Empowering the SMEs and the Franchisees

Empowering the SMEs and the Franchisees

The Bank of the Philippine Islands (BPI) recently signed a memorandum of agreement with the Philippine Franchise Association (PFA) to serve as the exclusive banking partner of the upcoming Franchise Asia Philippines 2020 slated on March 27 to 29 at the SMX Convention Center in Pasay City.

bpi-logoBPI has been sponsoring Asia’s biggest franchise show for 12 years now, supporting the organization’s mission to promote franchising as a powerful tool for economic development and nation-building. This is part of the Bank’s aim to empower the SME market, which the Bank is focusing on because of its significant contribution to the economy and its potential for growth. BPI Business Banking, BPI’s dedicated team for SMEs, has also recently introduced Business Franchise Financing (BFF).

This is a new product offering that provides loans specifically fit for new and existing franchisees. Photo shows, from left, PFA Chairman Emeritus Dr. Samie Lim, CFE; BPI Business Banking Division Head for Marketing and Product Management Jessymel Cruz; and PFA President Sherill Quintana.

Utility companies were among the top 10 on Jobstreet.com for 2017

Utility companies were among the top 10 on Jobstreet.com for 2017

JobStreet.com, the no. 1 job site in the Philippines, has just released the results of its Top Companies 2017 survey. This year, there are new entrants in the top 10, changing the face of the annual list.

jobstreet top companies 2017Utilities firms, for the first time, have broken into the list, with electric distribution company Meralco as the overall top preferred company of jobseekers and telecommunications company PLDT Inc. at number nine.

Food and beverage conglomerate San Miguel Corporation (SMC) takes second place while tech giant Google Philippines leapfrogs to third place from last year’s eighth. As for the rest of the previously unmovable top 3, wellness multinational Nestlé Philippines takes the fourth place while the foremost business process outsourcing in the country, Accenture, is in fifth.

The only Henry Sy-led company on the list this year and the lone financial institution in the top ten, BDO Unibank, is sixth this 2017. Consumer goods giant Procter and Gamble rises and is this year’s seventh and ABS-CBN Corporation, one of the Philippines’ leading media and entertainment company, is eighth this year.

Rounding up the top companies most of the Filipino workforce prefer to work is consumer goods multinational Unilever, which was last seen in the 2015 list now takes the tenth place this year.

Recognition expands to other strong employer brands

The Top Companies Report, now on its fourth edition, is expanding to give out special awards to category and regional winners. These companies, are bring recognized for their strong performance in their respective categories and areas.

Regional awardees this year include Bank of the Philippine Islands for Central Luzon, for Shell companies in the Philippines for CALABARZON, and Aboitiz for Central Visayas. For the corporate category, awardees include Shell companies in the Philippines, Coca-Cola FEMSA Philippines and SM Investments Corporation. In the BPO category, winners are JPMorgan Chase Bank, IBM Business Services, and Convergys Philippines.

Job security matters more this time

competitive salary and bonus schemePart of Jobstreet.com’s survey on which companies they aspire to be a part of is the question why they want to work in these firms.

Last year’s survey showed that a competitive basic salary is the primary reason when choosing a firm to work for whereas the candidates asked this year indicated that job security is the foremost reason for their consideration.

These choices indicate that professional Filipinos are more interested in the long-term gains, as factors that directly affect their professional lives such as career growth offerings and promotion, and career-enhancing training and development opportunities.

A strong leadership team that can mentor them in their professional trajectory are now more preferred, making it in the top 5 attributes of an aspirational company.

A total of 3,658 respondents participated in this year’s series of surveys that were sent out in May 2017. The respondents came from different position levels (predominantly junior executives and fresh graduates) and represented various specializations.

About JobStreet.com

jobstreet logoJobStreet.com is a leading online job board presently covering the employment markets in Malaysia, Singapore, Hong Kong, Thailand, the Philippines, Indonesia and Vietnam. JobStreet.com currently services over 230,000 corporate hirers and over 15 million jobseekers in its database.

About SEEK Asia

JobStreet.com is part of SEEK Asia, which is the leading online employment market place in Asia. SEEK Asia covers 7 countries namely Hong Kong, Indonesia, Malaysia, Philippines, Singapore, Thailand and Vietnam.

SEEK Asia is the extension of the Australian Securities Exchange listed company called SEEK. The company’s purpose is to help improve people’s lives through a better career. SEEK Asia’s database consist of over 500,000 corporate hirers and over 24 million candidates.

For more information about this article, or to schedule an interview with JobStreet.com Philippines, please contact: Mark Nichol Turija, Content Marketing Specialist at ma********@*******et.com or give him a call at 286-6222.

3 tips to buying your own car

3 tips to buying your own car

thinking-girlWhat’s the next big thing that you want to achieve, now that you’re starting your career, and earning your own money?  Do you have a plan on how you are going to spend your hard-earned cash? Are you thinking of buying a new phone, a laptop, or a new wardrobe? While these may be tempting, for sure you are also dreaming of having your own car in the future.

The biggest question you might have is, “Kaya ko na kayang magkaroon ng sariling kotse?” Now don’t you worry because we have an answer for you! As you are earning your own money now, this could be your way to start saving up for your dream car.

And since New Year just ushered in, it would be best to add this on your bucket list this 2016! Always remember that it’s never too early to reach your dreams. So better start saving up!

pepe-carlos“Looking for a car that matches your need and budget is an exciting experience, especially for a first-timer. Before deciding to bring home that dream car, a number of things have to be considered. Below are a few tips that may guide you, young dreamers, in making wise use of your hard-earned money to help make that dream come true,” says Pepe Carlos, VP and head of BPI Family Auto Loan Division.

Yes, at this point in your life, it may seem intimidating just thinking about how to get your own car, but with proper guidance and advice from the experts, you can make your dream come true!

Here are three tips that can help you in planning, saving up and finally bringing home that dream car.

Know which car is right for you.

cartoon-carDetermine what kind of car you really need. It is quite challenging, so you need to carefully study your options. Whether you’re a businessman, an architect, an engineer, a call center employee, a social media specialist, a sales and marketing executive, etc., choose the car that is best suited for your daily use.

When choosing your car, several things such as car brand, model, price, and your budget should be well thought off. You may visit www.bpiloans.com, a virtual car showroom, where people looking for a brand new car can view and compare the vehicles that are available in the market today. It has a comprehensive car buyer’s guide, a user-friendly auto loan calculator, an easy to use self-assessment test and a simple online application form.

Plan your budget well.

piggy-bankIn getting a brand new car, your budget may be the most important concern that you have to think about. You need to ask yourself, “What can I really afford?”

Before you decide on making that purchase, list down your expenses. Check out how much you spend for your daily commute; see which part of your daily/monthly budget you can cut down or save.

There are other incidental expenses related to the purchase of a car that you also need to take care of like car insurance, chattel mortgage, and registration fees, among others. Some banks offer FREE insurance for the first year, so it’s important to check what offers are out there too. You can take a portion of your mid-year bonus and other monetary incentives you’ll get to add to your savings so you can allot it for the down payment of your dream car. It is typically at least 20% of the car price.

With these penned down, you can now calculate how much your monthly amortization will be, given a certain down payment via www.bpiloans.com. You can take the 60-Second Online Loan Pre-Qualification tool found in the website to see if you’re already qualified to apply for BPI Family Auto Loan. It’s easy, convenient and hassle-free!

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Ask the experts

Reach out to the experts who know about bank financing for your Auto Loan. Seek a conversation with a BPI Family Bank representative to help you make the right decision and get the best deal. You may visit any BPI branch or drop by 102 Paseo in Makati to have a chat and learn more about your options.

So what are you waiting for? Getting your dream car is possible!

Pepe Carlos concludes, “A lot of people think that the process of buying a car can be a challenging one. But as long as you are informed and prepared, it doesn’t have to be.”

With BPI Family Auto Loan, let’s make your dream happen!

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