XRP News Today! Ripple vs. SEC, Legal Developments and Market Impact, What’s Next for XRP?

by | Apr 5, 2025 | Business

Stay updated on the latest XRP news, including Ripple’s legal battle with the SEC, market performance, and future price predictions. Explore expert insights on ETF prospects, regulatory developments, and key technical levels impacting XRP’s trajectory. Don’t miss out on what’s next for XRP!

On March 19, Ripple CEO Brad Garlinghouse revealed that the U.S. Securities and Exchange Commission (SEC) intends to withdraw its appeal against Judge Torres’ ruling on Programmatic Sales of XRP. However, the SEC has yet to formally comment on the matter, leaving uncertainty in the market.

In response, Ripple’s Chief Legal Officer, Stuart Alderoty, outlined proposed settlement terms that include:

1. A reduction in the penalty from $150 million to $50 million. Initially, the SEC had sought $2 billion.

2. The removal of an injunction restricting XRP sales to institutional investors.

The SEC’s next closed meeting, scheduled for April 3, could be pivotal in finalizing the appeal withdrawal. In the meantime, XRP has faced heavy selling pressure, plummeting 19% to $2.1088. If the SEC delays its vote, XRP could slip below $2.

Legal Experts Weigh In on the SEC Withdrawal Process

While optimism is high, legal analysts caution that a formal withdrawal may take time. Pro-crypto attorney Fred Rispoli suggested that the SEC Commission might vote on the matter within 30 days, with Judge Torres potentially vacating the injunction within the same timeframe.

“At most, we are 60 days out from this being 100%, formally, legally, and spectacularly over,” Rispoli stated.

XRP Market Performance and Outlook

On April 1, XRP rose by 2.35%, reversing its 2.24% loss from the previous day to close at $2.1389. However, it underperformed the broader crypto market, which saw a 2.81% gain, raising the total market capitalization to $2.7 trillion.

XRP’s future trajectory depends on several key factors:

1. SEC vs. Ripple Filings: Any motions related to the withdrawal of injunctions or case resolution could significantly influence market sentiment.

2. XRP Spot ETF Prospects: The potential approval of an XRP spot ETF in the U.S. could propel prices toward $3.5505. Conversely, delays in approval could limit gains.

3. Macro Risks: Economic factors such as trade tensions and recession concerns could push XRP down to $1.7938, while easing risks could support a rebound above $3.

Despite these considerations, technical indicators suggest bearish trends for XRP in the near term.

XRP Price Struggles Below Key Levels

XRP dropped over 5% on March 31 to a low of $2.06, increasing the risk of breaking below the crucial $2 threshold. The 200-day EMA at $1.94 is the last line of defense, and historically, falling below this level has led to accelerated declines.

XRP’s current technical structure is concerning, with a descending triangle pattern signaling an imminent breakdown. If support at $2 fails, the next major levels lie between $1.85 and $1.80. To reverse this trend, XRP must reclaim the $2.30–$2.40 range with strong volume.

Ripple Escrow Strategy and Supply Control

Ripple continues its strategic management of XRP supply, recently locking 700 million tokens in escrow. The firm releases 1 billion XRP monthly for institutional sales, operational costs, and liquidity but often returns a significant portion to escrow to stabilize the market.

In March, Ripple Labs opted not to release the scheduled 1 billion XRP, instead sending 700 million back into escrow. Analysts believe this move aims to control selling pressure and maintain price stability.

Ripple’s ongoing control over more than 40% of the total XRP supply remains a topic of debate. While some investors see this as strategic supply management, critics argue it centralizes influence over the token’s value.

SEC Case Resolution and Regulatory Impact

Ripple’s legal battle with the SEC has shaped its market performance. A U.S. court previously ruled that XRP sales on public exchanges were not securities, but institutional sales required compliance.

In January 2025, the SEC appealed, arguing that Ripple’s promotional efforts led to profit expectations, classifying XRP as an unregistered security under the Howey Test. However, with President Donald Trump’s pro-crypto stance, the SEC dismissed its appeal, and Ripple agreed to pay a reduced $50 million fine.

Broader Crypto Market Trends

The crypto market remains volatile, with macroeconomic factors adding uncertainty. On April 1, Bitcoin surged 3.20% to $85,150 but remains at risk due to ongoing U.S.-China trade tensions.

Key Market Themes to Watch:

1. SEC vs. Ripple case resolution.

2. U.S. tariff developments and potential retaliatory actions.

3. Progress on the Bitcoin Act and broader crypto regulations.

4. U.S. labor market and inflation reports.

5. Institutional ETF inflows and outflows.

Conclusion: What’s Next for XRP?

At the time of writing this article on April 5, 2025, XRP was trading at $2.1588 with a gain of 4.82%. XRP’s near-term outlook remains uncertain, with potential downside risks if the SEC delays its case withdrawal. The $2 mark remains a crucial psychological and technical level.

If XRP fails to maintain support, further declines to $1.80 are possible. Conversely, positive regulatory developments and ETF progress could help push XRP toward $3.

Investors should remain cautious and monitor key legal and macroeconomic developments that could shape XRP’s future price action.

This Press Release has also been published on VRITIMES

The Role of FintechZoom Crypto in Revolutionizing Financial Technology

by | Apr 5, 2025 | Business

Discover how FintechZoom Crypto is revolutionizing financial technology through blockchain, digital currencies, and fintech innovations. Stay informed with expert insights, market trends, regulatory updates, and the latest in DeFi and cybersecurity. Explore the future of digital finance with FintechZoom today!

In today’s rapidly evolving financial landscape, one name stands out as a beacon of innovation and transformation—FintechZoom Crypto.

As blockchain technology, digital currencies, and financial technology converge, platforms like FintechZoom are redefining how we perceive and interact with the financial world.

But what exactly is FintechZoom Crypto, and how is it influencing and reshaping the financial industry?

Understanding FintechZoom

FintechZoom is an online platform operating at the intersection of finance and technology—fintech. With a specialized focus on the crypto industry, it provides valuable insights, news, and resources for those keen on understanding the complex and dynamic world of cryptocurrencies and blockchain technology.

More than just a news outlet, FintechZoom serves as a comprehensive hub that connects users with the latest trends, technological advancements, and strategic developments in the financial tech realm.

The Significance of Crypto in FintechZoom

Cryptocurrencies have evolved beyond a mere trend to become a crucial component of global financial systems. The rise of Bitcoin, Ethereum, and other altcoins has opened new investment opportunities while challenging traditional banking systems. In this context, FintechZoom serves as an essential resource by offering:

1. Insights and Analysis: Understanding market trends, regulatory developments, and emerging financial products.

2. Education and Learning: Providing clarity on complex concepts such as blockchain, decentralized finance (DeFi), non-fungible tokens (NFTs), and smart contracts.

3. News and Updates: Offering real-time news on crypto markets, investment strategies, and fintech innovations.

How FintechZoom is Transforming Financial Narratives

1. Building Knowledge Repositories

FintechZoom empowers its audience with well-researched articles, white papers, and in-depth studies, making it a go-to resource for financial enthusiasts and professionals.

2. Bridging the Gap Between Fintech and Cryptocurrency

While fintech encompasses a broad spectrum of technologies enhancing financial services, cryptocurrencies play a significant role within this space. FintechZoom highlights how blockchain and decentralized applications (DApps) are shaping the broader fintech ecosystem.

3. Fostering Professional Networks

Through virtual forums, webinars, and community discussions, FintechZoom connects fintech professionals, blockchain developers, and crypto enthusiasts, fostering collaboration and innovation.

Key Areas Covered by FintechZoom Crypto

1. Market Trends and Analytics

Understanding market movements is essential for strategic decision-making. FintechZoom offers deep dives into market trends, enabling investors to make informed choices based on analytical models and data-driven insights.

2. Regulatory Developments

With governments worldwide adapting to digital currencies, staying informed about new regulations is vital. FintechZoom tracks policy changes, compliance requirements, and their implications for the crypto industry.

3. Latest Technological Innovations

FintechZoom explores advancements in blockchain technology, decentralized finance (DeFi), and the rise of innovative crypto projects reshaping the industry.

4. Safety and Security Insights

Security remains a major concern in the crypto world. FintechZoom offers expert advice on protecting digital assets, understanding cybersecurity threats, and avoiding scams and fraudulent activities.

Why FintechZoom Crypto Matters More Than Ever

The intersection of fintech and cryptocurrency is growing at an exponential rate. As more individuals and institutions invest in digital currencies, platforms like FintechZoom provide valuable insights, helping users navigate this rapidly changing landscape.

By staying ahead of financial innovations and elaborating on their impact, FintechZoom is instrumental in driving mass adoption and understanding of cryptocurrency and blockchain applications.

Alternative Platforms for Crypto Insights

While FintechZoom offers a broad financial perspective, there are other dedicated platforms like Bitrue.com/blog that provide in-depth cryptocurrency-specific insights.

Bitrue.com/blog, for instance, focuses more on live trading activity, token utility, and blockchain developments.

Combining FintechZoom’s general finance approach with specialized platforms allows users to gain a more comprehensive understanding of the crypto world.

Future Prospects of FintechZoom Crypto

1. Expansion of DeFi Platforms: As decentralized finance continues to grow, FintechZoom will cover emerging DeFi projects and their impact on the financial industry.

2. Blockchain Integration Across Industries: Beyond crypto, FintechZoom will highlight how blockchain is revolutionizing industries such as supply chain management, healthcare, and real estate.

3. Advancements in Regulatory Frameworks: With regulations evolving, FintechZoom will keep its audience informed on compliance measures that shape the future of digital assets.

4. Growth of Institutional Investment: FintechZoom will analyze the increasing role of institutional investors in cryptocurrency markets and their influence on price movements and market stability.

5. Security Innovations: As threats in the crypto space rise, FintechZoom will report on the latest advancements in cybersecurity and digital asset protection.

6. Adoption of Central Bank Digital Currencies (CBDCs): Governments are exploring digital currencies issued by central banks, and FintechZoom will track these developments and their impact on traditional finance.

7. Rise of Crypto-Based Financial Services: Lending, borrowing, and investing in crypto are becoming mainstream, and FintechZoom will continue to cover the evolution of these services.

8. User Education and Awareness: FintechZoom will persist in providing guides, analysis, and expert opinions to simplify crypto adoption for the general public.

Conclusion

FintechZoom Crypto is a crucial platform for understanding the intersection of finance and blockchain technology.

By delivering timely insights, comprehensive educational content, and expert analysis, it serves as a trusted resource for both beginners and experienced investors.

As the financial landscape continues to evolve, staying informed through platforms like FintechZoom will be key to navigating the future of digital finance effectively.

This Press Release has also been published on VRITIMES

Blum Price Prediction after Listing Date: A Rising Star in the 2025 Cryptocurrency Market

by | Apr 5, 2025 | Business

Discover why Blum Coin (BLUM) is gaining momentum in 2025. From major exchange listings and global airdrops to expert price predictions, explore BLUM’s growth potential and what makes it a standout in the evolving crypto market.

As the cryptocurrency landscape continues to evolve, Blum Coin (BLUM) has emerged as a promising new entrant, garnering significant attention from analysts and investors alike.

With Blum upcoming exchange listing, a global airdrop campaign, and a string of optimistic price forecasts, 2025 could be the breakout year for this innovative token.

Blum Coin Overview: A Token on the Rise

Blum Coin is a newly launched cryptocurrency that has sparked enthusiasm across the crypto community.

With a total supply of 100 billion tokens and an expected initial market cap of approximately $1 billion, BLUM has the foundation for strong market performance.

Analysts and platforms across the industry have provided varying forecasts for the token’s growth, underlining its short- and long-term potential.

Blum Exchange Listing & Airdrop Campaign

One of the major catalysts for BLUM’s anticipated success is Blum forthcoming listing on a major exchange, expected in Q1 2025.

Though the exact date remains undisclosed, industry insiders project that the listing will unlock access to millions of traders worldwide, increasing liquidity and market visibility.

In tandem with the listing, BLUM has launched a no-criteria airdrop, currently active as of October 2024 and open to all Telegram users globally.

Token distribution is based on user activity and referrals, allowing participants to earn rewards simply by engaging with the community—no complex eligibility requirements involved.

This inclusive approach is a core part of BLUM’s strategy to build a broad, engaged user base.

BLUM Price Predictions: What the Experts Are Saying

Forecasts for BLUM’s price vary significantly depending on the source, but the common thread is a bullish outlook for 2025 and beyond.

1. Short-Term Projections

• CoinCodex: Predicts a trading range of $0.0177 to $0.0204 in the coming week, with a three-month target of $0.0467, indicating substantial short-term growth.

• Gate.io: Sees 2025’s average price at $0.01293, with highs reaching $0.0141.

• Binance Square: Suggests an average price of $0.4026 for 2025, with potential highs of $1.05 by 2030.

2. One-Year Outlook

CoinCheckup: Forecasts a price of $0.0331 within a year, reflecting a steady upward trend.

3. Optimistic Forecasts

Coingabbar Analysts: Predict an aggressive potential launch price of $0.5, driven by:

• Strong community support

• Utility-focused tokenomics

• Favorable market trends

If these elements align, BLUM could see a sharp increase immediately after listing.

Blum Monthly Forecasts for 2025: A Bullish Year Ahead

According to aggregated data, BLUM is projected to maintain upward momentum for most of 2025:

Throughout the year, BLUM is expected to trade in a channel between $0.0107 and $0.0505, averaging around $0.0285, suggesting strong overall growth.

Key Factors Driving BLUM’s Potential

1. Exchange Listings: Listing on a top-tier exchange will significantly enhance BLUM’s visibility and trading volume.

2. Strong Community and Ecosystem: A rapidly growing community and an inclusive, utility-based token economy offer real-world applications and investor appeal.

3. Airdrop Strategy: The no-criteria airdrop is attracting a wide range of participants, encouraging grassroots growth.

4. Positive Market Sentiment: Industry-wide optimism for utility-driven tokens supports bullish predictions.

Risks and Considerations

Despite the hype and optimistic projections, it’s crucial to remember the inherent volatility of the cryptocurrency market. BLUM’s price could be influenced by:

1. Market Fluctuations

2. Investor Sentiment

3. Adoption Rates

4. Macroeconomic Factors

Investors are strongly encouraged to conduct their own research and exercise caution when making investment decisions.

Conclusion: Is BLUM a Token to Watch in 2025?

With a powerful combination of market excitement, strong price projections, and inclusive community strategies, Blum Coin stands out as a token with significant potential in 2025.

Its upcoming exchange listing, expansive airdrop campaign, and promising monthly forecasts make it one of the most talked-about crypto assets entering the new year.

While speculative by nature, the foundation of BLUM’s growth strategy is sound—and if current trends continue, early adopters may see considerable returns. Keep a close eye on official channels for the listing date announcement and any further developments.

This Press Release has also been published on VRITIMES

Cyber security and resilience key factors to user online protection, economic growth

by Ferry Bayu | Apr 3, 2025 | Business

~ The essentials of protected living and doing business in the digital space

The 2025 Cyber Resilience Summit: Delivering Competitive Advantage Through Security held March 5-6 at the Crowne Plaza Manila is the first of its kind in the Philippines. The event featured top level experts from the Philippines and the SEA region representing government, finance and technology, banking and healthcare, BPM, advocacies and education, and the Armed Forces.

In a nutshell, the Cyber Resilience Summit homed in on the real-world dangers of cyber (in)security and threats. Throughout the two-day event, discourse and discussion from its top-notch resource speakers revolved on cyber-attacks and scams, online fraud, fake news, identity phishing.

Cited by the World Economic Forum as the #4 security risk globally, the Cyber Resilience Summit asked decision makers to prioritize cyber security at every level of enterprise and industry.

More importantly, the event focused on awareness and security, and how information and awareness supplemented massively by tough security measures are requisite and paramount to ensure public safety.

Not only in the Philippines, but across regional and global lines, and in the same velocity and speed as technology itself entities manipulate these advancements for criminal acts.

The World Economic Forum, among other experts state no absolute-100% security from cyber threats as these grow in intensity and at scale. Cyber resilience is imperative to protect data and maintain privacy, and to equip industries to recover from cyber attacks. At the Summit experts unanimously addressed measures that bring together human factors, organizational processes, and the latest technologies.

2025 Cyber Resilience Summit: Delivering Competitive Advantage Through Security featured, among others, the following talking heads expressing global perspectives.

Engr Jose Carlos P Reyes, Director of the Cybersecurity Bureau, Department of Information and Communications Technology – Securing the Digital Battlefield: Building a Resilient Digital Ecosystem

“Cyber security is not a solitary pursuit. We must foster collaboration across organizations, industries and even nations, like minded nations that is sharing threat intelligence and best practices enables us to stay ahead of attackers and improve our collective defenses. Resilience comes from being proactive. It’s about identifying potential risks early, understanding the impact of those risks, and implementing controls to mitigate them before they turn into actual reaches in this rapidly evolving threat landscape, static defense mechanisms are insufficient.”

Ts Mohd Zabri Adil Bin Talib, Head of Responsive Technology & Services, CyberSecurity Malaysia – E-Sovereignty and Cyber Resilience: Safeguarding Nations in the Digital Era

“Cyber security is basically an initiative, a layer of parameters to set up to prevent  you from being harmed digitally. Cyber resilience is when your cyber security is solid and tested. Cyber resilience brings cyber trust—digital trust. Malaysia is focusing on (driving) the digital trust because when we have trust in the infrastructure, the public will use and participate with the digital economy as a whole country to push the national economy to the next level”

Mr. Jocel de Guzman, Founder and Co-Lead Convenor, ScamWatchPH and Founder & President, Truth360 Inc – Cyber Resilience Starts Here: Building a Robust Human Firewall

“The problem globally is legislation in terms of how to catch up when it comes to the advancement of technology.  There are some advancements in the lawmaking, but there’s still a lack. The weakest link in cyber security is the end-user. The Filipino digital user learned the technology on their own. While most top 500 corporations have cyber security infrastructure in place to protect their assets, The end-user is often neglected (in lawmaking discussions). Government agencies work in silos. Existing legislation has flaws, for example, the SIM card registration allows 1 individual the ability to register 1000 sim cards. Quoting Former DICT Secretary Ivan Uy, “Online scam is now bigger than illegal drug trade globally.”

Onil Jaia G. Leyda, Technical Solutions Consultant, ManageEngine – Future-Proofing Cybersecurity: Harnessing Emerging Tech for Resilience in 2025 and Beyond

“(Among many) AI attacks we should watch out in 2025 include advanced AI powered attacks, these are the AI generated phishing, social engineering and Deep Fake scams that target CEO and focus camps. Next, polymorphic and autonomous cyber attacks that mutate their code for the malware not to detect them and adapts to the security defenses of the users. Then we also have the weaponized AI for cyber, that do large scale attacks on government, banking, finance and patient.”

The 2025 Cyber Resilience Summit: Delivering Competitive Advantage Through Security key takeaways are:

Collaboration is Key Cybersecurity is a shared responsibility across organizations, industries, and nations. Threat intelligence sharing and best practices enhance collective defenses.

Cyber Resilience & Digital Trust

Cybersecurity acts as a protective layer, while cyber resilience ensures security systems are solid and tested. Digital trust is crucial for public confidence and economic growth in the digital era.

Legislative Challenges & End-User Risks

Technology outpaces legislation, leaving gaps in cybersecurity laws.

The end-user is the weakest link due to lack of structured education and awareness.

Example: SIM card registration flaws allow individuals to register 1,000 SIMs, enabling fraud.

Emerging AI-Driven Cyber Threats (2025 and Beyond)

AI-powered attacks: Phishing, social engineering, and deepfake scams. Polymorphic malware: Mutates to bypass security defenses.

Weaponized AI: Large-scale cyberattacks targeting governments, banking, and healthcare sectors.

The call for sectors to be cyber secure and cyber resilient is pressing, and urgent. It takes proactive and collaborative approach, combined with strong legislation to be cyber resilient. Vigilance on and agility to merging technology defenses is essential to safeguarding the digital landscape.

This NEW stories, search #TNCnow or read thru https://thenewchannel.com/highlights/

Check out https://www.TheNewChannel.com

#onTNC #TNCNow #CRS #CyberResilience #CyberResillienceSummit #2025CRSPH #Cybersecurity #TheNewChannel

This press release has also been published on VRITIMES