by Penny Angeles-Tan | Jun 24, 2020 | Personal Care Tips
In the new normal setting, we are required to practice social distancing and wear face masks in public to better protect ourselves from COVID-19. While makeup may seem unnecessary, it can make a huge difference in improving our mood and boosting our confidence. Even with a face mask on, you can still rock a pretty makeup look with Ever Bilena and EB Advance products.
Wear a light foundation.
We know, wearing masks can get hot and uncomfortable. So opt to wear light-weight, non-comedogenic coverage such as Ever Bilena All Day Liquid Foundation or EB Advance BB Cream to allow your skin to breathe and be comfortable underneath the mask.
Eyes are the focus.
Playing up your eyes is one way to make your look stand out. Beginners can try a monochromatic look by sticking to the same shades in the EB Advance Eyeconic Palette and applying it on the lids and underneath the eyes.
Meanwhile, seasoned makeup users can try more complex looks, blending all the shades of the same EB Advance palette and finishing it off with a winged eye using the Ever Bilena All day Eyeliner Pen.
Glow from beneath.
Give yourself an extra boost of confidence by dabbing on the EB Advance Glow Out Highlighter on the high points of the cheeks, brow bones, and bridge of the nose. You can also opt to go for a flushed skin with the Ever Bilena Blush Rush Tint.
Take care of your lips too!
EB Advance Vinyl Lip Gloss
Even when your lips are hidden underneath the mask, it needs some care, too. Our lips are prone to chapping and drying so make sure to apply a lip balm or a gloss like the EB Advance Vinyl Lip Gloss to keep it moist and protected.
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Give yourself a boost of confidence even while wearing a mask by trying out these products from Ever Bilena and EB Advance available on their official page on Lazada.
For more updates, like and follow Ever Bilena and EB Advance’s Facebook pages (@everbilenacosmetics and @ebadvance) and Instagram (@everbilenaofficial and @ebadvance).
by Penny Angeles-Tan | May 22, 2020 | Health Tips
The Bank of the Philippine Islands (BPI) says many companies need to improve their sustainability risk consciousness to come up with better business continuity plans as new risks, such as the coronavirus disease 2019 (COVID-19) pandemic, become more likely possibilities in the future.
Jo Ann Eala, Head of BPI Sustainable Development Finance (SDF), said COVID-19, a rare but high-impact event, has opened the eyes of many, but there are existing, oft-ignored environmental, social, and governance (ESG) risks which also require urgent attention.
Jo Ann Eala, Head of BPI Sustainable Development Finance
“Businesses must anticipate, prepare, and quickly adapt to the evolving global landscape. Sustainable and risk-conscious businesses are those that will survive during trying times. Risk consciousness, risk preparedness, and risk mitigation are key to sustainability,” she said.
Ms. Eala explained that BPI’s programs have promoted the inclusion of sustainability as part of clients’ business models, harnessing the Bank’s experience as the sustainability pioneer and leader in the Philippines since 2008. But as the world is hit with a pandemic of this scale, companies must now learn how to make use of risk-mitigating tools such as those used by BPI SDF to adapt, mitigate, and recover amidst the new normal.
“We are navigating unchartered waters as a result of this global pandemic which no one was prepared for. We need to adopt a new mindset that will change the way we do business,” she said.
She added that managing daily operations going forward will likely include the following:
Save on resources and reduce costs
- save electricity and water
- maximize manpower
- shift to less extravagant packaging and advertising
- opt for local vs. imported components of production
- cut non-essentials
- reduce transport and logistics
Choose efficient ways of doing business
- automate and go digital via secure platforms
- adopt technological innovations
- go paperless
- shift to higher efficiency equipment
- choose virtual communications and marketing vs traditional channels
Go back to basics
- focus on simple products that meet basic needs
- go natural
- go local
- drive down your carbon footprint
Manage business risks and build hazard resilience
- know your business risks – natural and man-made
- identify your weaker links
- mitigate organizational risks
- set up business continuity plans
“Remember that environmental and climate risk hazards like earthquakes, typhoons, flooding, and drought will not stop because there is a pandemic outbreak. Natural calamities will not give humans a reprieve, just because we are already suffering. It took COVID-19 for us to realize that risk management is a necessary component of business strategies,” she said.
BPI is offering the SDF program as a risk management tool for its clients and other stakeholders, as the bank helps clients achieve climate resilience and preparedness, noting that most industries are affected by the economic downturn caused by the wide-spread lockdowns across the country and the world. The SDF program allows clients to benefit from experts in energy efficiency, renewable energy, and climate resilience through free technical and financial advice for both large corporates and SMEs.
In the 3rd quarter of 2020, when businesses hopefully get back to some semblance of normalcy, BPI will be offering free webinars for SMEs as well as larger companies to save on electricity, produce renewable energy, shift to green buildings and more resilient climate-controlled animal housing facilities, and implement measures for business continuity should another pandemic hit.
Ms. Eala said BPI has been reporting its sustainable finance initiatives in the Bank’s annual integrated report. Compliance with a Sustainable Finance Framework (SFF) has recently been made a requirement by the Bangko Sentral ng Pilipinas, compelling Philippine banks and financial institutions to incorporate ESG and sustainability principles into their corporate strategy, risk management, and bank operations framework.
She said this is a process and the pandemic may serve as the impetus for more businesses to start the journey. By helping clients include sustainability practices in their businesses, BPI is able to contribute to the UN Sustainable Development Goals, which are part of its own goals as a bank.
“Together with our clients and partners, we aim to harness our resources so we can bequeath a more sustainable world to the next generation, a generation that will be more conscious of the fact that good environmental, social and governance practices can no longer be ignored and should always be part of a short and long-term business plan,” she said.
by Penny Angeles-Tan | Apr 23, 2020 | Personal Care Tips
Looking your best every day is definitely a must and the enhanced community quarantine is definitely not an excuse to skip your beauty routine. For those who are working from home and frequently need to attend online meetings, remember that you can skip the fancy skirts and opt for comfy PJs but you definitely can’t put in less effort on your face.
Below are some useful makeup tips to appear smart and crisp for your next Zoom or Facetime meeting:
Look fresh.
You are no longer beating the rush of everyday traffic so the most important tip is to make your skin look healthy and glowing.
To achieve this, apply a small amount of Ever Bilena Pro Flawless Finish Foundation starting from the middle of your face, outwards blending properly using your fingertips or Ever Bilena Blend Me Sponge. This liquid foundation provides full coverage that will give you a flawless finish.
Conceal.
The last thing you would want to look like in your online meeting is tired and sleepless. Cover your dark circles from working overtime or binge-watching your favorite show on Netflix with an ample amount of concealer.
On top of your foundation, apply Ever Bilena Liquid Concealer on the darkest shadows of your eye bags to even out the color of your under eyes. You may also use it to spot conceal your unwanted skin imperfections.
Don’t overdo your eyeshadow.
Look more natural and presentable by going for light or neutral shades. The Ever Bilena Eyeshadow Pink Palette can come in handy as it features six neutral and classic shades that perfectly match your everyday makeup. It is pigmented and blendable for easier application.
Define your eyes.
As much as a perfect shade of eyeshadow does the trick, a gentle swoosh of mascara can also make your eyes look more alive.
Swipe on some EB Advance Lash Define Mascara to visibly define and lengthen your top and bottom lashes with its dual-sided wand and waterproof jet black ink that will definitely make you look awake and more alert.
Add color to your cheeks.
Video calls can make you look pale. Blend a generous amount of Ever Bilena Matte Color Stick over the apples of your cheeks all the way through your cheekbones for a natural-looking flush. The Ever Bilena Matte Color Stick is a multipurpose cream stick that works for the eyes, cheeks, and lips.
Go easy on your lippie.
Be as simple as you can be with your overall makeup including your lippie. Go for neutral shades to make you look more formal. You may use the Ever Bilena Matte Nude Lipsticks that come in six colors to complement your choice of eyeshadow.
After following all these, make sure you sit where there is ample lighting so your workmates can see you clearly. Then, try checking yourself out on your phone or laptop’s camera to see if your makeup appears as desired. If yes, then it’s time to slay that online meeting and impress everyone!
Be work-ready at home with these make-up products and other Ever Bilena, EB Advance, and Kris Life Kit products all available on Ever Bilena’s official Lazada store. Visit www.lazada.com.ph or to know more about Ever Bilena, visit everbilena.com.ph, and follow its social media pages Facebook (@everbilenacosmetics) and Instagram (@everbilenaofficial).
by Penny Angeles-Tan | Apr 16, 2020 | Health Tips
In the game of basketball, a good defense is the best offense against unexpected setbacks. In life, as the world fights against the COVID-19 virus, we realize that good health is something we should never take for granted.
AXA, one of the country’s leading insurance providers and the official insurance partner of the NBA in the Philippines, shares seven simple but effective defense tactics to help you with your game plan on staying physically and mentally strong, not just during the lockdown but also after the quarantine is over.
Eat healthily.
What you eat is closely linked to your health. Avoid getting sick by maintaining a balanced diet composed of protein, fruits, vegetables, whole grains, and legumes. By making the right food choices, you are protecting yourself from possible health conditions such as diabetes, heart attack, cancer, or stroke.
Exercise regularly.
Even off the court, you can still follow an at-home workout routine. Jump rope, do squats and lunges, push-ups, and stretches. Exercising regularly boosts your energy, maintains a healthy weight, and defends you against diseases.
Take vitamin supplements.
There are occasions when people don’t get the right amount of nutrients from food alone.
To fill the nutritional gap, drink the proper dietary supplements tailored to your body’s needs, which include omega-3, zinc, folic acid, and more.
Check out health and life insurance options.
Every now and then, people still get seriously sick despite living a healthy lifestyle. One of the best ways to prepare for this is to get health and life insurance.
Take advantage of the lockdown time to research on various health and life insurance products according to your needs. Consider AXA Health Start, which provides coverage for the top three illnesses — cancer, heart attack, and stroke — and their select early-stage conditions at an affordable price.
Avoid vices.
Smoking and excessive alcohol drinking are harmful habits that may cause your health to quickly deteriorate, which may lead to death. Smoking can lead to emphysema or pulmonary diseases while too much drinking can damage your liver. The sooner you quit, the better.
Stay hydrated.
man drinking water
Drinking more than eight glasses of water is essential to one’s health. It can help control calorie intake, energize the muscles, keep skin hydrated and young, and flush toxins out of the body.
Take a breather.
Living healthy is more than just diet and exercise; one shouldn’t forget about mental health, too. One of the best exercises to stay mentally fit is meditation or even taking deep breaths.
For beginners, sit or lie comfortably, close your eyes, and focus your attention on your breathing and how the body moves with every inhale and exhale. If your mind wanders, work on bringing your focus back to your breathing.
Now more than ever, it is important to have a game plan to stay healthy. Be physically and mentally fit by following these simple tips from AXA Philippines. For more information on AXA, visit www.axa.com.ph.
by Penny Angeles-Tan | Jun 7, 2019 | Safety tips
The summer season means going on vacations, long road trips, and fun and exciting out-of-town excursions with family and friends. To make your trip hassle-free and enjoyable, it truly pays to practice road safety before and while you are behind the wheel. Remember, safety first always!
Here are some road safety tips from AXA Philippines, one of the leading insurance companies in the country:
Have your car checked.
Take your car to your trusted mechanic and have the battery, lights, oil, water, brakes, air, and gas (B.L.O.W.B.A.G.) checked, as well as your air conditioner. Always have a tool kit and a usable spare tire ready, in case of a flat tire.
Get a good rest before you hit the road.
Driving long distances with very little sleep is dangerous as it can affect your alertness and your overall driving skills. Having coffee or a caffeinated drink may not be enough. So get that proper shut-eye — at least six to nine hours of uninterrupted sleep — before that trip.
Plan your route.
When going somewhere far for the first time, it’s best to do research first on the surrounding areas, the best routes to take, and the general road conditions there.
Use a paper map or download a navigation app on your smartphone so you don’t get lost or get stuck in heavy traffic.
Buckle up, even if you’re a rear seat passenger.
It’s important to wear your seatbelt — for the driver as well as front and rear seat passengers. This safety restraint system can protect you in times of collisions and prevent you from hitting the dashboard, the windshield, the seat in front of you, or worse.
Keep your distance.
Be conscious of braking distances and leave a safe space between your vehicle and the one ahead of you, so in case of an abrupt stop, a potential collision can be avoided.
Insure your vehicle.
Having car insurance, like the comprehensive insurance coverage offered by AXA Philippines, can protect you against losses and liabilities arising from road mishaps. AXA Car Insurance is available for purchase online.
Its policy holders can also avail of 24/7 emergency roadside assistance coverage across the country. This insurance product also offers the AXA Assist app, which presents a first-of-its-kind emergency red button. In case of emergencies, the application sends a distress message and location of the policy holder to emergency contact person/s, and AXA Assistance’s command center. What this brings is added peace of mind and security, so you can enjoy your drive and your trip!
To get a quote now, visit www.axa.com.ph.
by Penny Angeles-Tan | Mar 13, 2019 | Finance Tips
Welcoming the new year means a fresh start on all your goals and resolutions — including the financial ones. But how many times have you told yourself that you’re going to save up, but then lose your way midyear?
This is why it’s important to have a proper financial game plan. AXA, one of the country’s leading insurance companies, shares some tips:
List them down. Before creating a financial plan, know what your goals are. From the most practical and urgent to the seemingly unattainable, it’s important to list them all down so you can visualize them and study them later.
Prioritize. Reflect on what you really want to have. Is it a house or car, further studies, or travelling? Do you plan to save up for retirement or investment? It’s important to know your short-term and long-term goals. This will help you get a head start and prepare your game plan to achieve your aspirations in life.
Establish a budget. A simple formula to follow is your income minus expenses equals savings. Subtract a portion of your salary for monthly payments (utility bills, car, house, etc.) and a portion for your lifestyle (shopping, travel, a night out, etc.) and what’s left should be set aside for your savings on a monthly basis.
Build a fund. Investing should be part of your financial agenda but be discriminating about what tools to use. When your savings have amounted to an amount you can invest, AXA’s Asset Master can help in building a solid foundation for your financial legacy. Designed as a single-pay, investment-linked insurance plan, Asset Master allows you to build a diversified investment portfolio of local and global investments. For more information, visit www.axa.com.ph.
Keep track of your progress. Make sure to monitor your progress so that you can stay on track.
The Bank of the Philippine Islands (BPI) says many companies need to improve their sustainability risk consciousness to come up with better business continuity plans as new risks, such as the coronavirus disease 2019 (COVID-19) pandemic, become more likely possibilities in the future.
You are no longer beating the rush of everyday traffic so the most important tip is to make your skin look healthy and glowing.
The last thing you would want to look like in your online meeting is tired and sleepless. Cover your dark circles from working overtime or binge-watching your favorite show on Netflix with an ample amount of concealer.
Look more natural and presentable by going for light or neutral shades. The Ever Bilena Eyeshadow Pink Palette can come in handy as it features six neutral and classic shades that perfectly match your everyday makeup. It is pigmented and blendable for easier application.
As much as a perfect shade of eyeshadow does the trick, a gentle swoosh of mascara can also make your eyes look more alive.
Video calls can make you look pale. Blend a generous amount of Ever Bilena Matte Color Stick over the apples of your cheeks all the way through your cheekbones for a natural-looking flush. The Ever Bilena Matte Color Stick is a multipurpose cream stick that works for the eyes, cheeks, and lips.
Be as simple as you can be with your overall makeup including your lippie. Go for neutral shades to make you look more formal. You may use the Ever Bilena Matte Nude Lipsticks that come in six colors to complement your choice of eyeshadow.
What you eat is closely linked to your health. Avoid getting sick by maintaining a balanced diet composed of protein, fruits, vegetables, whole grains, and legumes. By making the right food choices, you are protecting yourself from possible health conditions such as diabetes, heart attack, cancer, or stroke.
There are occasions when people don’t get the right amount of nutrients from food alone.
Smoking and excessive alcohol drinking are harmful habits that may cause your health to quickly deteriorate, which may lead to death. Smoking can lead to emphysema or pulmonary diseases while too much drinking can damage your liver. The sooner you quit, the better.
Living healthy is more than just diet and exercise; one shouldn’t forget about mental health, too. One of the best exercises to stay mentally fit is meditation or even taking deep breaths.
Driving long distances with very little sleep is dangerous as it can affect your alertness and your overall driving skills. Having coffee or a caffeinated drink may not be enough. So get that proper shut-eye — at least six to nine hours of uninterrupted sleep — before that trip.
When going somewhere far for the first time, it’s best to do research first on the surrounding areas, the best routes to take, and the general road conditions there.
It’s important to wear your seatbelt — for the driver as well as front and rear seat passengers. This safety restraint system can protect you in times of collisions and prevent you from hitting the dashboard, the windshield, the seat in front of you, or worse.
Be conscious of braking distances and leave a safe space between your vehicle and the one ahead of you, so in case of an abrupt stop, a potential collision can be avoided.
Having car insurance, like the comprehensive insurance coverage offered by AXA Philippines, can protect you against losses and liabilities arising from road mishaps. AXA Car Insurance is available for purchase online.
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