by Penny Angeles-Tan | Jan 29, 2018 | Lifestyle
Make your dream of acquiring a brand new car come true at the start of 2018 by joining Citi’s GoWithCiti promo. Drive home one of three BMW 2 Series Gran Tourer MPVs or be one of the ten winners of a luxury watch worth P250,000 from Lucerne!
“We always want to make it more fun and exciting for our clients. With the GoWithCiti campaign, we look forward to seeing our clients enjoy our products and services, as well as the perks and amazing prizes that we prepared for them,” said Vishal Kadian, Acting Head of Cards and Loans, Citibank, N.A Philippines.
Simply use your Citi credit card until January 31, 2018 to earn raffle entries. Each swipe earns you one raffle entry so the more you swipe, the more chances you have of winning. There’s no minimum spend required!
Winners will be drawn on February 14, 2018, and will be notified via phone or email. They can claim their prizes at Citibank Square by presenting the official notification letter from Citi, card used for the winning transaction, two valid IDs and valid TIN ID.
Plus, register at www.winwithciti.com to earn even more raffle entries and win over 100,000 instant prizes. Simply create an account using any active email address and your unique log-in password and earn play codes every time you swipe your Citi credit card.
Each play code can win you Nike Park, Vikings, Bistro Group, Bruno’s Barbers or Mrs. Fields eGIFTs, an e-voucher from ZALORA, UBER credits for P50 off on your next 2 rides, and a 3-month subscription at IFlix. If no instant prize is won, you will get ten additional raffle entries for the raffle.
To redeem your instant prizes, just go to the My Rewards page on your www.winwithciti.com account for detailed instructions.
Start the year right and win amazing prizes. GoWithCiti now! For more information, log on to www.citibank.com.ph/bmw.
About Citi
Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions.
Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management.
Additional information may be found at www.citigroup.com | Twitter: @Citi | YouTube: www.youtube.com/citi | Blog: http://blog.citigroup.com | Facebook: www.facebook.com/citi | LinkedIn: www.linkedin.com/company/citi
by Penny Angeles-Tan | Jan 14, 2016 | Lifestyle Tips
What’s the next big thing that you want to achieve, now that you’re starting your career, and earning your own money? Do you have a plan on how you are going to spend your hard-earned cash? Are you thinking of buying a new phone, a laptop, or a new wardrobe? While these may be tempting, for sure you are also dreaming of having your own car in the future.
The biggest question you might have is, “Kaya ko na kayang magkaroon ng sariling kotse?” Now don’t you worry because we have an answer for you! As you are earning your own money now, this could be your way to start saving up for your dream car.
And since New Year just ushered in, it would be best to add this on your bucket list this 2016! Always remember that it’s never too early to reach your dreams. So better start saving up!
“Looking for a car that matches your need and budget is an exciting experience, especially for a first-timer. Before deciding to bring home that dream car, a number of things have to be considered. Below are a few tips that may guide you, young dreamers, in making wise use of your hard-earned money to help make that dream come true,” says Pepe Carlos, VP and head of BPI Family Auto Loan Division.
Yes, at this point in your life, it may seem intimidating just thinking about how to get your own car, but with proper guidance and advice from the experts, you can make your dream come true!
Here are three tips that can help you in planning, saving up and finally bringing home that dream car.
Know which car is right for you.
Determine what kind of car you really need. It is quite challenging, so you need to carefully study your options. Whether you’re a businessman, an architect, an engineer, a call center employee, a social media specialist, a sales and marketing executive, etc., choose the car that is best suited for your daily use.
When choosing your car, several things such as car brand, model, price, and your budget should be well thought off. You may visit www.bpiloans.com, a virtual car showroom, where people looking for a brand new car can view and compare the vehicles that are available in the market today. It has a comprehensive car buyer’s guide, a user-friendly auto loan calculator, an easy to use self-assessment test and a simple online application form.
Plan your budget well.
In getting a brand new car, your budget may be the most important concern that you have to think about. You need to ask yourself, “What can I really afford?”
Before you decide on making that purchase, list down your expenses. Check out how much you spend for your daily commute; see which part of your daily/monthly budget you can cut down or save.
There are other incidental expenses related to the purchase of a car that you also need to take care of like car insurance, chattel mortgage, and registration fees, among others. Some banks offer FREE insurance for the first year, so it’s important to check what offers are out there too. You can take a portion of your mid-year bonus and other monetary incentives you’ll get to add to your savings so you can allot it for the down payment of your dream car. It is typically at least 20% of the car price.
With these penned down, you can now calculate how much your monthly amortization will be, given a certain down payment via www.bpiloans.com. You can take the 60-Second Online Loan Pre-Qualification tool found in the website to see if you’re already qualified to apply for BPI Family Auto Loan. It’s easy, convenient and hassle-free!
Ask the experts
Reach out to the experts who know about bank financing for your Auto Loan. Seek a conversation with a BPI Family Bank representative to help you make the right decision and get the best deal. You may visit any BPI branch or drop by 102 Paseo in Makati to have a chat and learn more about your options.
So what are you waiting for? Getting your dream car is possible!
Pepe Carlos concludes, “A lot of people think that the process of buying a car can be a challenging one. But as long as you are informed and prepared, it doesn’t have to be.”
With BPI Family Auto Loan, let’s make your dream happen!
by Penny Angeles-Tan | Mar 1, 2005 | Ponderings
In psych books I’ve read in the past, they say that ordinarily people dream in monochrome — black and white, or sepia. They say that when a person dreams in color that means that the person is possibly intuitive, or artistic … or maybe having an epiphany. I don’t know.
What bugs me is when I get colored dreams that keep repeating night after night. Have you ever had a dream that not only had color but had texture, taste, etc. Ever have a dream where all of your senses are involved? Those, I think are the weirdest ones. They are so real that you can taste the food you ate, feel the hand of the person who shook yours in the dream, smell perfume of a person who passed by you, etc.
I always wake from those dreams confused, tired, and ready to go back to sleep … and yet hoping that this time I actually get some sleep. Sometimes when I do go back, the dream continues where it left off. Other times I am able to rewind the dream.
Make your dream of acquiring a brand new car come true at the start of 2018 by joining Citi’s GoWithCiti promo. Drive home one of three BMW 2 Series Gran Tourer MPVs or be one of the ten winners of a luxury watch worth P250,000 from Lucerne!
Plus, register at www.winwithciti.com to earn even more raffle entries and win over 100,000 instant prizes. Simply create an account using any active email address and your unique log-in password and earn play codes every time you swipe your Citi credit card.
Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions.
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