Life is good with a credit card. With a BDO Credit Card, even better.

Life is good with a credit card. With a BDO Credit Card, even better.

Do you find it cumbersome to always have to carry cash? Have you missed out on a dream purchase because you didn’t have enough cash on hand? Or had to forgo an online plane ticket purchase for a family trip? With a credit card, these worries are a thing of the past, offering you convenience and peace of mind.

Credit cards open up a world of benefits, especially when used wisely. They are universally accepted, allowing you to travel, dine, and shop without the burden of cash. Plus, they often come with a range of rewards, discounts, and deals, making your experiences more enjoyable and cost-effective.

Despite the numerous benefits, some people are hesitant to apply for a credit card, often due to concerns about high interest rates. However, by using your card sensibly and paying on time, you can fully enjoy its advantages. It’s important to choose a card that suits your lifestyle, and with responsible use, it can significantly improve your life. 

Having a credit card means that you can typically gain access to exclusive discounts or benefits, receive rewards, and earn points, which could be redeemed for travel, dining, or cash equivalent for daily purchases. Credit cards also offer substantial cashback rewards for purchases made at supermarkets, gas stations, pharmacies, and with other merchants, including airlines and partner restaurants that have special discounts and seasonal promos you can enjoy with your loved ones.

A credit card is an extension of your spending capacity. It enhances your purchasing power, especially in securing products and services – from your everyday needs, such as gas, groceries, coffee, and medicines, to high ticket items, such as treating your family to a staycation or vacation, finally getting that gadget you have wanted for so long, front row concert tickets to your favorite band, upgrading your home appliances, or buying your loved one a jewelry for that important milestone.

Depending on your choice and lifestyle, credit cards offer entertainment treats, privileges, seasonal dining promos, free travel insurance coverage, cashback on overseas shopping, and the ability to buy now and pay later, to name a few. There are various incentives, too, including travel benefits, hotel and restaurant discounts, and travel perks (such as the privilege of relaxing in posh airline lounges) to make your trips stylish, more exciting, and twice the fun!

Online shopping? Credit cards assure you of a more protected and seamless e-commerce purchase with features like encryption, multifactor authentication, and fraud monitoring.

A credit card from BDO, one of the leading banks in the Philippines, for instance, offers year-round deals and exclusive dining deals for up to 50% off. It also provides ‘Buy Now, Pay Later’ options, a feature that allows you to make a purchase and pay for it in installments over a period of time, often without interest. This, along with 0% interest on big-ticket purchases, lets you earn Peso Rewards and more.

There is no better time than now to own at least one BDO Credit Card! When you apply for a  BDO Credit Card, you can get up to a P25,000 cashback credit when you meet the minimum spending requirement. The promo runs until October 31, 2023. Qualified cards are Mastercard, Visa, JCB, UnionPay, Diners Club, and  BDO-issued American Express. Terms and conditions apply.

 

Emergency Care: When and How To Use a Puppy Nursing Bottle

Emergency Care: When and How To Use a Puppy Nursing Bottle

Emergency Care: When and How To Use a Puppy Nursing Bottle

Singapore, October 9, 2023 – Puppies and kittens are not just adorable; they are also incredibly vulnerable and require specialized care. One of the most critical aspects of this care is feeding, especially when the mother is absent. Race&Herd introduces its Puppy Nursing Bottle as an essential tool for the survival and healthy development of these young animals.

  Puppies and kittens are irresistibly cute but also extremely vulnerable, especially when orphaned or abandoned. In such cases, feeding becomes a significant concern, and that’s where a puppy nursing bottle comes into play. When the mother dog is not around or unable to nurse, these bottles serve as a lifeline for the young ones.The importance of proper feeding cannot be overstated. Malnutrition in the early stages of life can lead to long-term health issues, including weakened immune systems and developmental delays. That’s why Race&Herd has invested in creating a Puppy Nursing Bottle that is not just functional but also safe and easy to use.Race&Herd’s Puppy Nursing Bottle is designed to mimic the natural feeding experience as closely as possible. The bottle comes with a specially designed nipple that allows for controlled flow, ensuring that the puppies and kittens get the nutrients they need without the risk of aspiration. The bottle itself is made from non-toxic, BPA-free materials, making it the safest and most effective choice for your pets.But it’s not just about the bottle; it’s also about educating pet owners. Many people are unaware of the nuances involved in bottle-feeding young animals. Overfeeding or using the wrong type of formula can have adverse effects. That’s why the Race&Herd Puppy Nursing Bottle comes with a comprehensive guide that walks you through the process, from choosing the right formula to understanding feeding schedules. This ensures that pet owners are well-equipped to provide the best care possible.Additionally, the Race&Herd Puppy Nursing Bottle is versatile and can be used for a variety of small animals, not just puppies and kittens. Whether you’re caring for baby rabbits, squirrels, or even small farm animals, this bottle has you covered.In summary, the Race&Herd Puppy Nursing Bottle is more than just a feeding tool; it’s a complete care package designed to ensure the health and well-being of the most vulnerable members of the animal kingdom.About the Company:Race&Herd is more than just a pet supply and wellness brand; we are a community of animal lovers. We understand that pets are not just companions but family members. Our products are designed to deepen the bond between animals and humans, whether through play or care. We believe that caring for a pet can enhance human lives, offering a better quality of life and an enhanced sense of purpose, all while receiving unconditional love from the animals in their lives.  

At Race&Herd, we understand that our pets are more than companions – they are family members. As such, we are dedicated to offering products designed to deepen the bond between animals and humans, whether that is through play or care.

We believe that caring for a pet, whether a horse, dog, cat or any other creatures, can help humans live happier, healthier, and more stress-free lives. Studies have shown that by caring for a pet, humans experience a better quality of life and an enhanced sense of purpose – all while receiving unconditional love from the animals in their lives.

Person In Charge: Deidre Foo
Phone Number: +65 87578208
Email Address: op********@********************ng.com

Takids x QibuQibu G6 Pro AI Dictionary/Translation Pen

Takids x QibuQibu G6 Pro AI Dictionary/Translation Pen

Takids x QibuQibu G6 Pro AI Dictionary/Translation Pen

The G6 Pro makes learning languages faster and more convenient with the size of a pen.
With built-in functions, children or adults can learn from translating single line to paragraphs.Image

Deidre Global Consulting has been established since 2018 specialized in education consulting. Giving peace of mind to parents in making wise decisions for the children.

erson In Charge: Deidre Foo
Phone Number: +65 87578208
Email Address: op********@********************ng.com

Asia groups rally against IMF, World Bank, G7; calls for reparations, stop to fossil fuel financing

Asia groups rally against IMF, World Bank, G7; calls for reparations, stop to fossil fuel financing

Asia groups rally against IMF, World Bank, G7; calls for reparations, stop to fossil fuel financing

Climate groups from Bangladesh, Indonesia, Pakistan, Sri Lanka, Nepal and the Philippines held simultaneous mass actions across Asia to urge the World Bank and International Monetary Fund to cancel debts of Global South countries and stop financing fossil fuel projects. The rallies were timed with the 2023 annual meeting of the two financing institutions happening now in Marrakech, Morocco.

Members of the Asian Peoples’ Movement on Debt and Development (APMDD) took to the streets last October 12, scoring the World Bank (WB), the International Monetary Fund (IMF) and G7 governments for worsening economic conditions in Global South countries and for further exacerbating the climate crisis. In the Philippines, Indonesia, Bangladesh, Pakistan, Sri Lanka and Nepal, they rallied around a common call: “cancel the debt and pay reparations for historical climate and economic injustices.”ImageImage

Timed with the 2023 annual meeting of the IMF and World Bank, the rallyists joined hundreds of other organizations worldwide marking the Global Week of Action for Debt, Climate and Economic Justice. A statement endorsed by close to 500 organizations and individuals from 74 countries across all global regions denounced the IMF-WB, that “together with other private and public lenders, perpetuate a flawed international financial architecture that exacerbates debt, climate, and economic crises, violating the basic needs and rights of millions of people and nature who have the least contribution, responsibility or control over these catastrophes.” 

In the Philippines, hundreds of demonstrators marched to Mendiola, gateway to the presidential palace, with the call “Cancel the debt and pay reparations for historical and continuing injustices!” Ousted dictator Ferdinand Marcos Sr. remains known for his repressive rule as well as for crony capitalism, massive ill-gotten wealth hidden in tax havens and billions of dollars in public debt that served no benefit for the Filipino people. Current President Marcos Jr. shows no sign of moving to repeal the dictator’s Automatic Appropriations decree, which remains in place and continues to ensure that debt repayments are made over any other public need. 

Protesters also slammed the Philippine government’s continued expansion and support for debt-funded fossil fuel projects that they decried as ‘illegitimate’ for contributing to the climate crisis, dislocating communities and violating human rights. 

“Global South governments should stop paying these illegitimate debts!” said Lidy Nacpil, APMDD Coordinator. “At the same time, lenders such as the IMF, the World Bank and G7 governments should stop pushing more loans as climate finance, and swiftly start the process of debt cancellation, adoption of wealth taxes for spending on urgent economic and climate action, and the rechanneling of public funds away from fossil fuel subsidies towards renewable energy systems.”

Rovik Obanil, Freedom from Debt Coalition Secretary General, recalled how the IMF and World Bank offered solutions in the form of “structural adjustment loans”, that came with such conditions as privatizing basic services and opening the Philippine economy to foreign investors. “These conditionalities were put in place decades ago but the consequences continue to violate our basic rights. Privatization reduces people’s access to water and electricity by catering only to those with the capacity to pay. Tax incentives rob us of potential revenue for urgent public needs. But loans continue to be pushed, including pushing loans for climate finance upon Global South peoples who least contributed to the climate crisis.”

SANLAKAS President Manjette Lopez noted growing discontent over skyrocketing prices of food staples and other goods and services. “From one administration to the next, the Filipino people are promised higher incomes, decent homes, adequate food, only to have these promises broken by elite and corporate-captured administrations, including the Marcos Jr. presidency. It’s time to cut the ties that bind us to international financial institutions such as the IMF-WB and their debt-creating solutions, but that can only happen with working people and communities at the forefront of bigger and bolder fights for jobs, living wages, a decent life and a sustainable future.”

Ian Rivera, National Coordinator of the Philippine Movement for Climate Justice said: “The IMF, World Bank and the G7 are again pushing their standard response to crisis in the Global South — more loans. Even climate finance, which is their obligation to deliver for contributing the most to the climate crisis, is in the form of more loans. This is clearly unjust. We demand grants-based climate finance and the cancellation of loans incurred from fossil fuel projects.” 

For Oriang President Flora Santos, the IMF-World Bank’s gender mainstreaming strategy must be exposed for exploiting women’s unpaid care work to make up for the lack of public social services. “These international financial institutions brag about promoting women’s empowerment. The truth is that the IMF’s austerity loan conditions, such as budget cuts in public services, reductions in the public sector wage bill and regressive taxes, lead to reduced access to essential services, loss of livelihoods and increased unpaid work for women.”

APMDD (Asian People’s Movement on Debt and Development ) is a regional alliance of people’s movements, community organizations, coalitions, NGOs and networks

Annalyn JusayZ
+639190049558
me********@***il.com

e27 CEO, Serial Tech Entrepreneur, Ex-Kantar PH CEO, EU Business Builder, And Innovation Council Member Join Embiggen’s Advisory Board

e27 CEO, Serial Tech Entrepreneur, Ex-Kantar PH CEO, EU Business Builder, And Innovation Council Member Join Embiggen’s Advisory Board

e27 CEO, Serial Tech Entrepreneur, Ex-Kantar PH CEO, EU Business Builder, And Innovation Council Member Join Embiggen’s Advisory Board

Multi-awarded corporate venturing and innovation firm Embiggen Group formed its first advisory board, which counts global business executives and innovation leaders among its members, as part of its ongoing international expansion in Southeast Asia and Europe.

The five advisory board members are former Kantar Philippines CEO Gary de Ocampo, current e27 CEO Mohan Belani, serial tech entrepreneur and behavioral strategist Cliff Eala, Philippines National Innovation Council member Monchito Ibrahim, and global corporate business-building expert Frank Mattes.

“We, here at Embiggen, are honored to have been joined by Gary, Mohan, Cliff, Monchito, and Frank as part of our advisory board. They will play a crucial role in working with our leadership and management team to help us grow in the Philippines, Asia, and the EU,” said Embiggen Founding CEO Rolan Marco Garcia.

As Embiggen continues to expand its operations in the Southeast Asian region, the five members of the newly formed advisory board will strengthen Embiggen’s presence and reputation in the region’s business community.

Embiggen’s advisory board will also play a crucial role in guiding the firm’s leadership team in making strategic decisions to ensure client satisfaction and the overall success of the business’s initiatives.

“Their decades of combined experience in innovation, leadership, and business building will definitely prove to be an invaluable addition to our team as we continue to work with the region’s most innovative and successful businesses in the coming months and years,” added Garcia.

The advisory board will also have hands-on roles in the Embiggen Group’s client engagements and venture building activities – uniquely giving our clients the opportunity to connect with and work directly with internationally-renowned senior corporate innovation experts.

Gary de Ocampo: Former Kantar PH CEO And Market Insights Expert

Gary de Ocampo is a market research expert and consumer insight consultant who was the immediate past president and CEO of Kantar Philippines, the biggest market research firm in the country. He was also the president of Taylor Nelson Sofres Philippines, another premier market research firm that later became part of the Kantar Group.

These two positions represent over 15 years of experience in market research, consumer insights, and business leadership.

He is currently also a member of multiple advisory boards including the advisory boards of online donation startup Giving Hero and the prestigious Our Lady of Fatima University.

Mohan Belani: e27 Co-Founder And CEO, And Early-Stage Venture Investor

Mohan Belani is the co-founder and CEO of e27, a Singapore-based startup and tech ecosystem platform that supports Southeast Asian entrepreneurs to grow their businesses. He is also the co-founder of e27 Ventures, the venture capital arm of e27.

Belani is also an investor in over 30 early-stage funds across Southeast Asia, India, USA, and New Zealand, and a Partner at the Orvel Early Stage Fund.

Alongside his investor and startup ecosystem enabler roles, Belani is also a mentor for the National University of Singapore Engineering Alumni Mentorship Programme and the Founder Institute.

Monchito Ibrahim: National Innovation Council Executive Member

Monchito Ibrahim is an expert in digital transformation and innovation. Ibrahim served as the Undersecretary for Industry and Countryside Development at the Philippines Department of Information and Communications Technology.

Ibrahim is currently a member of the Philippines National Innovation Council together with Embiggen Founding Partner & Board Member Earl Valencia. Ibrahim and Valencia are the two members who represent the business community in the council that reports directly to the President of the Philippines.

Alongside Ibrahim’s membership in the National Innovation Council and Embiggen’s advisory board, he is also the Lead Convenor of the digital economy advocacy group Alliance of Tech Innovators for the Nation, Vice President for External Affairs for the UP System Information Technology Foundation, and the Vice President and member of the Board of Trustees of the Analytics Association of the Philippines.

Cliff Eala: Behavioral Strategist And Serial Tech Entrepreneur

Cliff Eala is a seasoned behavioral strategist and serial tech entrepreneur with deep experience in numerous industries and markets. 

Eala founded BS Works, a firm that helps organizations grow through behavioral science, data, and technology. He also founded Synerbyte Limited, an energy efficiency tech firm that offers solutions including intelligent lighting and smart voltage control systems to commercial and industrial customers across Asia. Eala also founded Sequel Solutions, Inc., a software company that was acquired by a VC fund in 2007.

Currently, he is the board director of CIS Bayad Center, the largest multi-channel payment platform in the Philippines, and PETNET, an urgent cash transaction center owned by the Philippine Stock Exchange-listed Aboitiz Equity Ventures.

Frank Mattes: Global Corporate Venture Building Expert

Frank Mattes is one of the forefront corporate business-building experts worldwide.

Mattes is the Founder and CEO of Lean Scaleup, a Germany-based corporate business-building firm that has helped corporate intrapreneurs assess, accelerate, and scale their corporate startups. Lean Scaleup has built new businesses together with over 35 corporations worldwide including Airbus, Bosch, Philips, Volvo, and Unilever.

Mattes is also an Associate Partner at Dual Innovation, another corporate business-building firm that helps corporations optimize their current core business while simultaneously building new businesses. Dual Innovation has worked with the world’s largest corporations including Samsung, TUV Rhineland, and Deutsche Telekom.

Embiggen is a multi-awarded corporate venture building and innovation group that builds, scales, and invests in new digital ventures with forward-thinking and entrepreneurial organizations. By leveraging corporates’ expertise, insights, and resources, it provides end-to-end solutions that take your teams from learning to executing innovation at startup speed.

It has innovated with dozens of organizations in the Southeast Asian region, including Telstra, Embassy of Finland in Manila, Business Finland, Ginebra San Miguel, European Chamber of Commerce of the Philipines, Australia-New Zealand Chamber of Commerce Philippines, Aboitiz Equity Ventures, Energy Development Corporation, Quorum Group of Companies, FAST Group, Department of Foreign Affairs, and the Department of Science and Technology.

The group’s innovation learning arm Embiggen Innovation Institute has trained over 1,000 innovators and 100 startup founders to date through its various innovation capability building and certification programs including through its partnerships with the prestigious Asian Institute of Management and the Global Innovation Management Institute – the worldwide standard certification body for innovation management.

In 2023, Embiggen received seven awards from numerous prestigious award bodies. Embiggen and its Founding CEO & Managing Partner Rolan Marco Garcia received 4 Circle of Excellence awards from the Asia CEO Awards. In the same year, the Embiggen Group won a Silver Stevie Award under the Most Innovative Startup of the Year – Business Service Industries category at the Asia-Pacific Stevie Awards. Garcia also won Best Corporate Venturing CEO (Philippines) at the APAC-Insider CEO of the Year Awards and Best Philippine Corporate Venture Builder at the APAC-Insider Southeast Asia Business Awards.

Jacob Reyes
+639176369887
he***@***********up.com

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