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Own a Citi Credit Card

by Penny Angeles-Tan | Jan 12, 2019 | Banking and Finance

Most people would agree that when it comes to credit cards, Citi has to be on the top of their most wanted list. If they had to choose one credit card to own most, I have found, would say they want a Citi credit card.

Now is a good time to apply for a Citi credit card! Go to https://tinyurl.com/citi-penny and apply for a credit card with Citi Philippines. People with successful applications will immediately receive an e-gift of P5,000 to be used at Uniqlo or no annual fees plus 10% interest back (for successful Simplicity+ Card referrals).

Citi is one of the most highly respected financial institutions in the world and as such, they have the most stringent screening process when accepting applications. After all, they want to make sure that their members actually have the capacity to pay.

* Note: the information below was lifted directly from the Citi Philippines website.

Eligibility of the card applicant:

is at least 21 years old
has a minimum income of:
- P180,000 per year if you have another credit card
- P250,000 per year if you have no credit card
has an active landline or mobile phone number
has a valid TIN, SSS, GSIS or UMID number

A deposit account with Citi is not necessary.

Required documents:

if you have an existing principal credit card
- any government issued ID (driver’s license, SSS, UMID, passport, etc.)
if you do not have a credit card or your existing credit card is a supplementary card
- any government issued ID (driver’s license, SSS, UMID, passport, etc.)
- proof of income (ex. payslip, income tax return (ITR))
- bank statement of your payroll account showing your one-month salary
- a signed certificate of employment

Citi has a different kind of credit card to suit your lifestyle:

Interest back cards

Citi Simplicity+ Card

This is the card for those who like to keep it simple.

no annual fee EVER
no late fees
no over limit fees
pay at least the minimum due on or before the due date and get 10% back on interest charges

If you’ve never owned a credit card before and you can’t decide which one of the many Citi cards there are you want then this is a good starting place. The Simplicity+ card is tailor-made for newbie credit card holders.

Rebate cards

Citi Cash Back Card

This is the card for those who love to save! Every time you spend you get cash back in the form of rebates that you could use to partially pay for your credit card bill or to make purchases with specific merchants as defined by Citi.

get up to 6% rebate on supermarket purchases.
get up to 2% rebate on your Meralco bill payments done through Citibank Online or Citi^® One Bill^®.
all your other purchases automatically earn 0.20% rebate.
save as much as P12,000 per year.

Shell Citi Card

The perfect card for car owners, especially those that gas up at Shell.

Get up to 5% rebate on Shell fuel purchases.
Get up to 5% rebate on toll fees (NLEX and SLEX).
Get up to 5% rebate on auto repairs, accessories, and services nationwide.
Save as much as P10,000 per year.

Mercury Drug Citi Card

For those who buy their medicine from Mercury Drug. This is probably the card I would recommend for people with maintenance medicine, which means they buy medicine often.

Get up to 10% rebate on Mercury Drug purchases.
Get up to 10% rebate on participating hospital bills.
Get 0.25% rebate on all other purchases outside of Mercury Drug and participating hospitals.
Enjoy free 24/7 ambulance service worth P10,000.
Save as much as P9,600 per year.

Travel cards

Citi PremiereMiles Visa Card

Do you love to travel? Then this is the card for you!

Earn 1 never-expiring mile for every P30 spend.
Redeem flights and hotel stays instantly through Citi ThankYou Rewards.
Enjoy local and international airport lounge access with your PremierMiles.

Rewards cards

Citi Prestige Card

This is the creme de la creme of all the Citi cards. This card is also good for those who love to travel.

Unlimited 4th night free at any hotel booked through the concierge.^*
Complimentary Priority Pass^TM Membership for primary cardmembers with unlimited access to over 1,000 VIP airport lounges worldwide.
Complimentary Airport Meet and Assist services and one-way luxury airport transfers for primary cardmembers at select airports, twice (2x) per the calendar year.
5x ThankYou points on local dining, shopping, and all foreign currency spend.

This card has special features that the other Citi cards do not have:

desirable rewards
- Every P30 spend earns you 1 ThankYou Point.
- Earn 5x points on shopping, dining and foreign currency spend here or when you travel abroad.
- Earn relationship bonus points on your card anniversary.
inspiring travel
- Enjoy an unlimited 4th night free stays at any hotel booked through the concierge.^*
- Complimentary Priority Pass^TM Membership for principal cardmembers with unlimited access to over 1,000 VIP airport lounges worldwide, with four (4) guest passes per membership year.^**
- Complimentary Airport Meet and Assist services and one-way airport luxury transfers for principal cardmembers at select airports, twice (2x) per the calendar year.
exclusive access and elite servicing
- Enjoy three (3) complimentary rounds of golf each calendar year at participating golf courses.
- Access to a dedicated hotline and Global Concierge Service with in-country experts ready to assist you 24 hours a day, 7 days a week.

Citi Rewards Card

The must-have card for those who love rewards. This is the perfect travel card for people who prefer to fly via Cebu Pacific.

Earn 1 point for every Php 30 spend.
Get 3X points when you shop, dine or book Cebu Pacific tickets.
Use your points to redeem free flights, hotel stays, or merchandise.
Use your points to pay for purchases at partner merchants.

How long does approval take?

Approval usually takes 5 to 7 days but online applications are often faster.

Apply for a Citi credit card now!

Go to https://tinyurl.com/citi-penny and apply for a credit card with Citi Philippines. Do it NOW to enjoy the P5,000 e-gift. This is a limited time offer so the soonest you apply the better. 🙂

Keeping it simple with Citi Simplicity+ Card

by Penny Angeles-Tan | Nov 21, 2017 | Banking and Finance

Citi Philippines recently launched its newest credit card product, dubbed Citi Simplicity+, which is touted as an industry first for the country – offering no annual fee, no late payment fees, and no over limit fees, as well as 10% back on interest charges for on-time payments. The introduction of Citi Simplicity+ responds to the needs of consumers for a card that’s well-suited for busy lifestyles, by providing a remarkable customer experience that’s simple and convenient.

Aftad Ahmed, Citi Philippines CEO

Citi Philippines CEO Aftab Ahmed said, “Citi Simplicity+ is an example of Citi’s commitment to putting our clients’ interests first while creating economic value. With Simplicity+, we simplify the client experience and make it more convenient and beneficial for our clients to undertake everyday purchases and transactions.”

Other benefits available to Citi Simplicity+ cardholders include:

Citi PayLite for easy installment purchases,
Click for Cash for emergency cash loans,
Citi One Bill for hassle-free auto-debit payments, and
a world of special privileges on shopping, travel, and dining.

Says David Stoughton, head of Credit Payment Products at Citi Philippines: “With a growing urban population in the Philippines where people are living in a much more fast-paced environment, Citi Simplicity+ offers consumers peace of mind with its simplified terms and conditions, no annual fee, no late fees, and no over-limit fees. This is extremely convenient for people who are constantly on the go, managing multiple tasks and schedules. Through Citi Simplicity+, we are also showing our appreciation to those who pay on time by giving them 10% back on interest charges.”