insurance.
Fact: Getting insurance while you are young is ideal since premiums will be much cheaper. You are also usually less prone to develop medical conditions that can drive up premiums. Policies will be more expensive the older you get and the longer you wait.
Myth 3: Poor health makes you unqualified for coverage.
Fact: Some insurance companies like AXA can cover a range of health conditions that may be excluded in other health plans. AXA’s health coverage can include minor illnesses as well as critical conditions like heart attack, stroke, and cancer.
Myth 4: The group life insurance or HMO coverage provided by your employer is enough.
Fact: While company insurance can be a great help, it might not be enough to cover your family in the long run. Your employer might get you a life insurance equal to 1-2 times of your annual salary, but you could lose it if you leave your job. Having your own personal insurance policy can help ensure that you and your family will be sufficiently provided for financially.
Myth 5: It’s better to save my money in the bank than to buy an insurance policy.
Fact: You can always do both. With insurance products, you can ensure that your loved ones will be protected in case something happens to you. Some life insurance products, like AXA’s MyAmbition, even allow you to invest your one-time payment so your money can grow. Best of all, it’s available online!
Whatever decision you make regarding insurance, it’s always good to be well-informed. Talk to a financial coach who can answer all your questions and can also recommend the product that best suits your needs.
You’ve prepared the ideal summer get-up – heat-proof clothes, light makeup, and lots of sunscreen. Now all you need is a fresh scent to complete the perfect ensemble.
The Flora Collection of Blackwater, Ever Bilena Cosmetics’ personal grooming line, is perfect to put in this hot season. Smell good all day with this collection as these summer scents are crafted to swap out those heavy scents for something fruity, lighter and sweeter.
Daiana Menezes for Blackwater Fragrances of Ever Bilena
During this extremely hot season, Brazilian head-turner and Blackwater Woman ambassador Daiana Menezes uses only the coolest fragrance to seize the summer days with a fresh smell.
The Blackwater Woman Flora Collection is a new, casual fragrance, a collection of delicately blended scents. Women have four expertly-crafted scents to choose from for everyday use: Calm Heart, Love Blues, Pearl Beauty and Tender Smile.
For a light, fresh scent, Calm Heart is a scent that lures a space in your summer fragrance arsenal. This on-point fragrance blends mandarin blossoms with pink pepper and ginger for a sexy hint of spice that reminds of a playful summer.
Tender Smile gives an interesting scent that has a powdery baby smell and keeps the smell of perspiration away, ideal for a carefree day walk at the beach.
Delectable fruity summer scents are always a good choice for summer as it doesn’t leave you feeling sticky. A tropical scent, Pearl Beauty is perfect for a warm day stroll that contains a mix of honeyed oranges and wild berries while Love Blues is a sweet and delicate blend of violet florals with a refreshing fruity twist, best for attracting a vibrant feeling this season.
Blackwater Women’s offers collections that are carefully crafted for every Filipino woman to smell good and fresh in order to seize the summer days!
The simplest guideline for all of us would have to be, “Sit less and move more,” according to close to 2,000-member Philippine Heart Association (PHA) and the husband and wife tandem of fitness gurus, Jim and Toni Saret.
Yes, there’s a direct relationship between time spent sitting and your risk of early mortality of any cause. As your total sitting time increases, so will your risk of an early death.
Sitting for around eight hours a day at the workplace increases the risk of contracting heart disease, cancer, and diabetes by 40%. Actually, it can cause killer legs, too.
Majority of the world population is in the working age-group. This group is always on the computer. Glued to their seats for eight hours, they lead sedentary lifestyles, while facing different kinds of stress which leads to unhealthy eating (stress eating) and lifestyle. Most of them are unable to engage in appropriate physical activities for their physical and mental well-being. And in worse cases, some do not have the means to cope with stress and maintain mental health.
Coach Jim and Coach Toni Saret
Eating healthy, exercising regularly, maintaining a healthy weight, and avoiding vices like alcohol and cigarettes are ways of preventing major lifestyle diseases such as cardiovascular disease, diabetes, and cancers as well as other risk factors such as raise blood pressure, raise blood sugar level and obesity. However, awareness and practices of these health benefits are still low among the working population.
The Philippine Heart Association (PHA), a non-stock, non-profit organization of 1,780 Filipino cardiologists is committed to foster exceptional cardiovascular education and primary care for everyone.
Living up to its mission, the PHA aims to do its share on the awareness on preventive and management of heart diseases. The initiative encourages employees to improve their physical and mental well-being, and effectively address sedentary lifestyles by launching a campaign called “Sneakers Friday.”
Sneakers Friday
photo credit to quora.com
“Sneakers Friday” capitalizes on promoting physical activity. It is meant to promote workplace health and wellness where personnel is encouraged to wear sneakers, casual top and pants every Friday as a “dress down day.”
The PHA’s “Sneakers Friday” campaign builds on the perspective that individuals have the ability to adopt healthy lifestyles when supported by a conducive work environment that promotes “healthy eating, healthy habits and physical and mental fitness.”
In order to obtain a healthy lifestyle, it is important to incorporate wellness in all aspects of one’s life, including the workplace. Corporate wellness generates many positive outcomes for their employees as well as the company itself.
Even a simple activity such as walking (or brisk walking, with 100 steps per minute) has so many powerful health benefits. When done correctly and regularly, it can be the key to losing weight, lowering blood pressure and cholesterol, and boosting your memory as well as reducing your risk for developing heart disease, diabetes, cancer and more.
Walking could be done effortlessly without interrupting corporate work. One can also choose to take the stairs rather than ride the elevator or when one parks the car, choose the farthest end so you’d have more time to walk.
The “Sneakers Friday” initial campaign got off the ground spearheaded by medical professionals and cardiovascular experts themselves in November of 2017 with the Makati Medical Center as its launching site, followed by The Medical City where every last weekday was officially declared as “Sneakers Friday.”
Last May 22, 2018, The “Sneakers Friday” campaign was officially launched. This ultimate goal of this campaign is to encourage the corporate sector to integrate more physical activity into their hectic pace and to make them aware that the corporate sector is the paragon of good health.
The benefits of incorporating a wellness program like “Sneakers Friday” in your workplace:
it relieves employee stress. Setting time aside for employees to exercise can help reduce stress and overall sitting time.
it promotes employee camaraderie
it releases endorphis (the happy hormones) and in the process creating happier and more energized employees.
With a better mood and more energy comes more productivity!
Incorporating the Sneakers Friday campaign is great for promoting employee fitness and health. Partaking in physical fitness activities is proven to lower one’s chances of getting sick, which in return will ultimately lower health care costs for employees and the company. In addition, there’s an increase in productivity as employees take fewer sick days too.
Employees get to know fellow employees outside of work. With a great group activity that allows co-workers to get to know each other better, employees will get the benefits of physical activity and the socialization that comes along with the group exercise.
With the “Sneakers Friday” campaign, coupled with healthy habits and lifestyle, the PHA looks forward to seeing happier and heart healthier Filipinos.
Expert dentists of the Gan Advanced Osseointegration Center (GAOC), one of the best dental clinics in Southeast Asia, participated in the prestigious 2018 Annual Meeting of the Academy of Osseointegration (AO) in Los Angeles, California.
L to R: Dr. Jacqueline Nicole Dos Santos, Dr. Maybelle Paige Lim, Dr. Keslynn Evangelista, Dr. Steve Mark Gan, Dr. Samantha Leonore Yago, Mr. Brian Michael Lam, and Dr. Katrina Rose Tan of GAOC strolling the streets of LA for some relaxation after the 2018 Annual Meeting of the Academy of Osseointegration (AO) in Los Angeles, California.
World-renowned international speakers, specialists, leading general practitioners, lab technicians and dental hygienists attended the conference, sharing knowledge and latest information in the expanding field of osseointegration.
World-renowned international speakers, specialists, and leading dental practitioners gathered at the 2018 Annual Meeting of the Academy of Osseointegration (AO) in Los Angeles, California.
Each year, GAOC makes sure that their dentists undergo extensive training here and abroad, to keep abreast of the latest trends and developments in the field of dentistry.
GAOC, founded by CEO Dr. Steve Mark Gan, continuously strives to raise the standards of the dental practice in the Philippines. It cultivates a culture of excellence where patients are considered valued partners, and offers an extensive range of first class services from oral surgery and periodontics, orthodontics and pediatric dentistry, prosthodontics and general dentistry to cosmetic and laser dentistry.
Dr. Steven Mark G. Gan, DMD
For Dr. Gan, an active member of the American Society of Osseointegration and the American College of Oral Implantology; former chair and member of the Board of Dentistry, Philippine Regulation Commission, and a recognized trailblazer in dental implant surgery in the Philippines, participation in the AO annual meeting is part of GAOC’s commitment to continuous learning by keeping abreast of the latest global trends and technologies to raise the standards in local dental practice.
“At GAOC, we believe that the best way to enhance our dental services is by participating in international conferences such as the AO annual meeting”, says Dr. Gan. “By keeping up to date with current trends and international best practices and through interactions with colleagues from around the world, we aim to bring Philippine dentistry to world-class standards”.
GAOC has ten state-of-the-art clinics to date, run by a team of dental specialists and equipped with the most advanced diagnostic and treatment facilities available.
For more information and appointment, visit www.gaocdental.com, follow and like GAOC on Facebook, Twitter, and Instagram @gaocdental.com.
Summer means dry heat, which often also means dry, damaged hair! Get your hair care products from Lazada and enjoy discounts on several products from Unilever by going to this link.
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This promo is valid from May 24 to 31 only so shop while you can to enjoy these awesome discounts!
Fact: Insurance products are designed for different needs and therefore, vary in costs depending on the coverage. Online calculators and speaking with a financial advisor can help you figure out the right plan for your needs and budget.
Fact: Some insurance companies like AXA can cover a range of health conditions that may be excluded in other health plans. AXA’s health coverage can include minor illnesses as well as critical conditions like heart attack, stroke, and cancer.
Whatever decision you make regarding insurance, it’s always good to be well-informed. Talk to a financial coach who can answer all your questions and can also recommend the product that best suits your needs.
Majority of the world population is in the working age-group. This group is always on the computer. Glued to their seats for eight hours, they lead sedentary lifestyles, while facing different kinds of stress which leads to unhealthy eating (stress eating) and lifestyle. Most of them are unable to engage in appropriate physical activities for their physical and mental well-being. And in worse cases, some do not have the means to cope with stress and maintain mental health.
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