by Penny Angeles-Tan | Aug 16, 2018 | Business
Citi, the country’s leading foreign bank, remains positive about economic growth in the Philippines despite current global market volatility. At a series of mid-year outlook events, Citigold clients heard expert views on the current market environment and implications for investment strategy shared by Citi and guest speakers.
Manoj Varma, Consumer Banking Head of Citi
Citi’s consumer banking head Manoj Varma opened the sessions and explained the importance of understanding risks and opportunities when investing. Varma said, “Citigold clients look for trusted advice and up-to-date information, especially during times of market volatility.”
Ramon, Tejero, Citicorp Financial Services and Insurance Brokerage Inc. (CFSI) investment product head
According to Ramon Tejero, Citicorp Financial Services and Insurance Brokerage Inc. (CFSI) investment product head, market data shows that we are in the midst of the second longest and third strongest equity bull market since 1970. Recent market volatility has been primarily caused by rising interest rates, potential trade wars, and geopolitical tensions.
“Despite market concerns, there appear to be opportunities in technology, financials, healthcare, and industrials due to continued earnings growth in these sectors,” said Tejero.
The economic climate in the Philippines
In the Philippines, Citi believes the country’s economic growth momentum will be sustained in the coming years. Citi forecasts GDP will grow by 6.8% in 2018 and 6.7% in 2019. A primary source of growth will be the government’s infrastructure program.
Citi Philippines consumer banking head Manoj Varma (2nd from right) joined speakers who shared their expertise with Citigold clients at the 2018 Mid-Year Market Outlook (L-R): Kelvin Lam of Allianz Global Investors, Anis Tiasiri of J.P. Morgan Asset Management, Julian Tarrobago of ATR Asset Management Inc., and Ramon Tejero of Citicorp Financial Services and Insurance Brokerage Philippines Inc.
However, businesses and consumers are showing cautious optimism on the back of ongoing inflation concerns. Citi expects inflation to top 5.3% in the third quarter of 2018 before declining to below 5.0% in the following quarter.
“Investors can focus on diversification across asset classes and geographies and income themes while watching out for tactical opportunities,” concluded Tejero.
Citi Philippines Retail Bank head Rene Aguirre (right) welcomes clients to the 2018 Mid-Year Outlook along with Citigroup Financial Services and Insurance Brokerage Philippines president Lester Cruz.
“The world is indeed shrinking and when, where, and how we invest is largely influenced not only by domestic factors but also by global market events,” said Rene Aguirre, Citi Retail Bank head. “As trusted advisors, we help our clients grow and protect their wealth. In recent months, 10 new investment products have been launched and digital innovations continue to be developed, such as the recently unveiled next-generation Citi mobile app.”
For more information, visit www.citibank.com.ph.
by Penny Angeles-Tan | Aug 15, 2018 | Business
Essilor’s Eye Can Succeed has once again bagged awards from yet another prestigious award-giving body, the 2018 Philippine Quill Awards held at the Marriott Grand Ballroom.
Essilor’s Eye Can Succeed, which received the merit award for Communication Management under the Corporate Social Responsibility category, aims to help Filipino senior high school students achieve better sight by providing free eye check-ups and giving free eyeglasses to those in need.
The Eye Can Succeed campaign is a program launched last year by Essilor Vision Foundation (EVF), the philanthropic arm of Essilor which is committed to eliminating poor vision and providing underprivileged people the opportunity to live a better life through better sight.
The Philippine Quill Awards is presented by the local division of the International Association of Business Communicators (IABC), and honors dedication, innovation and passion of communicators on a global scale. For more information, visit Essilor’s website at www.essilor.com.ph, and follow @EssilorPH on Facebook, Twitter and Instagram.
by Penny Angeles-Tan | Aug 14, 2018 | Discounts, Sales, and Giveaways
Lazada, the country’s leading online shopping and selling destination, is set to launch its biggest series of Flash Sales this August 15, dubbed as “Wild Wednesday.” With big discounts of up to 88%, these deals will be spread out among three Flash Sales which will happen in the morning, at noon, and at night.
Over 100,000 Items Up for Grabs
Don’t miss the chance to buy some of Lazada’s novelty items such as umbrellas and necklaces for as low as Php 39. Top tech items such as power banks, wireless mouse and electric drills are also up for grabs, for up to 50% off.
Some of Lazada’s bestselling beauty products will catch your attention too. Among these include Precious Pad Nature’s Lemon Spa and Noni Soap for just Php 25, Aztec Clay for Php 39, and Ever Bilena’s City Romance Liquid Lipstick Beauty set at over 60% off.
Over 300,000 Flash Sale Fans
“Lazada has been working closely with its brands, sellers, and customers to provide the best online shopping and selling experience. For our sellers, Wild Wednesday is a great opportunity for better visibility and store ratings. With over 300,000 visitors each flash sale, the platform really is a wild win for everyone.” said Lazada CEO, Ray Alimurung.
Nationwide Free Delivery
It doesn’t stop at discounts. Lazada will also offer nationwide free delivery for any flash sale purchase this coming Wild Wednesday. Mark your calendars and gear up for the wildest Wednesday online shopping has ever seen. Visit www.lazada.com.ph or download the Lazada mobile app for free today to join the hump day fun.
About Lazada Group
Launched in 2012, Lazada is the number-one online shopping and selling destination in Southeast Asia – present in Indonesia, Malaysia, the Philippines, Singapore, Thailand and Vietnam. As the pioneer of the eCommerce ecosystem in Southeast Asia, Lazada has about 350,000 sellers and 3,000 brands serving 560 million consumers in the region through its tech-driven platform, supported by a wide range of tailored marketing, data, and service solutions.
Lazada offers the widest range of products in categories from consumer electronics to household goods, toys, fashion, sports equipment and groceries. Focused on delivering an excellent customer experience, it offers multiple payment methods including cash-on-delivery, comprehensive customer care and hassle-free returns through its own first and last mile delivery arm supported by approximately 100 logistics partners. Lazada Group is majority owned by Alibaba Group Holding Limited (NYSE: BABA)
by Penny Angeles-Tan | Jul 30, 2018 | Health and Wellness
Our parents play the biggest part in our development and are always with us every step of the way. After providing us with the best life, it is time to give back.
Our parents deserve nothing but the best, and health comes first.
It is true that as the age of an individual increase, the health care costs can increase as their medical needs become more demanding. And because of our growing expenses, we need to find the best way to provide the best health care in the most cost-efficient way possible to our senior citizen parents.
Maxicare Prima Gold
Maxicare Healthcare Corporation, the country’s leading healthcare provider, offers a solution with their new Maxicare PRIMA health card.
Maxicare PRIMA Gold health card offers high-quality, reliable healthcare coverage for our senior citizen parents and to other elderly members of the family.
Maxicare PRIMA Gold offers great value for money to senior citizens. With a one-time membership plan, members enjoy a full year of outpatient consultations, laboratory and diagnostic procedures with exclusive access to all Maxicare Primary Care Centers (PCCs) and all conveniently located MyHealth Clinics.
Additional values include coverage of pre-existing conditions of the members as well as emergency room coverage of up to Php 20, 000 per year in Maxicare-affiliated hospitals nationwide.
PRIMA Gold can be easily purchased from
- the Maxicare Online Store www.shop.maxicare.com.ph,
- the Maxicare Facebook page (www.facebook.com/maxicarehealthcarecorporation),
- Maxicare Primary Care Centers (PCCs),
- Maxicare affiliated agents and brokers or
- from the Maxicare Tower Direct Sales.
Payments can also be made through leading partner banks, just call the Product Inquiry Hotline (632) 789-7777 for details. After the membership’s confirmation, an electronic Card (eCard) is going to be sent to the member’s email while PRIMA card will be delivered a few days after.
With Maxicare PRIMA Gold, we can give back to our parents or grandparents by ensuring that they get the love and care they deserve.
Maxicare PRIMA also comes in another variant, the PRIMA Silver for individuals aged 0-59 years old.
Maxicare’s Primary Care Centers are located in the following areas:
- W City Center in Bonifacio Global City, Taguig;
- Cardinal Santos Medical Center in San Juan City;
- Centuria Medical Makati in Makati City;
- Chinese General Hospital in Manila;
- Makati Medical Center in Makati City;
- St. Luke’s Medical Center in Quezon City;
- St. Luke’s Medical Center in Bonifacio Global City, Taguig; and
- The Medical City in Pasig City.
MyHealth Clinics are located at
- Festival Supermall in Alabang;
- Robinsons Cybergate Mall in Cebu City;
- Filomena Building in Makati City;
- Robinsons Mall in Manila;
- Shangri-LA Plaza in Mandaluyong City;
- SM North Edsa in Quezon City; and
- Venice Grand Canal Mall in Taguig City.
For more information
- Visit www.maxicare.com.ph
- Facebook – www.facebook.com/maxicarehealthcarecorporation
- Product Inquiry Hotline (632) 789-7777
- 24/7 Customer Care Hotline (632) 582-1900
- 24/7 Customer Care Mobile (63) 918-889-6294; (63) 917-594-2680
- Provincial Toll Fee Number: 1-800-10-582-1900 (PLDT, Smart and Sun); 1-800-8-582-1900 (Globe, TM and ABS-CBN Mobile)
Maxicare Healthcare Corporation: One of the pioneers in the health maintenance organization (HMO) industry was established in 1987 by an esteemed group of doctors and businessmen with the vision to deliver a better healthcare system.
Three decades later, Maxicare has progressed into becoming the No. 1 HMO* in the country, continuously providing comprehensive healthcare programs via its wide network of medical providers and strengthened customer support.
Maxicare has more than 1.2 Million Members, more than 56,000 affiliated Doctors, more than 1,000 affiliated Hospitals and Clinics, 3,800 Dental providers, 8 Primary Care Centers and 13 Helpdesks, 9 Satellite Offices, 5 Exclusive Wings.
by Penny Angeles-Tan | Jul 27, 2018 | Health and Wellness
Losing weight requires a lot of dedication and hard work and may involve physical and emotional costs. It is hardly surprising that many prefer the easy route by taking weight-loss supplements. While almost all weight-loss supplements are marketed as beneficial for the body, some may actually be harmful to one’s health.
Nutrition experts debunk certain claims about weight-loss supplements and reveal possible health risks.
Myth #1:
Weight-loss supplements are approved by the United States Food and Drug Administration (FDA).
Truth: The US FDA does not have the authority to review dietary supplement products for safety and effectiveness before they are marketed. It only steps in when a “dietary supplement” is found to contain harmful substances.
Myth #2:
Weight-loss supplements alone are enough to lose pounds.
Truth: Weight-loss supplements cannot substitute for healthy eating and regular exercise. Many weight-loss supplements’ labels include a disclaimer that they do not guarantee a specific weight-loss benefit, that individual results may vary and, to get the most benefit, they must be combined with proper diet and exercise.
Myth #3:
Supplements like Hoodia, green tea and bitter orange aid in weight loss.
hoodia, green tea, and bitter orange
Truth: Green tea, bitter orange and the African herb hoodia have not been scientifically proven to burn fat. In fact, hoodia has not been studied in humans. It is also unclear if it curbs appetite. Green tea contains a fair amount of caffeine, which may result in some weight loss initially, but it will not burn fat. Too much caffeine can affect the heart rhythm and disturb sleep. Bitter orange has synephrine, an alkaloid found in plants, that can be dangerous to health as it increases heart rate and blood pressure.
Myth #4:
“Natural” is safe.
Truth: Some weight-loss supplements containing “natural” ingredients like herbs comfrey or kava may be harmful to the liver. Claims that “natural is safe” is not always true.
Safety depends on the supplement’s chemical makeup and what it does to the body, how it is prepared and the dosage used. Also, while an individual supplement may be safe, the combination of several products may be risky. If you are under medication, it is best to consult your doctor first before taking any weight-loss supplements as they may affect the efficacy of your medicines.
While some supplements may result in weight loss in the short term, they may have long-term adverse effects on the body, which may not be able to handle the stress of dramatic weight loss or process artificial food and supplements. They may be unsafe for those with existing medical conditions or those who need to lose a lot of weight.
If you feed your body the right kinds of food, avoid unhealthy snacks and adopt other healthy habits, you should be able to rebalance and reboot your metabolism naturally. Nothing beats fresh and good food to improve health and promote healthy weight loss.
Maxicare Healthcare Corporation, the country’s leading healthcare provider, offers a solution with their new Maxicare PRIMA health card.
Myth #1:
“Natural” is safe.
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