SHEIN launches affiliate program for Australia

Global online fashion and lifestyle retailer SHEIN is excited to announce the official launch of its Affiliate Program in Australia, offering content creators, influencers, and digital entrepreneurs an opportunity to collaborate with one of the world’s fastest-growing fashion brands.

“We are thrilled to introduce the SHEIN Affiliate Program in Australia, providing content creators and online entrepreneurs with a seamless way to monetize their influence,” said a SHEIN spokesperson.

“This program is designed to empower affiliates with the tools and incentives needed to drive engagement and revenue while connecting their audiences with affordable, trend-forward fashion.”

The SHEIN Affiliate Program has been successfully implemented in various international markets, including the United States, United Kingdom, Canada, Germany, Italy, Spain, and Mexico. The launch of this program in Australia signifies SHEIN’s dedication to fostering digital entrepreneurship and supporting the local creator economy.

By offering Australian content creators and digital entrepreneurs the opportunity to collaborate through the affiliate program, SHEIN reinforces its commitment to the Australian market, fostering mutually beneficial relationships and enhancing brand engagement within the region.

The program is now open to Australian fashion influencers, bloggers, content creators, and digital marketers, aged 18 and above.

Upon signing up, new affiliates receive a $3 reward. If they successfully refer an order within the first 90 days, they will earn an additional $5, bringing the total reward to $8.

Key Benefits of the SHEIN Affiliate Program:

Competitive Commission Structure – Commissions earned on sales generated through unique affiliate links.Exclusive Promotions – Firsthand access to new collections, seasonal campaigns, and special discount codes.Advanced Tracking & Insights – Utilize robust analytics to track performance and optimize earnings.Global Brand Association – Partner with a leading e-commerce fashion platform with millions of customers worldwide.

How to Join:Australian creators interested in partnering with SHEIN can sign up via the SHEIN Affiliate Program portal: https://onelink.shein.com/4/4316m01tv2pm and start earning commissions by promoting their favourite SHEIN style.

How to Secure an Employment Pass for Overseas Talent – Lessons from 20 Years of Experience

Struggling to Secure an Employment Pass? Here’s How to Get It Right

Hiring top overseas talent can transform your business, but securing an Employment Pass (EP) in Singapore is tougher than ever. Many SMEs face delays, rejections, and wasted months, simply because they don’t know MOM’s evolving criteria.

At Ace Digital SG, we spoke with HRplus, a leader with 20+ years of experience, to uncover the most common mistakes businesses make—and how to avoid costly delays. From salary benchmarks and job descriptions to compliance pitfalls, this article breaks down exactly what you need to do to maximize your chances of approval.

Want to avoid EP rejection? Read now and get expert insights.

Why Singapore SMEs Struggle with Employment Pass Approvals

Hiring top international talent can be the game-changer your business needs—but securing an Employment Pass (EP) in Singapore has become harder than ever. Stricter regulations, increased scrutiny, and complex requirements mean many businesses waste months on applications, only to face costly rejections.

At Ace Digital SG, we bring you expert insights to help your business thrive. We spoke with HRPlus, an industry leader who has helped hundreds of businesses successfully secure EPs over the past 20 years. If you’re planning to hire from overseas, you can’t afford to get this wrong—here’s how to increase your chances of approval and avoid costly mistakes.

The Most Common Employment Pass Mistakes & How to Fix Them

Many SMEs assume that if a candidate meets the qualifications, the EP will be approved. In reality, MOM (Ministry of Manpower) evaluates much more—including your company’s hiring history, salary structure, and industry demand.

Here’s where most businesses go wrong and how you can avoid costly delays.

1. Not Demonstrating a Genuine Need for Foreign Talent

MOM prioritizes local employment, and if your business hasn’t shown effort to hire Singaporeans, your application is more likely to be rejected or delayed.

✅ How to Fix It:

Provide clear documentation of your local hiring efforts.

Justify why a foreign hire is essential for your business.

Make sure to structure your application properly based on the latest regulations.

2. Offering a Salary That Raises Red Flags

Many businesses underestimate MOM’s salary benchmarks, assuming they can offer a lower package. If your salary doesn’t match industry standards, it can trigger a rejection or lengthy review process.

✅ How to Fix It:

Benchmark your salary against MOM’s latest requirements.

Show competitive compensation aligned with the candidate’s qualifications.

Ensure your salary package meets approval standards without unnecessary overspending.

3. Weak Job Descriptions & Poor Justification

Vague job roles or unclear justifications can lead to automatic rejection. MOM needs to see that this role requires specialized skills that are difficult to find locally.

✅ How to Fix It:

Clearly define the job scope and how it benefits Singapore’s economy.

Highlight the unique skills of your candidate and why they are critical to your business.

Customise your job descriptions that align with MOM’s expectations.

4. Submitting Incomplete or Incorrect Documents

Many EP applications fail because of minor errors—missing documents, incorrect details, or outdated financial statements. Even a small mistake can delay your approval for months.

✅ How to Fix It:

Double-check all documents before submission.

Provide updated company financials and clear hiring records.

Go though all required documents in detail to avoid critical mistakes.

Why You Can’t Afford to Get It Wrong

Every EP rejection or delay costs your business valuable time and money. With Singapore’s employment regulations tightening, there is no room for error. A single mistake can result in months of delays, lost candidates, and wasted effort—while competitors move forward with their hiring.

The smart way forward? Work with experts who have done this successfully hundreds of times.

Don’t Risk Your EP Approval – Get Expert Help Now

Securing an Employment Pass isn’t just paperwork—it’s a strategy. Without expert guidance, your business could be stuck in rejections, costly delays, and endless frustration.

Don’t waste time on guesswork. Get it right the first time.

HRplus has over 20 years of experience helping businesses like yours secure EP approvals quickly and successfully.

Book a FREE discovery call with HRplus now: www.singaporeemploymentpass.com.sg

Stop delaying—every day your EP isn’t approved is a day your business loses talent. Act now.

Ace Digital SG: Helping Singapore Businesses 

At Ace Digital SG, we bring you expert insights that matter—from marketing to hiring the right talent to scaling your business smarter.

Have a question or need us to cover a business topic? Let us know—we bring you the answers Singapore business owners need.

About Ace Digital SG Pte. Ltd

Interviewer: Ace Digital SG established in 2018 heps to bring expert insights for issues Singapore SMEs care.

JobPlus Employment Agency Has Been Established Since 2003. Our firm and our consultants are licensed by the Ministry of Manpower (License No: 03C4955) to apply for Singapore Employment Pass. We adhere to the highest standards of professional ethical conduct and practices. At JobPlus Singapore Employment Pass Agency, we specialize in providing comprehensive Singapore Employment Pass application service for Employers. Whether you need assistance with applying, renewing, or canceling employment passes for foreign directors, shareholders, or employees, our team is here to make the process seamless and efficient.

This press release has also been published on VRITIMES

Interior Diary Brings Japandi Elegance to Singapore Homes: A Fusion of Simplicity and Comfort

Interior Diary announces its focus on Japandi design, blending Japanese minimalism with Scandinavian coziness for timeless, balanced interiors.
This fusion style is perfect for Singapore’s compact homes, emphasizing clean lines, natural materials, and muted palettes to create airy, clutter-free spaces.
The firm tailors Japandi to local living environments, ensuring both style and functionality. Directors highlight how the design philosophy promotes calm and well-being, transforming homes into restorative sanctuaries.
With a commitment to craftsmanship and sustainable practices, Interior Diary is positioning itself as a leading voice in the Japandi movement, inspiring homeowners to embrace intentional living.

Singapore, March 19, 2025 — Interior Diary, a leading interior design firm in Singapore, proudly announces its focus on Japandi design as part of its evolution towards premium renovations. By fusing the elegance of Japanese minimalism with the warmth of Scandinavian functionality, Interior Diary is redefining contemporary living spaces, offering homeowners a sanctuary of style, serenity, and purpose.

The Rise of Japandi: A Perfect Fusion of East and West

In this home, the living room was expanded to create a spacious area for loved ones and guests alike.

Japandi design, a harmonious blend of Japanese Wabi-Sabi principles and Scandinavian hygge, has become increasingly popular for its ability to create calm, clutter-free spaces that are both aesthetically beautiful and highly livable. This hybrid style marries clean lines, natural textures, and muted color palettes, resulting in interiors that feel timeless, cozy, and effortlessly chic — perfect for Singapore’s modern homeowners seeking balance in their living environments.

“Japandi perfectly encapsulates what many homeowners are looking for today — a space that feels tranquil yet inviting, minimal yet full of character. It’s not just a design style; it’s a lifestyle,” says Gary Ng, Director of Interior Diary.

Tailoring Japandi for Singaporean Homes

A natural look was preferred by the homeowner, in line with the Japandi theme

Singapore’s compact living spaces make Japandi an ideal design choice. The style’s emphasis on thoughtful curation, multifunctional furniture, and maximizing natural light aligns perfectly with the needs of HDB flats (like this 4 room HDB in the North West of Singapore) and condominiums. Interior Diary expertly adapts these principles, crafting homes that feel spacious, breathable, and connected to nature — even in the heart of the city.

Key design elements include:

Natural Materials: Soft woods, stone, rattan, and linen to create an organic, grounded feel.

Neutral Palettes: Earthy tones like beige, taupe, and soft greys, accented by muted greens and blues.

Clean Lines & Minimalist Layouts: Uncluttered spaces with sleek, functional furniture to promote flow and openness.

Handcrafted Touches: Artisan ceramics, paper lanterns, and simple decor that add personality without overwhelming the space.

“We love how Japandi allows us to create homes that are not only visually stunning but also deeply restorative. It’s about stripping away excess and focusing on what truly enhances your daily life,” shares Steven Loh, Co-Director of Interior Diary.

Premium Craftsmanship & Thoughtful Design

Interior Diary's latest portfolio champions a luxurious yet understated look for a Zen atmosphere

Interior Diary’s commitment to quality craftsmanship and attention to detail make it the perfect partner for homeowners seeking to bring Japandi into their living spaces. From selecting sustainable materials to working with skilled artisans, the firm ensures every project reflects the authenticity and artistry that define Japandi design.

The team takes a holistic approach, considering everything from lighting and spatial flow to texture and sensory balance. The result is a cohesive living environment that feels effortlessly polished yet invitingly personal — a place where every element serves a purpose and contributes to a greater sense of harmony.

Sustainable Living Through Design

Japandi’s focus on natural materials and longevity aligns with Interior Diary’s commitment to sustainable design practices. The firm carefully sources eco-conscious materials and advocates for quality, timeless pieces over mass-produced trends. This ensures that the spaces they create are not only beautiful but also environmentally responsible and built to last.

A Leading Voice in Japandi Design

As Japandi continues to captivate design enthusiasts globally, Interior Diary aims to be a leading voice for this movement in Singapore. The firm plans to host open houses, collaborate with local artisans, and share educational content on social media to inspire more homeowners to embrace the beauty of simplicity and intentional living.

By championing Japandi in Singaporean homes, Interior Diary hopes to shift the conversation around interior design — encouraging people to see their homes not just as places to live, but as sanctuaries that nurture well-being, creativity, and meaningful connections.

Guide to Foreign Property Ownership in Indonesia

Indonesia, with its stunning landscapes and rich cultural heritage, has become an attractive destination for foreign property investors. Whether you’re a tourist enchanted by the country’s beauty, an investor looking for lucrative opportunities, or a retiree seeking a serene abode, Indonesia offers a range of property options to suit your needs. This guide aims to provide an in-depth look at foreign property ownership in Indonesia, highlighting recent regulatory changes, investment requirements, and the advantages of using professional services to navigate the process.

In recent years, Indonesia has made significant strides in simplifying the process for foreigners to own property. In this article, you will be informed about the property ownership in Indonesia as well as how you can purchase the property in Indonesia. 

Types of Property Ownership in Indonesia

1. Hak Pakai (Right to Use)

Hak Pakai is a legal framework that allows foreigners to own property in Indonesia under the “right to use” title. This type of ownership is typically granted for an initial period of up to 30 years and can be extended. It is particularly popular among expatriates and retirees who wish to live in Indonesia long-term as this can be owned by foreign individuals.

The ownership of the Right to Use can be granted to the individual foreigners with certain requirements and limitations such as the minimum amount of transaction, the maximum size of the land, and the possession of the Temporary Stay Permit (KITAS) and Permanent Stay Permit (KITAP). These amounts vary depending on the location and type of property. Generally, urban areas and prime locations require higher investment amounts compared to rural or less developed regions.

Under Right to Use, the foreigner can own a house or residence in the form of a landed house or commercial apartment. The subsidized apartments are prohibited to be owned by foreigners so that you can only buy a commercial apartment. Meanwhile for the landed house, there are minimum requirements as below:

A house with a luxury house category in accordance with the provisions of the legislation; you may anticipate a regulation in each region/province/city to set out the minimum price of a luxury house category.1 (one) plot of land per person/family. In terms of having a positive impact on the economy and social, the landed house can be granted for more 1 (one) plot of the land or more than 2.000m2with permission from the Minister; and/orThe maximum land area is 2,000 m2 (two thousand square meters).

If the land title of the landed house is freehold title or right to build, the foreigner must change the land title to right to use by making an agreement with the owner of freehold title regarding the granting of the right from the owner of freehold title to the foreigner before Land Deed Official (Pejabat Pembuat Akta Tanah / PPAT). Such agreement shall be registered to the Indonesian Land Agency (BPN) so that BPN will issue the Right to Use Certificate in the name of the foreigner.

2. Hak Guna Bangunan (Right to Build)

Hak Guna Bangunan grants foreigners the right to build and develop on state-owned land. This title is usually valid for 30 years and can be renewed. This type of property ownership can only be owned by an Indonesian legal entity (PT PMA) and cannot be held by foreign individual. Although it cannot be owned by foreign individual, owning property through a PT PMA is the most preferred choice by foreigners as there is no restriction/requirement as mentioned in the section 1 above. The structure of ownership through a PT PMA might be different from one another. Therefore, it is best to discuss how to set up the property ownership with the expert to avoid any legal issue in the future.

Benefits of Using Our Company for Property Purchase

1. Expertise in Company Formation

For those looking to purchase property through a company, we offer expert services in company formation. This can be a strategic approach to property ownership, providing additional flexibility and potential tax benefits.

2. Navigating Legalities and Paperwork

The legal landscape of property ownership in Indonesia can be daunting for foreigners. Our company specializes in handling all legal aspects, ensuring that the process is smooth and compliant with local regulations. From obtaining necessary permits to finalizing transactions, we manage every detail.

3. Experiences in Handling Property Purchasing

CPT Corporate handle property purchases from simple to complex transactions. We assist with house residency, villas and hotels throughout Indonesia.

Addressing Common Concerns for Foreign Property Buyers

Language Barriers:Language can be a significant barrier for foreigners in Indonesia. Our team bridges this gap, ensuring clear communication and understanding throughout the property buying process.Legal Complexities:The legal complexities of foreign property ownership can be overwhelming. Our experienced legal team simplifies these complexities, providing clear guidance and handling all necessary legalities.Cultural Differences:Cultural differences can pose challenges in any international transaction. We offer cultural consultancy services to help you navigate and respect local customs, ensuring a smooth and respectful process.Call to Action: Ready to explore property ownership in Indonesia? Contact us today for a consultation, and let us help you find your dream property. Visit our website to browse our listings and learn more about our comprehensive services.

Frequently Asked Questions

  1. What is Hak Pakai and how does it work?

Answer: Hak Pakai, or “right to use,” allows foreigners to own property in Indonesia for an initial period of up to 30 years, with the possibility of extensions.

  1. Can foreigners buy land in Indonesia?

Answer: Foreigners cannot directly buy freehold land in Indonesia, but they can obtain property rights such as Hak Pakai or Hak Guna Bangunan (through PT PMA).

  1. What are the minimum investment requirements for foreign property ownership?

Answer: Minimum investment amounts vary by location and property type, generally higher in urban and prime areas.

  1. Is it necessary to form a company to buy property in Indonesia?

Answer: While not always necessary, forming a company can provide additional flexibility and benefits for property ownership.

  1. How can your company assist with property purchase?

Answer: We offer comprehensive services, including land due diligence, legal assistance, company formation, and connections with trusted real estate agents and developers.

Conclusion

Navigating foreign property ownership in Indonesia is made easier with the right guidance and professional assistance. With recent regulatory changes, a variety of property rights options, and our comprehensive support services, owning property in Indonesia is now more accessible and secure. Whether you’re looking to invest, retire, or simply enjoy a slice of paradise, Indonesia offers unparalleled opportunities. Contact us today to start your journey towards owning property in this beautiful and dynamic country.

Discover the seamless process of foreign property ownership in Indonesia with our expert services. From navigating legalities to connecting with trusted real estate agents, we ensure your investment is secure and stress-free. Learn more about how we can assist you by visiting our website 

Bitcoin Price Predictions and Trends for 2025: Will BTC Price Back to $100,000?

Discover expert Bitcoin price predictions for 2025. Will BTC surge past $100,000? Explore historical trends, market analysis, and key investment insights to navigate Bitcoin’s volatile yet promising future.

Bitcoin has followed a clear boom-and-bust cycle, historically driven by its “halving” events. This pattern sees Bitcoin’s price roughly doubling due to the reduction in new Bitcoin issuance, fueling massive price swings.

While narratives and external events influence short-term fluctuations, this fundamental supply shock remains a key driver of Bitcoin’s price movement.

The cyclical nature of Bitcoin has played out multiple times. Each cycle begins with a strong rally, peaks with investor exuberance, and then declines as market corrections occur.

Bitcoin’s role as a store of value, especially in times of geopolitical and economic uncertainty, further impacts its price dynamics.

However, past cycles have demonstrated that despite external disruptions, Bitcoin eventually returns to its predictable halving-driven patterns.

BTC Current Market Overview

BTC price on Bitrue

As of the latest data, Bitcoin is trading at $84,782.14 with a 3.91% increase in the past week alone.

The cryptocurrency has demonstrated resilience, with a 5.49% gain over the last month, adding an average of $3,833.37 to its price.

Bitcoin remains the number one ranked cryptocurrency, with a circulating supply valued at $1.37 trillion.

Bitcoin Price Forecast for 2025

According to technical analysis, Bitcoin is projected to experience significant growth in 2025. Below are the expected price movements across different months:

1. March 2025: Expected price range: $83,640.49 – $100,238.04

2. April 2025: Expected price range: $100,235.29 – $111,019.25

3. May 2025: Expected price range: $88,026.11 – $98,663.81

4. June 2025: Expected price range: $91,475.18 – $96,286.43

5. July 2025: Expected price range: $93,540.68 – $111,536.16

6. August 2025: Expected price range: $99,639.80 – $101,080.89

7. December 2025: Expected price range: $65,732.26 – $83,427.50

These estimates indicate that Bitcoin could reach a peak of $111,536.16, while its lowest expected price hovers around $65,732.26.

Historical Bitcoin Trends

Bitcoin has seen extraordinary growth since its inception in 2009. Below are some key milestones:

1. 2009-2013: Bitcoin started at $0.0001 and reached over $1,000 by the end of 2013.

2. 2014-2017: Following a crash due to the Mt. Gox collapse, Bitcoin rebounded to $19,000 by late 2017.

3. 2018-2020: After a bear market, Bitcoin regained momentum, surpassing $28,949 in December 2020.

4. 2021-2023: Bitcoin reached an all-time high of $68,000 in November 2021, followed by volatility due to macroeconomic factors.

5. 2024: Bitcoin experienced a massive rally, crossing $100,000, driven by institutional adoption and favorable policies.

Investment Considerations

With Bitcoin’s historical patterns and current market conditions, should investors consider buying Bitcoin in 2025? Here are key considerations:

1. Volatility: Bitcoin remains a highly volatile asset. Past cycles show price surges followed by corrections.

2. Institutional Adoption: More financial institutions are embracing Bitcoin, adding legitimacy and stability to its price.

3. Regulatory Environment: The U.S. government’s stance on Bitcoin, particularly under a new administration, could significantly impact its value.

4. Portfolio Diversification: Investment firms like BlackRock suggest allocating 1-2% of a portfolio to Bitcoin as a hedge.

Conclusion

Bitcoin’s price in 2025 is expected to fluctuate significantly, but historical trends suggest continued long-term growth.

Investors must weigh risk factors against potential returns, staying informed about regulatory developments and market cycles. 

Whether Bitcoin reaches its ambitious projections or experiences corrections, it remains a key player in the financial landscape.

Australian Broker Company: Transforming Lead Generation for Brokers

The financial landscape is changing, and Australian Broker Company is leading the charge. Officially launched on March 5, the company is setting a new benchmark in lead generation, providing brokers and small-to-medium enterprises (SMEs) with high-quality, targeted leads. By combining cutting-edge technology with deep industry insights, Australian Broker Company is transforming how brokers connect with clients—making the process faster, smarter, and more effective.  

Innovation  

Australian Broker Company was founded to transform lead generation for brokers, using cutting-edge technology to deliver high-quality, targeted leads. The company utilises advanced data analytics, AI, and automation to streamline the lead-generation process, ensuring brokers receive only the most relevant prospects. This technology-driven approach saves time and resources and boosts conversion rates by connecting brokers with clients actively seeking financial solutions. 

Its seamless integration with major aggregator platforms and their advanced CRM system gives brokers an all-in-one lead generation tool to effortlessly track, manage, and nurture leads. Its AI-powered SMS bot instantly connects with potential clients, qualifying them in real time so brokers only engage with serious prospects. The AI-driven appointment booking system takes the hassle out of scheduling, ensuring smooth interactions and fewer missed meetings.  

Peta, CEO of Australian Broker Company, explains what sets their platform apart:  

“Technology is a game-changer in lead generation, and at Australian Broker Company, we’re making it work smarter for brokers. Our AI-driven system doesn’t just collect lead-it analysis data in real time to deliver high-quality, high-converting prospects. With 2025 set to be the year of voice agents, brokers can leverage this next wave of innovation to engage with clients faster and more effectively. No more chasing dead-end leads—our intelligent CRM ensures brokers focus on the right opportunities. This is the future of lead generation, and it’s happening now.”  

Mandeep Sodhi, Founder and CEO of Effi, commented on the partnership: 

“Effi has been partnering with high-traffic websites like comparison websites and property portals to generate leads for over a year. Whilst we were able to generate quality home loan leads, we realised that some brokers need more support and hands-on tips and training on how to engage online leads that are different to ones referred by their clients or partners and have the trust built already. In our discussions with Australian Broker Company, it was clear that they really understood the dynamics of the online leads and how to have a process and support in place to drive better conversion to settlement and build trust with online leads as trusted mortgage brokers. We are excited about this partnership with Australian Broker Company.” 

Why It Started  

Australian Broker Company was born out of many brokers’ frustration—wasting time on poor-quality leads that never convert. The industry was flooded with generic lead-generation models that left brokers chasing dead ends rather than closing deals. Recognising the need for a more innovative, more efficient solution, Australian Broker Company set out to change the game. The mission was simple: build a system that delivers only high-quality, pre-qualified leads, allowing brokers to focus on what they do best—helping clients secure financial solutions.   

The financial services industry is highly competitive, and many brokers find it difficult to source reliable, high-converting leads. Recognising this ongoing challenge, Australian Broker Company was created to provide a more innovative, results-driven solution.  

The company’s mission is simple:  

Reduce wasted time on low-quality prospects  

Delivery leads to a balanced relationship with broker expertise and services  

Use data-driven insights to improve efficiency and accuracy  

Why Voice Agents Are a Game Changer for Australian Broker Company and Mortgage Brokers Australian Broker Company was born out of many brokers’ frustration—wasting time on poor-quality leads that never convert. The industry was flooded with generic lead-generation models that left brokers chasing dead ends rather than closing deals. Recognising the need for a more innovative, efficient solution, Australian Broker Company set out to change the game. The mission was simple: build a system that delivers only high-quality, pre-qualified leads, allowing brokers to focus on what they do best—helping clients secure financial solutions. 

With 2025 set to be the year of voice agents, Australian Broker Company is taking lead generation to the next level. AI-powered voice agents are a game changer for brokers, streamlining how they engage with clients and making the lead qualification process more efficient. Here’s how:  

Instant, High-Quality Lead Engagement  

Speed is crucial in lead conversion. Australian Broker Company’s voice agents engage with leads instantly, responding the moment an inquiry is made. They answer initial questions, qualify prospects in real time, and ensure brokers only spend time on serious, high-intent clients—no more cold leads—just ready-to-convert opportunities.  

24/7 Availability & Consistency  

Traditional lead follow-up is limited by working hours, but AI-driven voice agents operate around the clock. Whether a potential client reaches out during business hours or late at night, the voice agent delivers consistent, professional, and compliant responses every time. This means no lead gets ignored or delayed.  

Smarter Lead Qualification & Filtering  

Instead of wasting time on unqualified leads, Australian Broker Company’s AI voice agents pre-screen, and filter prospects based on their financial situation, interest level, and eligibility. This ensures that brokers only engage with clients looking for economic solutions—eliminating time-consuming, low-value interactions.  

Seamless Appointment Booking  

Coordinating meetings is often a frustrating back-and-forth process. AI voice agents can schedule appointments automatically, send reminders, and reschedule if needed. This reduces no-shows and smooths the process for brokers and clients.    

Compliance & Accuracy  

Mortgage broking is a highly regulated industry, and compliance is critical. Australian Broker Company’s AI voice agents ensure that every interaction follows compliance guidelines, provides accurate information, and records conversations for future reference. This reduces human error, improves consistency, and gives brokers added peace of mind.  

Scalability & Efficiency  

For brokers and businesses looking to grow, voice agents provide an unmatched level of scalability. They can handle thousands of conversations simultaneously, removing bottlenecks in the lead-generation process and ensuring no missed opportunity. This allows brokers to focus on closing deals rather than chasing leads.  

Personalised Client Experience & Data Insights  

Australian Broker Company’s AI voice agents don’t just automate conversations—they personalise interactions based on previous engagement, financial needs, and preferences. This helps build stronger client relationships while generating valuable data-driven insights that brokers can use to refine their sales strategies.  

This is Just the Beginning 

The way brokers generate leads is changing forever—and Australian Broker Company is leading the charge. 

With smart technology, AI-driven automation, and an unwavering commitment to innovation, this company is giving brokers the tools, insights, and opportunities they need to succeed in a rapidly evolving market. 

The future of mortgage broking is here. Are you ready to be part of it? 

From Hope to Achievement: The Ongoing Impact of IUX Support Youth Development in Calbayog City

IUX, a global digital trading service, continues its impactful partnership with SOS Children’s Villages Pilipinas through the “Giving Hope a Chance” initiative, supporting the education and development of youth in Calbayog City, Philippines. IUX’s donation of school supplies, academic materials, and career development resources has helped children. The initiative also includes child protection programs, financial literacy training, and workshops on resume writing and career mapping, equipping the youth with skills for future success. IUX remains committed to fostering long-term positive change and empowering communities through education and holistic care.

Calbayog City, Philippines – IUX, a global digital trading service, proudly announces the positive impact of its latest Corporate Social Responsibility (CSR) initiative in partnership with SOS Children’s Villages Pilipinas. As part of its ongoing commitment to sustainable community development, IUX’s recent donation is bringing hope and tangible change to underprivileged children and youth in Calbayog City, Philippines.

The collaboration, under the project titled “Giving Hope a Chance – A Partnership for the Filipino Children and Youth”, has already produced significant outcomes, particularly in education and youth development. IUX’s grant has provided critical resources such as school supplies, tutorial support, and essential academic materials, directly benefiting children residing in SOS family houses.

Children like Katarina from the Oiestien family house, who dreams of becoming a teacher, and Jared from the Sebjourn family house, who aspires to be an architect, are flourishing thanks to the sustained educational support. Their academic progress, alongside their siblings and peers, is a testament to the power of collective action. “I love learning and helping my siblings with their homework. My dream is to become a teacher and help others learn,” Katarina shared, reflecting the transformative potential of the initiative.

IUX donates to SOS Children’s Village Pilipinas to support education and youth development programs.

Beyond education, IUX’s donation has fueled key developmental activities. During National Children’s Month 2024, SOS Children’s Village Calbayog hosted an array of enriching programs promoting child protection, health awareness, and personal growth.

IUX’s contribution also bolstered career development for the Family Strengthening Program (FSP) STEAM students through specialized training on resume writing, career mapping, and interview preparation. Additionally, financial literacy sessions have equipped senior high school and college students with essential money management skills, reinforcing IUX’s mission to empower youth with tools for long-term success.

“IUX believes in building futures beyond borders,” said a representative from IUX. “Our partnership with SOS Pilipinas reflects our commitment to nurturing young minds and strengthening communities through education, skills development, and holistic care.”

With visible improvements in academic performance, increased participation in community activities, and enhanced well-being among the beneficiaries, IUX remains dedicated to supporting vulnerable communities in their journey toward a brighter future.

For more information about IUX’s CSR initiatives, please contact: IUX

EDTEK CON 2025: Unfolding the future of education

THE first edition of the National Education & Technology Conference (EdTek Con) 2025, titled “Unfolding the future of education,” will be held at Waterfront Cebu City Hotel & Casino in Lahug on Friday, March 28, 2025 from 8 a.m. to 5:30 p.m.; mainly organized by EdFolio, an EdTech start-up from Iligan City, in cooperation with Serial Disruptors, Cerebro and the ICT Industry Council of the Philippines.

Founded by EdFolio and SkoolTek CEO Ursel
Murllio-Laureno,
EdTek Con 2025 is a leading and premier event, dedicated for school heads, principals, deans, school officials and owners, and champions in the
education-technology space and intended for sharing insights on the future of
education and innovations, involving artificial intelligence and blockchain in
education, data privacy, and cybersecurity.

Invited speakers from the public sector for the
national educational and technology conference include Department of Science
and Technology
– Philippine Council for Industry, Energy, and Emerging
Technology Research and Development Chief Senior Science Research Specialist Russell Pili.

Other invited speakers from the private sector include
Ursel Murillo-Laureno, EdFolio and SkoolTek CEO; Delfin Jacob, University of
Santo Tomas Industrial Engineering assistant professor and ISO consultant;
Franch Maverick Lorilla, University of Science and Technology of Southern
Philippines director for Innovation Centers and CDO b.i.t.e.s. TBI manager;
Karl Dominic Fajardo
, Serial Disruptors co-founder and CEO; Joyce Zerda, Apple distinguished
educator; Joseph Kelvin Regla, Basecamp by Power Mac Center training manager; Giulliano
Suarez
, Basecamp by Power Mac Center technical trainer; Brian To, MDK senior
practice professor of Leadership and Strategy; Alan Reyes, former country manager of Fortinet, a US-based network
cybersecurity company, and former county manager of Cyberint, an Israeli threat
intelligence company; Olivier Bariou, Doconchain CEO; Marvin Galang, JuanTax
co-founder and CEO; and Geoffrey Ogang, Sprout Solutions vice president for
Finance.;

Organizations also involved with the conference are Platinum sponsors
Unisol, DOHE Philippines Inc.,
SkoolTek, Hydro Flask, GRND, and Res│Toe│Run
; Co-presenter Basecamp by Power Mac Center; major sponsors Symph, Lesson Planner PH, Rapoo, and Philteq Enterprise Inc.; Minor sponsors Pag-IBIG Fund, School of Tomorrow Philippines, the American Institute
for English Proficiency, the Australia New Zealand Institute, and NutriPlus
; Special partners Six Sigma and éslite; Continuing
professional development provider Cerebro; Community partners Juan, Quest Ventures, Doconchain, Regional
Association for Private Elementary and Secondary Schools R10 or RAPS 10, Iligan City Association for Private Elementary and Secondary Schools, and Yam Agency
; Media partners The Manila Times, BusinessMirror,
La French Tech Manila, Vritimes, Gadgets Magazine, and TNC
; TBI partner
iDeya,
Pic-A-Talk, and CodeChum
; and
other Philippine start-ups will be there.

In the morning session, the keynote talk will be about “Future-proofing education:
Embracing the age of AI
”. In breakout room
one, track A will be about “ISO 21001 education management system,” track B will be about “Transforming challenges into opportunities:
AI for educational innovation,” track C will be about
“Strategic self-positioning for school leaders,” and track D will be about “EdTech trends and innovations: What to watch”.

In breakout room two, track A will be on “Navigating the future of AI in
accounting education,” track B will be on “Financial strategies for digital transformation in education,” track C will be on “Cybersecurity and data privacy in
educational institutions,” and track D will be on “Securing academic
credentials with blockchain technology”.

In the afternoon session, the keynote talk will also be about “Fostering school innovations
through government-backed initiatives”. From 7
p.m. to 10 p.m., the EdTek Excellence Awards, an annual celebration
of innovation in education and technology, will be held along with a VIP dinner
and networking session at the same venue.

Aside from talks, breakout sessions, and panel discussions, EdTek Con
2025 will also have opening and closing performances, interactive workshops, booths, stamp
prizes and raffle prizes, exciting announcements, and photo opportunities.

While early bird patrons were able to get a P500 discount from the basic
access and VIP access rates
until Feb. 28, 2025, the regular rate for basic access tickets is P3,000, and
the regular rate
for VIP access tickets is P4,000.

To register and pay, patrons simply log on the official forum website
via https://edtekcon2025.edfolio.co.

Interested patrons at this conference can also contact Heather Yap, conference secretariat,
via mobile number (0991)3090991 or email ed**********@*****io.co.

XRP News Today! SEC vs. Ripple: Speculation Grows Over Potential Appeal Withdrawal

Stay updated on the latest XRP news! Speculation grows over the SEC’s potential appeal withdrawal against Ripple. Could this legal shift fuel an XRP price surge? Plus, insights on ETF filings, market trends, and Ripple’s expansion into crypto custody. Read more now!

The ongoing legal battle between the U.S. Securities and Exchange Commission (SEC) and Ripple Labs continues to dominate the cryptocurrency landscape.

As the deadline for Ripple’s appeal-related reply brief nears, speculation is mounting over the possibility of the SEC withdrawing its appeal—a move that could significantly impact the regulatory landscape for XRP and the broader crypto market.

Growing Speculation on SEC Appeal Withdrawal

On Monday, March 17, crypto commentator Andrew ‘AP_Abacus’ Parish sparked renewed discussions by suggesting that the SEC might withdraw its appeal against Ripple.

Amicus Curiae attorney John E. Deaton amplified this speculation by sharing Parish’s post, adding weight to the claim within the crypto community.

Former Fox Business journalist Eleanor Terrett had previously cited two SEC sources on March 12, stating that the delay in reaching a resolution stemmed from Ripple’s legal team negotiating more favorable terms regarding the August 2023 district court ruling.

The ruling had imposed a $125 million fine on Ripple Labs and included a permanent injunction preventing the company from selling XRP to institutional investors.

If the SEC decides to withdraw its appeal before Ripple’s filing deadline of April 16, it could mark a major shift in the case’s trajectory.

A withdrawal would not only remove significant legal uncertainty but also potentially improve XRP’s regulatory standing, fueling renewed investor confidence.

XRP Price Outlook: Legal Developments, ETF Prospects, and Market Trends

XRP price on 18th March | Source: Bitrue Market

The legal uncertainty surrounding Ripple has heavily influenced XRP’s market performance. On March 18, XRP price slid down 4.15% and traded at $2.2433.

However, the ongoing SEC appeal has kept XRP well below its January peak of $3.3999 and its all-time high of $3.5505.

Factors Influencing XRP’s Future Price Movements:

1. SEC Appeal Strategy: If the SEC withdraws its appeal, XRP could surge past $3.55, while prolonged legal uncertainty could push prices below $1.50.

2. XRP-Spot ETF Prospects: Approval of an XRP-spot ETF could drive institutional investment, potentially pushing XRP toward the $5 mark. However, legal and regulatory hurdles may delay approval.

3. Macro Risks: Rising trade tensions and a hawkish Federal Reserve stance could push XRP toward its February low of $1.7938, whereas easing tensions and a dovish Fed policy could support a recovery toward $2.50.

Ripple’s Expansion into Crypto Custody

Amidst its ongoing legal battle, Ripple is taking steps to diversify its business operations. The company recently filed a trademark application for “Ripple Custody,” signaling an expansion into the crypto custody market.

This move could provide Ripple with a new revenue stream beyond its traditional payment solutions.

Key Details of the Trademark Filing:

  1. Ripple’s trademark application, submitted to the U.S. Patent and Trademark Office (USPTO) on February 25, 2025, includes plans for several digital asset management services:

  2. Downloadable software for cryptocurrency, fiat, virtual, and digital currency custody and transmission.

  3. Custodial services for secure storage and management of digital and fiat assets.

  4. Peer-to-peer (P2P) network services to facilitate secure electronic financial data transmission.

  5. Software as a Service (SaaS) for cryptocurrency custody and storage solutions.

These services suggest that Ripple may soon introduce a proprietary crypto wallet or custody solution, potentially positioning itself as a key player in the growing digital asset custody market, which is projected to reach $100 billion within the next decade.

XRP ETF Filings: Hype vs. Reality

Discussions around potential XRP exchange-traded funds (ETFs) have gained momentum in recent weeks.

Reports suggest that several firms, including Bitwise, WisdomTree, 21Shares, ProShares, and Franklin Templeton, have filed XRP-related ETF applications with the SEC.

On March 17, Hashdex amended its Nasdaq Crypto Index US ETF to include XRP, Litecoin, Solana, and Cardano. This led some to speculate that a tenth XRP ETF filing had been made.

However, since Hashdex’s amendment includes XRP within a broader fund rather than as a standalone ETF, the exact number of XRP-specific ETF filings remains uncertain.

While the SEC has yet to confirm the total number of XRP ETF applications, growing institutional interest suggests that an approved XRP-spot ETF could significantly impact the token’s liquidity and price performance.

Conclusion: A Critical Juncture for Ripple and XRP

The coming weeks could prove pivotal for Ripple and XRP’s future. The potential withdrawal of the SEC’s appeal, ongoing negotiations over settlement terms, and developments in the crypto custody and ETF markets all play crucial roles in shaping investor sentiment.

Should Ripple secure a favorable resolution with the SEC, XRP could experience a major price breakout. However, until official confirmations emerge, the crypto community remains on edge, carefully monitoring the evolving regulatory landscape.

EPA INVESTIGATING SUSPECTED CORELLA MASS POISONING IN NEWCASTLE

The NSW Environment Protection Authority (EPA) is calling for the public’s help in its investigation into the suspected mass poisoning of hundreds of native Corella birds across multiple Newcastle suburbs, including Hamilton, Carrington, Waratah, Broadmeadow, Lambton, and near Newcastle University.

The EPA received initial reports on Monday 17 March 2025 of 14 sick and dead birds in Hamilton but by midday reports had escalated to hundreds of affected birds in Carrington and surrounding areas.

NSW EPA Executive Director of Regulatory Operations, Jason Gordon, said the EPA is investigating pesticide misuse as the possible cause based on EPA observations and advice from local veterinarians.

“This is a serious incident, and any assistance from the public could be critical to our investigation,” Mr Gordon said.

“This is a very distressing situation for everybody involved, particularly the wildlife carers and residents who are finding and collecting the birds as well as the vets who are treating them.

“The birds are exhibiting symptoms such as bleeding, staggering, paralysis, and an inability to fly and so far, we understand that veterinary clinics across Newcastle have reported over 200 bird deaths.

“We have collected samples for testing, and our officers will be visiting all sites where sick or dead birds have been found over the coming days. Anyone who thinks they may have information on how the birds have died or on potential pesticides misuse is strongly encouraged to call the EPA on 131 555.

“The misuse of pesticides, whether deliberate or unintentional, is completely unacceptable and carries heavy penalties. If you use pesticides, it is essential to follow label directions and be mindful of the surrounding environment and wildlife.”

Wildlife volunteers from Hunter Wildlife Rescue and WIRES, along with members of the public, have been assisting in the response and transporting sick birds to veterinary clinics. Members of the public should avoid handling affected wildlife.

The negligent use of pesticides in a manner that harms any non-target animal, or plant can attract penalties of up to $500,000 for an individual and $2,000,000 for a corporation.

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