Credit cards open up a world of benefits, especially when used wisely. They are universally accepted, allowing you to travel, dine, and shop without the burden of cash. Plus, they often come with a range of rewards, discounts, and deals, making your experiences more enjoyable and cost-effective.
Despite the numerous benefits, some people are hesitant to apply for a credit card, often due to concerns about high interest rates. However, by using your card sensibly and paying on time, you can fully enjoy its advantages. It’s important to choose a card that suits your lifestyle, and with responsible use, it can significantly improve your life.
Having a credit card means that you can typically gain access to exclusive discounts or benefits, receive rewards, and earn points, which could be redeemed for travel, dining, or cash equivalent for daily purchases. Credit cards also offer substantial cashback rewards for purchases made at supermarkets, gas stations, pharmacies, and with other merchants, including airlines and partner restaurants that have special discounts and seasonal promos you can enjoy with your loved ones.
A credit card is an extension of your spending capacity. It enhances your purchasing power, especially in securing products and services – from your everyday needs, such as gas, groceries, coffee, and medicines, to high ticket items, such as treating your family to a staycation or vacation, finally getting that gadget you have wanted for so long, front row concert tickets to your favorite band, upgrading your home appliances, or buying your loved one a jewelry for that important milestone.
Depending on your choice and lifestyle, credit cards offer entertainment treats, privileges, seasonal dining promos, free travel insurance coverage, cashback on overseas shopping, and the ability to buy now and pay later, to name a few. There are various incentives, too, including travel benefits, hotel and restaurant discounts, and travel perks (such as the privilege of relaxing in posh airline lounges) to make your trips stylish, more exciting, and twice the fun!
Online shopping? Credit cards assure you of a more protected and seamless e-commerce purchase with features like encryption, multifactor authentication, and fraud monitoring.
A credit card from BDO, one of the leading banks in the Philippines, for instance, offers year-round deals and exclusive dining deals for up to 50% off. It also provides ‘Buy Now, Pay Later’ options, a feature that allows you to make a purchase and pay for it in installments over a period of time, often without interest. This, along with 0% interest on big-ticket purchases, lets you earn Peso Rewards and more.
There is no better time than now to own at least one BDO Credit Card! When you apply for a BDO Credit Card, you can get up to a P25,000 cashback credit when you meet the minimum spending requirement. The promo runs until October 31, 2023. Qualified cards are Mastercard, Visa, JCB, UnionPay, Diners Club, and BDO-issued American Express. Terms and conditions apply.
This Press Release has also been published on VRITIMES
