Surely, you still have a holiday hangover. There’s something about being able to spend time (albeit online or in small groups) with friends and loved ones in this cuddle weather that allows us to have restful minds and peaceful hearts even just for a moment.
At this moment, you’re probably high on natural endorphins and have a renewed sense of clarity. Don’t you just want to hold on to that feeling as you walk into a brand new year?
We’re approaching 12 months of endless opportunities; 52 weeks and ways to be better; and 365 days of unknown possibilities. The power to right our wrongs is upon us!
photo credit to Josiah Go
“COVID-19 has left many feeling displaced. ‘I’m stuck. What can I do? How do I move forward?’ The pandemic has affected us in so many ways, bringing up fear, worry, and even languishing. We, at Viviamo, want to reassure Filipinos that these feelings of hopelessness and despair can be replaced with hope and positivity. That is why we offer you the tools to help you switch from that mindset of ‘simply surviving’ to thriving! We have the power to rewrite our own stories,” shares Viviamo CEO Darlyn Ty-Nilo.
For 16 years now, Viviamo, makers of the Belle de Jour Power Planner, have been creating empowering products. Scratch that – more like, Dreampowering products – Dreampowerment is an advocacy that is so close to the core of Viviamo’s purpose and has grown a 10,000+ strong community through The Bella Tribe, BDJ Plan With Me and You Got This Facebook Groups that ultimately help Filipinos desire a life full of love and joy through mindfulness, journaling with love, planning with courage and this year, coaching for abundance.
Literally, turn a new page in your life with any of these products from Viviamo’s 2022 Collection:
The Belle de Jour Power Planner (P599, P699, P1,199) is not a planner with empty pages. It’s a LIFE PLAN. BDJ believes in you even when you don’t believe in yourself. The 2022 edition is the support you didn’t know you need that will allow you to declare your purpose in life.
It gives you the space to remember who you are in 4 stylish designs that suit your personality and are packed with lifestyle coupons from over 40 brands; free mobile and desktop wallpaper downloadables, Spotify playlists, and NEW features this year include free virtual reality meditation videos and 12 Coaching Experiences led by 12 world-renowned experts in the field of Neuro-Linguistic Programming, Strengths Finding, Reiki Masters, Holistic Aromatherapists, Business and Beauty Experts, Energy Healers, Positive Psychologists, Motivational and Image Training Professionals in the BDJ Coach Quenza App that you can access from the pages of the BDJ Planner.
“I wasn’t much of a journaling person and was satisfied with simply writing my schedules on sticky notes. However, last year was highly toxic for me and I was in an identity crisis. When I was scrolling through Facebook, I saw an advertisement for the 2021 Journal and was intrigued with the design –the girl on the cover is beautiful and she looked confident. I liked the design, the content, and the marketing strategy so I decided to give journaling a try. A year has passed and I don’t think I can ever live without your journal; I don’t think I can ever use another journal if it’s not the BDJ version. I’ve imprinted my soul into it and I will continue to support you as your journal has with its owners.” shares Trisha Manao, one of the many users of the BDJ Power Planner.
The Navi Journal (P599), on the other hand, invites you to embark on your own journey of self-discovery and features 12 magnificent staircases around the world that you can virtually explore through the exclusive I Am Cardboard virtual reality videos embedded in the QR codes of the monthly dividers throughout the year. Despite their grandeur and intricacies, these captivating staircases are still just a small representation of what your mind can create. And yes, it has a coupon booklet too!
You might be thinking, “You never know what will happen in life. There are things that are out of your control.” This is why you struggle with using a planner. The 2022 Everything is Possible Planner (P599) is inspired by phases of the moon that embody inspiration, renewal, and unwavering energy, this year’s EIP Planner is what you’ve been waiting for. Featuring 13 Monthly Calendars (covering Dec 2021 to Dec 2022), special Pages that help you achieve your goals and open possibilities, and a vertical weekly layout with timestamps, EIP has been helping people achieve their big and small goals for a decade now. It’s a planner that’s designed for go-getters like you who know exactly what they want and will do anything it takes to make those dreams happen. Now is the right time to finally stop feeling like a victim of circumstance and start living the life you want. It’s not too late. It never is. Just as the moon transitions, so will you.
And finally, The Focus 2022 Journal (P550) is a guide to help you accept your life as it unfolds. With each phase, chapter, or stage of life comes new challenges and experiences that make up the fabric of our lives. It’s a great tool to inspire you to shove the distractions aside and put your goals to the forefront. With its dedicated weekly grid layout and unique worksheet pages, you will be able to start building the tomorrow you want with laser-like clarity.
Viviamo also has beautiful leather Quest Journals (P280, P499, P699, P999) in 4 sizes that you can switch out fillers and create a journaling system with, along with calendar pads and other productivity tools! Who says you only need one notebook? Get a journal for every aspect of your life, every piece of your brain to start rewriting your story.
Pour out your worries, visualize your dreams and turn them into actionable plans with these exciting journals from Viviamo! Choose all or any from www.shop.ilovebdj.com and www.crazyaboutpaper.com.
Say “Prost!” (cheers!) and celebrate Oktoberfest with GROHE! This year, the leading German brand for complete bathroom solutions and kitchen fittings is marking this annual German festival with up to 35 percent off discounts on select GROHE items.
It’s the perfect time to transform your bathroom into a sanctuary for comfort and hygiene with GROHE’s innovative bathroom and kitchen fittings which are now available at a 5% discount for regular items. Planning for a total bathroom renovation? Get up to 35 percent off on bundles and an even high discount when you add a hand shower to any bundle!
This offer is exclusively available at all Wilcon branches nationwide, so hurry and visit the branch nearest you to enjoy these special offers from GROHE until December 31, 2021, only.
The uncertainties that came with the global health pandemic led to the financial stress that altered the lifestyle of many Filipinos. For close to two years since the global COVID-19 pandemic started, many lost their jobs and had to make do with what little savings they have stashed away.
A study titled, “The State of Banking and Financial Wellness” commissioned by US-based research firm Forrester, indicated that more than half of Filipinos identified building their savings as one of their top concerns when it comes to personal finance.
The desire to have some money safely stashed when rainy days come is one that is shared by every Filipino—regardless of stature in life or the money they earn. When COVID-19 hit, the majority of Filipinos were left without a stable means of livelihood as the strict lockdown badly affected the economy, leading to a significant number of business closures and an uncertain future for those engaged in the gig economy.
Stemming from its desire to push for financial inclusion for every Filipino, Cebuana Lhuillier Bank partnered with Cebuana Lhuillier, one of the country’s leading micro financial service providers, to introduce Cebuana Lhuillier Micro Savings in 2019. Cebuana Lhuillier Micro Savings provided Filipinos with an accessible and convenient means to save their hard-earned money by addressing the common barriers in saving, including lack of accessibility, the need for numerous documentary requirements, and the high cost of starting and maintaining a balance.
“Our main priority is to be a one-stop-shop for the micro-financial needs of our kababayans. With our commitment to financial inclusion and mobility for everyone, Cebuana Lhuillier Micro Savings account is one of the great products we have created to empower many of our kababayans to save, regardless of their status in life,” Cebuana Lhuillier President and CEO Jean Henri Lhuillier said.
The promise of having money saved in times of need was what inspired Cebuana Lhuillier Micro Savings account holders Pillilia Pardo and Maria Luisa Luna to open a savings account and work hard to build a comfortable fund that they can rely on when needed.
Pillilia Pardo, sari-sari store owner
Pillilia Pardo, a 79-year-old, sari-sari store owner from Las Piñas and a loyal micro-savings account holder, dreams of imparting the value of savings to her children.
Pillilia, a 79-year-old sari-sari store owner in Las Pinas, makes sure to deposit a fraction of her daily earnings into her micro-savings account. With her store located right beside the Cebuana Lhuillier Casimiro branch, she has become a daily fixture for the branch personnel who assists her on her everyday transactions.
“Napakahalaga ng savings, kasi pag dumating ang pagkakataon na ikaw ay magigipit, kailangan mo ng pera. Kung mayroon kang ipon, anytime puwede ka makapag-withdraw,” shares the septuagenarian.
When the pandemic hit, Pillilia used her micro-savings account to augment her day-to-day expenses, which included medicines, food, utilities, and rent. When the lockdowns affected her store’s earnings, she was comforted by the fact that she did not have to resort to borrowing money in order to get by.
“Hindi ka magsisisi kung nakapag-ipon ka…anytime nangailangan, nandiyan ang ipon ko. Mayroon akong magagamit,” she adds.
Maria Luisa Luna, a garbage collector
Maria Luisa Luna, a 64-year-old, garbage collector from Manila relied on her micro-savings account when the pandemic badly hit her family.
For Maria Luisa, it was her savings that literally saved her family in the midst of the strict Manila lockdowns. She earns her keep by collecting recyclables which she then sells in a junkyard.
For over two years, even before the lockdown began, she would make sure that a portion of her earnings goes to her Cebuana Lhuillier micro-savings account, which she intends to use during emergencies.
“Hindi na kami makapangalakal nung naghigpit sa lockdown. Yung kinakain namin, halos galing na lang sa ayuda ng gobyerno pero hindi naman sapat yun. Nagkasakit pa ang anak ko. Hindi ko naman matiis na hindi maipagamot. Doon ko na naisip na gamitin yung ipon ko sa Cebuana Lhuillier Micro Savings. Tuwing may kailangan sa bahay, gaya nang pangkain at pang-renta, withdraw ako. Tapos pagpapagamot sa anak, withdraw ulit,” Maria Luisa shares.
She admits that the protracted quarantine period had drained her savings, but now that everything is slowly going back to normal, she has also resumed building her emergency nest egg, visiting the Cebuana Lhuillier branch nearest her after a day of collecting recyclables and items to sell.
Since its launch, Cebuana Lhuillier Micro Savings has enabled more than 5.5M account holders to have a semblance of peace of mind in times of great need and emergencies. As a cash agent, Cebuana Lhuillier provided account holders with a reliable and highly accessible venue to deposit and withdraw their money in any of its 2,500 branches nationwide, anytime and anywhere.
In 2020, Cebuana Lhuillier Micro Savings was made even more accessible and convenient with the introduction of its new digital features.
“We’ve always believed that Cebuana Lhuillier Micro Savings should be able to evolve according to the changing needs of its users. By going digital, Cebuana Lhuillier Micro Savings is providing greater IPON POWER to its account holders, by providing them convenience and mobility in maximizing the use of their savings through digital channels,” Cebuana Lhuillier bank President, Dennis Valdes added.
Cebuana Lhuillier Micro Savings boasts of greater IPON POWER through the following features: withdraw cash in over 21,000+ BancNet ATMs nationwide anytime and anywhere; purchase online thru UnionPay merchants worldwide; 24/7 unlimited banking access with the eCebuana app; and do cashless payments in over 350,000 UnionPay and BancNet accredited stores nationwide.
With more and more Filipinos slowly realizing the value of saving, Cebuana Lhuillier Micro Savings is gearing towards further improving its features to better provide its account holders with a dependable ally they can continuously rely on.
It’s that time of the year when INAX, the renowned Japanese brand for its pioneering spirit embodied in masterfully designed bathroom fixtures, presents its Water Indulgence Promo for 2021 where thoughtfully designed bathroom pieces, toilets, and accessories are available at huge discounts.
With discounts of up to 30%, the INAX Water Indulgence Promo offers the perfect opportunity to upgrade your bathrooms with masterpieces from the brand that introduced Japan’s first advanced toilet and self-powered automatic faucet.
For those who have been eyeing INAX’s intuitively designed washbasins, faucets, and toilets, this promo should not be missed! Customers can look forward to as much as 30% off on one-piece toilets, up to 30% off on close coupled toilets, and as much as 25% discount on showers. Bathroom accessories, spalets, and bidets are also available at huge price-offs. Truly, it’s the most opportune time to transform your bathroom into a haven for relaxation.
Promo deadline
Inax toilet
Available until November 30, INAX Water Indulgence Promo 2021 is available in select AllHome branches including Sta. Rosa, Antipolo, Molino / Daang Hari, Taguig, Bataan, Imus, Kawit, Las Piñas, Sipag, Naga, Bulacan, Cebu, Iloilo, Vibal, Silang, Cabanatuan, Butuan, San Ildefonso, Koronadal, Santiago, Gapan, Cagayan De Oro, Libis, Pampanga, General Trias, Tanza, Evia, Malolos, Dasmariñas, and North Molino.
You can also avail of the promo without leaving your home – simply chat with AllHome’s Personal Shopper on Viber to help you shop safely and conveniently. You may get the number of the Personal Shopper at the AllHome branch nearest you through this link: https://allhome.com.ph.
For a complete listing of INAX products included in the promo, visit INAX Philippines on Facebook, www.facebook.com/InaxPhilippines.
The COVID-19 pandemic has taught us that the unexpected can happen anytime. When they do, it helps to have an insurance plan that can minimize the impact of unforeseen circumstances and help you stay on track with your life goals.
AXA Philippines, one of the country’s leading insurance providers, helps Filipinos avail of reliable and affordable insurance coverage with AXA MyLifeChoice, a flexible insurance and investment plan that caters to the policyholders’ individual needs.
The product allows customers to keep moving forward with their life goals with the guidance of AXA’s financial partners who can help them design a plan based on one’s individual goals and priorities ─ whether that may be health, education, income protection, or big purchases.
AXA MyLifeChoice
Rahul Hora, President, and CEO of AXA Philippines
Clients can further customize their policies depending on their budget, investment profile, and protection benefits. Moreover, AXA MyLifeChoice also offers flexible life coverage that they can customize up to 30x the amount they pay annually.
“When it comes to life goals, especially long-term goals, some people may think that they’re hard to achieve, especially now that we are in a pandemic. But accomplishing your goals is possible when you allow room for flexibility and take small steps, like reaching out to financial advisors who are equipped with the tools to guide you on what to do,” advised Rahul Hora, AXA Philippines President, and Chief Executive Officer.
No matter the situation, taking the leap to achieve your life goals with no worries is now more attainable and convenient with MyLifeChoice. To know more about AXA Philippines’ MyLifeChoice, visit www.axa.com.ph/mylifechoice or talk to an AXA Financial Partner via the landline at +632 8 5815-292.
INAX, the Japanese brand is known worldwide as a pioneer of innovations, starting with Japan’s first advanced toilet and self-powered automatic faucet, unveils yet another masterpiece with the INAX 3-in-1 Jet Bowl.
The brand, which originated in 1924 when Frank Lloyd Wright, one of the greatest American architects during that time, teamed up with highly skilled Japanese artisans Hatsunojo Ina and his son Chozaburo, once again harnesses its innovative spirit as it takes a closer look at the ritual of hand washing in public spaces.
Since the onslaught of the pandemic, hygiene is of prime importance. Regular hand washing is considered our first line of defense, but doing so in public places while minimizing contact with surfaces is a challenge as it involves multiple essential steps – from turning on the faucet, and pressing the soap dispenser to activate the hand dryer.
The INAX 3-in-1 Jet Bowl is a thoughtfully designed washbasin that integrates all these necessary steps to make handwashing a truly hygienic, efficient, and enjoyable experience
Intuitive design for comfort.
Thoughtfully designed for an intuitive and hygienic handwashing experience, the INAX Jet Bowl is a fully integrated unit that combines a soap dispenser, hand-washing function, and hand dryer in a single bowl. The sequential layout ensures fast, convenient, and efficient handwashing, while its deep bowl offers comfort as it effectively prevents water from splashing during handwashing.
This intuitive layout is perfectly suitable for high-traffic places where high standards of hygiene are of utmost importance, such as public dining areas, shopping malls, health clinics, and educational establishments.
Maximizing Space.
A harmonious combination of design and ergonomics, the INAX 3-in-1 Jet Bowl intelligently utilizes the space by having the basin, dryer, and dispenser integrated into one area. No need to separate a soap bottle, a hand dryer, or tissue dispenser – the washbasin has everything built-in. The unit also includes a shelf just above the washbasin, allowing more room for small items and belongings.
Easy maintenance.
The soap dispenser has a large capacity of 4 liters, hence reducing the need for constant refills. Cleaning is minimized to a single area and takes less time since there will be fewer instances of the mopping of floors or countertops.
The INAX-3-in-1 Jet Bowl is another masterpiece that embodies the brand’s design principle, combining functional simplicity, intelligent design with a deep understanding of the needs of its users.
For more updates on INAX, visit www.inax.com.ph and follow @INAXPhilippines on Facebook and @inax.philippines on Instagram.
The Belle de Jour Power Planner (P599, P699, P1,199) is not a planner with empty pages. It’s a LIFE PLAN. BDJ believes in you even when you don’t believe in yourself. The 2022 edition is the support you didn’t know you need that will allow you to declare your purpose in life.
Say “Prost!” (cheers!) and celebrate Oktoberfest with GROHE! This year, the leading German brand for complete bathroom solutions and kitchen fittings is marking this annual German festival with up to 35 percent off discounts on select GROHE items.
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